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RISK! Risk of being part of AIFW! RISK! Risk of being part of AIFW!

RISK! Risk of being part of AIFW! - PowerPoint Presentation

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Uploaded On 2023-11-04

RISK! Risk of being part of AIFW! - PPT Presentation

Before objective analysis Risk of not digging deep After objective analysis Risk of digging deep Paralysis Before After Trust no one Bloggers Reporters Experts who appear on TV or magazines ID: 1028710

fund mutual gold sip mutual fund sip gold funds risk moves strategy review tax investing years hope invest buying

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Presentation Transcript

1.

2. RISK!

3. Risk of being part of AIFW!

4. Before objective analysisRisk of not digging deepAfter objective analysis!Risk of digging deep!

5.

6. ParalysisBeforeAfter

7. Trust no one!BloggersReporters“Experts” who appear on TV or magazinesThe trouble with “top 10 posts” in financeSponsored content is the new menace onlineSnooping!

8. PrioritiesPower of compounding does not matter for ~ 5Y or less

9. Popularity

10. “It Seemed Like a Good Idea at the Time”

11. A minimalist portfolio

12. Asan Ideas for Worthless information!“Ashal Sir, Please name the two mutual funds you hold”When Ashal says MDBSC* ….

13. A Mutual Fund SIP is Hope, Not a Strategy!Currently there are ten funds that are 20-years oldIn 2036, there would 500+ 20-year old funds! Mutual Funds are not LIC polices!

14. A Mutual Fund SIP is Hope, Not a Strategy!

15. A Mutual Fund SIP is Hope, Not a Strategy!

16. Systematic investing + Systematic Risk ManagementClear Asset allocation Watch for deviations regularly (yearly first and more often later)Rebalance (once a Y, once every few Y and more often later)Quit while aheadAll this is possible with MDBSC!

17. Star Ratings

18. How to review a mutual fund SIP?Do we have a review strategy in place?

19. How to review a mutual fund SIP?

20. How to review a mutual fund SIP?

21.

22. Buying on dips!

23. Buying on dips = SIP!How many of us are going to compare!

24. Buying physical gold <> Investing in goldAim: accumulate gold for daughter’s marriage.Aim: Hedge against inflationAim: Reduce volatility in my portfolio?Buy physical gold or use gold funds, etfs . Bonds?

25. Gold always moves up!

26. Gold always moves up!

27. Gold always moves up!

28. Gold always moves up!Riskometer

29.

30.

31. NAV always moves up!

32. Recency Bias - 1

33. Risk IgnoranceFD rates have gone down, so can I invest in debt funds?Can I use balanced funds for SWP in retirement?Can I invest in sector funds for next 3 years?

34. Liquidity IgnoranceNPS only for tax deductionUse tax-free bonds to get tax-free returnsReal Estate

35. You cannot choose the “right” mutual fund or stock!Invest in “good stocks” and forget about it!Please suggest a mutual fund to start SIP for next 15 years.

36. Stock investing vs Mutual Fund investingTiming the Market

37. Possibility vs probabilityHot-hand fallacy