GUIDELINES FOR CASH TRANSFER PROGRAMMING IN GAZA STRIP - PowerPoint Presentation

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GUIDELINES FOR CASH TRANSFER PROGRAMMING IN GAZA STRIP

Augu-Sept. 2018DRFAT 1 prepared by CPWG lead and FSS

The main goal is to provide practical, step-by-step support to the CPWG members and others to design and implementation of cash interventions in the Gaza Strip.To harmonize tools used in order to have a better intervention, good practice and effective coordination for creating consensus on the work procedures and standards.

To have a clear understanding of the different cash modalities implemented by different stakeholders.

ABOUT THESE GUIDELINES

DEFINITIONS

Unconditional Cash Transfer (UCT):

Unconditional transfers are provided to beneficiaries without the recipient having to do anything in return to receive the assistance

(CaLP, 2017).

Conditional Cash Transfer (CCT) :

A conditional transfer requires beneficiaries to undertake a specific action/activity (e.g. attend school, build a shelter, attend nutrition screenings, undertake work, etc.) to receive assistance; i.e. a condition must be fulfilled before the transfer is received. Cash for work/assets/training are all forms of conditional transfer.

(CaLP, 2017).

Restricted Transfer:

A restricted transfer requires the beneficiary to use the assistance provided to purchase specific items or types of goods or services. Vouchers are by default restricted transfers, as there will at minimum be restrictions on where a voucher can be spent

(CaLP, 2017).

Unrestricted Transfer:

Unrestricted transfers can be used entirely as the recipient chooses i.e. there are no direct limitations imposed by the implementing agency on how the transfer is spent

(CaLP, 2017).

DEFINITIONS

Classifying cash-based transfers

Two key criteria:

Condition(s) to

to be fulfilled?

Yes:

Conditional

No:

Unconditional

Freedom to use the transfer?

Yes:

Unrestricted

No:

Restricted

DEFINITIONS

Restricted

Unrestricted

Conditional

Unconditional

Voucher for work

Vouchers for training

Conditional cash transfers

Cash For Work

UCT

Vouchers

Input Trade Fairs

Seed Fairs

VOUCHERS

=

RESTRICTED

CASH

=

UNRESTRICTED

MAPPING OF THE CASH TRANSFER PROGRAMMING IN GAZA

CASH TRANSFER PROGRAMMING

UNCONDITIONAL CASH TRANSFER (UCT)

CONDITIONAL CASH TRANSFER (CCT)

Cash

E-Vouchers (online) for food

Food in-kind

Paper Vouchers for Nonfood items (Hygiene kits, bedding kits, kitchen kit) and for livelihoods.

Cash to improve IGAs

Cash for training (internship)

Cash to improve livelihoods

Cash for Work

Cash for Shelter Rehabilitation

GUIDANCE SHEET: Cash

Cash

Selection Criteria:

HHs with no one who is able to work and with no significant other sources of income

Must be unemployed with no significant other sources of income.

Must not have participated in other cash assistance project during the last 6 months.

Must support a family with a minimum of 5 members.

Must not be receiving any assistance from MoSD or UNRWA.

• Only one application per household will be accepted.

Ranges of wages:

Wages must be calculated based on the market average fluctuation.The total amount for distribution must be calculated to cover at least 3 months.

Based on the purpose the ranges will go from 200 USD to 250 USD (Renting fees, basic accommodation items)

Implementation Method:

ATM cards.

Bank transfers.

Bank checks.

Household profile:

Households located in extreme poverty: In the area of intervention, these families represent at least 50 percent of the total. Throughout the year they buy food on credit or borrow from relatives at least once per month.

GUIDANCE SHEET: E-Vouchers (online) for food

E-Vouchers (online) for food

Selection Criteria:

Limited labour force availability in the household

Female-headed households

A high number (>5) of dependents (children and elderly) except special cases of vulnerability (single parent with 2 children ..etc.)

Presence of household members with a disability

Bad conditions of the house and home ownership status

Lack of access or with debt to basic services (water, electricity, sewage)

Land ownership problems (status and use)

Protection-related issuesDebt for basic needs including foodRanges of value of the e-voucher)

Value must be calculated based on: Minimum Food Basket Requirement

and the market prices fluctuation.

Ranges will go from 100 USD to 150 USD per family per month.

The support is preferred be combined with other types of cash support (CFW and then IGA).

The period is preferred not to be less than 6 months.

