Franklin Templeton Investments 2 As of 123115 1 Investment professionals include portfolio managers portfolio managersanalysts research analysts and traders of Franklin Templeton Franklin Mutual Series and subsidiary investment management groups ID: 687084
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Slide1
Not FDIC Insured | May Lose Value | No Bank GuaranteeSlide2
Franklin Templeton Investments
2
As of
12/31/15.1. Investment professionals include portfolio managers, portfolio managers/analysts, research analysts and traders of Franklin, Templeton, Franklin Mutual Series, and subsidiary investment management groups.
Franklin Templeton Investments is a global leader in
asset management serving clients in
over 150 countries
65+
Years of Asset Management Experience
$763.9B+
Total Assets Under Management
650+
Investment Professionals1
35
Countries with OfficesSlide3
The Simple Way to Invest
Franklin
NextStep
Funds
™Slide4
Simplicity
All-in-one portfolios matched to three levels of risk
Diversification
A broad mix of
funds
invested across fund managers, asset classes and countriesExpertiseProfessionally managed to navigate the ups and downs of the market4Franklin NextStep FundsDiversification does not guarantee a profit or protect against a loss.Slide5
Simplicity
All-In-One Portfolios Matched to the Client
5
1. Alternative
investments include less traditional asset classes such as real estate, commodities and hedge strategies. Performance and market movement of alternative investments do not typically follow stocks and bonds
.Franklin NextStepConservative FundFranklin NextStep Moderate FundFranklin NextStep Growth FundStock FundsBond FundsAlternative Investments Funds¹Potential Return
HIGHER
Relative Risk
HIGHER
LOWER
Fund
allocations are provided for illustrative purposes only. There is no guarantee that the Franklin
NextStep
Funds will be allocated in a similar manner.Slide6
Diversification
One
Fund—Many Fund Managers, Asset Classes
& Countries6
1. Alternative Investment Funds are included in the Franklin NextStep Moderate Fund and the Franklin NextStep Growth Fund.
One FundAccess to Top Tier Investment ManagersNon-Franklin Templeton Mutual Funds and Exchange Traded FundsFranklin Templeton Mutual Fundsand Exchange Traded FundsFUNDFUNDFUNDFUNDFUNDFUND
FUND
FUND
Broadly Diversified
Stocks
Alternative
Investments
1
Bonds
Invested Globally
North America
Emerging
Markets
Asia
Europe
FUND
FUND MANAGERS
ASSET CLASSES
COUNTRIES
Diversification does not guarantee a profit or protect against a loss. Slide7
Expertise
Continuously Managed for Opportunities and Risks
7
Conservative
Moderate
GrowthFranklin NextStepFundsTarget AllocationsStock Funds25%60%75%Bond Funds75%40%25%Alternative Investment Funds—
—
—
Bull Market: Opportunities in the Market
Stock Funds
30%
65%
80%
Bond Funds
70%
35%
20%
Alternative Investment Funds
—
0-5%
0-10%
Bear Market: Risks in the Market
Stock Funds
10%
45%
60%
Bond Funds
90%
55%
40%
Alternative Investment Funds
—
0-5%
0-10%
Allocation Ranges
Stock Funds
10–30%
45–65%
60–80%
Bond Funds
70–90%
35–55%
20–40%
Alternative Investment Funds
—
0-5%
0-10%Slide8
Benefits to the Investor
8
World-Class Investment Management
Broadly Diversified with Access to Top Tier Managers
An All-In-One Portfolio
Matched to Investors Based on Risk and GoalsContinuously Managed to Align with Fund ObjectivesSlide9
Benefits to the Investor
9
Choose the Simple Way to Invest with
Franklin
NextStep
FundsSlide10
While an asset allocation plan can be a valuable tool to help reduce overall volatility, all investments involve risks, including possible loss of principal. Because these funds invest in underlying funds, which may engage in a variety of investment strategies involving certain risks, the Franklin NextStep Funds are subject to those same risks. In addition, shareholders of the NextStep Funds will indirectly bear the fees and expenses of the underlying funds. The risks described herein are the principal risks of the Franklin NextStep Funds and the underlying
funds. Typically
, the more aggressive the investment, or the greater the potential return, the more risk involved. Generally, investors should be comfortable with some fluctuation in the value of their investments, especially over the short
term. Stock
prices fluctuate, sometimes rapidly and dramatically, due to factors affecting individual companies, particular industries or sectors, or general market conditions. Bond prices generally move in the opposite direction of interest rates. Thus, as the prices of bonds in a fund adjust to a rise in interest rates, that fund’s share price may decline. Foreign investing carries additional risks such as currency and market volatility and political or social instability; risks which are heightened in developing countries. Investments in derivatives involve costs and create economic leverage, which may result in significant volatility and cause the funds to participate in losses (as well as gains) that significantly exceed the funds’ initial investment. These risks are described in the funds’ prospectus. Investors should consult their financial advisor for help selecting the appropriate fund of funds, or fund combination, based on an evaluation of their investment objectives and risk tolerance.
A Few More Words About Asset Allocation10Slide11
Franklin Templeton Distributors, Inc.
One Franklin Parkway
San Mateo, California 94403-1906
nextstepfunds.comInvestors should carefully consider a fund’s investment goals, risks, charges and expenses before investing. To obtain
a summary
prospectus and/or prospectus, which contains this and other information, talk to your financial advisor, call us at (800) DIAL BEN/342-5236 or visit nextstepfunds.com. Please carefully read a prospectus before you invest or send money. See franklintempletondatasources.com for additional data provider information.NS PPT 02/16