Implementation Method:E-Cards (Camp situation and emergency)Papers vouchersHousehold profile:

Households located in extreme poverty: In the area of intervention, these families represent at least 50 percent of the total. Throughout the year they buy food on credit or borrow from relatives at least once per month.

GUIDANCE SHEET: Food in-kind

Food

in-kind

Priorities of selection

Limited labour force availability in the household

Female-headed households

A high number (>5) of dependents (children and elderly) except special cases of vulnerability (single parent with 2 children ..etc.)

Presence of household members with a disability

Bad conditions of the house and home ownership status

Lack of access to and cost of basic services (water, electricity, sewage)

Land ownership problems (status and use)Lack of livestock ownershipProtection-related issuesDebt for basic needs including food

Components of the food basket:

Food basket components should be calculated based on Minimum Food Basket Requirement and the market prices fluctuation.

Value of the food will go from 100 USD to 150 USD per family

/ member

per month.

(to be discussed)

The support is preferred to be combined with other types of cash support (CFW and then IGA).The period must not be less than 6 monthsImplementation Method:E-Cards?! (Camp situation and emergency)Only Emergency (and Ramadan, Eid …?. )

Household profile:Households located in extreme poverty: In the area of intervention, these families represent at least 50 percent of the total. Throughout the year they buy food on credit or borrow from relatives at least once per month.Disaster affected population (emergency).

GUIDANCE SHEET: Paper Vouchers for Nonfood items

Paper Vouchers for Nonfood items

(for non-food items I suggest to discuss /

cosult

with relevant cluster)

(Hygiene kits, mattress

bedding kits

, kitchen kit) and for livelihoods.

Selection Criteria:

• HHs that are affected by conflicts or natural disasters• Limited labour force availability in the household• Female-headed households

• A high number (>10) of dependents (children and elderly)• Presence of household members with a disability• Bad conditions of the house and home ownership status• Lack of access to and cost of basic services (water, electricity, sewage)• Land ownership problems (status and use)• Lack of livestock ownership• Protection-related issues• Debt for basic needs including food

Value of the voucher:

• Value is identified by following the Shelter cluster standards.

• Ranges will go from 150 USD to 200 USD per family/ 3 months.

• This modality should be implemented during an emergency except if there is a need in certain localities with low

hygiene

(to refer to WASH cluster) practices.Implementation Method:• E-Cards (this is not e-voucher) (Camp situation and emergency)• Papers vouchers

Household profile:• Households located in extreme poverty: In the area of intervention, these families represent at least 50 percent of the total. Throughout the year they buy food (this is for non-food) on credit or borrow from relatives at least once per month.

GUIDANCE SHEET: Cash to improve IGA's

Cash to improve IGA's

Common Selection Criteria

The age of the applicant should not be less than 18 years old.

Be a breadwinner of a family whose livelihood was affected by recent conflicts

Should be unemployed neither the applicant nor any of their family members, have any other regular source of income with more than 750 NIS every three months.

Not receiving any cash assistance from MoSD or any other source of income more than NIS 750 every three months.

Should not have benefited from similar humanitarian programs during the last 12 months.

Should show a high commitment to attend the business training sessions.

Should have the willingness to run an income generating activity.

Should develop a business plan for his/her idea including a financial plan on how to use the micro-grant in creating/developing her business.Protection related Selection Criteria Families with a number of disabled membersFamilies with a number of chronic diseases members Women head of households

Ranges of wages:

• Wages need to be identified according to the business sector.

• Ranges will go from 2000 USD to 5000 USD per family/IGA.

• This modality must be combined with a training and coaching period

Implementation Method:

• ATM cards.

• Bank transfers.• Bank checks.

Household profile:• Households living in moderate poverty: those could have the following characterization: Families with a low resilience level, have limited access to agricultural inputs and land (max. 2 dunums), have some farming skills, are unemployed and have a high number of dependents who have been diagnosed as anemic or malnourished patients.

GUIDANCE SHEET: Cash for Work

Cash for Work

Selection Criteria:

Must be unemployed with no significant other sources of income

Must not have participated in any cash assistance project during the last 6 months

Must support a family with minimum of 4 members

Must not be receiving any assistance from MoSD or UNRWA (West Bank only)

Only one application per household will be accepted

Ranges of wages:

60 NIS /unskilled

75 NIS /skilledPeriod must be from 3 months (60 WD's) to 6 months (120 WD’s)Payments will be issue every 20 WD’s.

According the local labor market average the daily rate is around 30 NIS/day. 60 NIS will give the HHs a chance for income for around 6 months. More HHs will be supported

The amount of money is calculated to cover the basic needs for a family of 4 members.

Implementation Method:

• ATM cards.

• Bank transfers.

Household profile:

Households living on the poverty line: These families do not own productive lands and most of the time work for other farmers; on average the salary they receive is approximately 5 NIS per hour worked. They have been affected in different ways by the conflicts in Gaza and its consequences. They consume up to 70 percent of their income on purchasing food, and have a high tendency of falling into the extreme poverty range. They lack a fixed source of income and do not have any form of savings. During the “hunger gap” season, (June to September) they reduce the number of meals; pick wild plants, for example: “khobeza” (Mallow), and purchase leftovers in the local market.

GUIDANCE SHEET: Cash for training (internship)

Cash for training (internship)

Selection Criteria:

Must be a university graduate

The applicant should be between 22-

40

years old

Must be unemployed with no significant other fixed source of income

Must not have participated in any cash assistance project during the last year

Must support a family with a minimum of 5 members

Must not be receiving any cash assistance from MoSD or UNRWALiving in the targeted areas (will be determined clearly in the project announcement)Only one person per household can be acceptedRanges of wages:

75 NIS /skilled

Period must be from 3 months (60 WD's) to 6 months (120 WD's)

Payments will be issue every 20 WD's or training days.

Implementation Method:

ATM cards.

Bank transfers.

Household profile:Households living in moderate poverty: those could have the following characterization: Families with a low resilience level have limited access to agricultural inputs and land (3-5 dunums), (to be discussed

) have some farming skills, are unemployed and have a high number of dependents who have been diagnosed as anemic or malnourished patients.

GUIDANCE SHEET: Cash to improve livelihoods

Cash to improve livelihoods

Selection Criteria:

The applicant should not be employed or have a stable source of income.

The number of family dependents should be at least 4.

The applicants should have a previous experience in farming.

The applicant should have enough space according to the nature of livelihood activity/assistance.

An existing water source must already be available to irrigate the crop.

Woman headed households have a priority to be targeted.

The applicant should not have benefited from a similar agricultural aid during the past 12 months.

The applicant must own agricultural assets that were affected and need to be rehabilitated Ranges of wages:

Ranges will go from 2000 USD to 5000 USD per family.

Wages will be identified based on the ty of asset need to be rehabilitated.

Implementation Method:

In-kind distribution of inputs

Bank transfers.

Bank checks.

Household profile:Households living in moderate poverty: those could have the following characterization: Families with a low resilience level have limited access to agricultural inputs and land (3-5 dunums), have some farming skills, are unemployed and have a high number of dependents who have been diagnosed as anemic or malnourished patients.

GUIDANCE SHEET: Cash for Shelter Rehabilitation

Cash for Shelter Rehabilitation

Selection Criteria:

Applicants who are below the minimum WASH and shelter standards.

Shelter vulnerability score and those with an IDP hosting history.

Applicants who have physical and climate protection

HHs with no one who is able to work and with no significant other source of income.

High number (>10) of dependents (children and elderly)

Ranges of wages:

Assistance is identified by following the Shelter cluster standards.

Ranges will go from 2,700 USD to 3,500 USD per family/shelter.

Implementation Method:

Bank transfers.

In-kind distribution of inputs

Household profile:

Households located in extreme poverty:

In the area of intervention, these families represent at least 50 percent of the total. Throughout the year they buy food on credit or borrow from relatives at least once per month.

Households living on the poverty line: These families do not own productive lands and most of the time work for others; on average the salary they receive is approximately 5 NIS per hour worked. They have been affected in different ways by the conflicts in Gaza and its consequences. They consume up to 70 percent of their income on purchasing food, and have a high tendency of falling into the extreme poverty range. They lack a fixed source of income and do not have any form of savings. During the “hunger gap” season, (June to September) they reduce the number of meals; pick wild plants, for example: “khobeza” (Mallow), and purchase leftovers in the local market.

For more Information:

Jairo PaizanoChair CPWG on Behalf of Action Against Hunger

jpaizano@pt.acfspain.org

+972 (0)594 79 99 51

Anas Musallam

FSS Operations Coordinator, Gaza Strip

anas.musallam@fscluster.org

+972 (0) 059-203-0026