Quality Trucking Insurance | Insura Insurance Agency - PDF document

Insura Insurance Agency About Insura Insura is a local, independent insurance agency. We strive to offer you a more personal insurance experience. Likewise, we aren’t bound to one insurance carrier. When we choose a carrier, we keep your best interest in mind. Above The Competition There are many insurance companies, therefore insuring has become less personal. Our competitors use outsourced call centers, with distant agents. They sell generic policies, which don’t work for everyone. As a res ult, consumers are often uninformed. Similarly, they are often incorrectly insured. Our passionate agents will cater to you, and your unique situation. Subsequently, we can offer you several policies to choose from. Save Time & Money We know smart spenders like you search diligently for the right policy, saving money as a result. Your search can be daunting, because there are dozens of insurers out there. Firstly, do you know which questions to ask? Are you prepared to spend your time comparing ra tes and coverage? Can you trust that your sales rep is giving an unbiased recommendation? A Personal Experience Conversely, we strive to find the fairest quote available to you. Whether you’re buying a new home or vehicle , looking for flood protection , or running a business , we will find the best policy. You’ll receive the personal service that only an independent agent provides. We live and work in your community, serving Reynoldsburg, Ohio . We’ll treat you like a valuable client, because customer satisfaction is our top priority. General Liability Insurance/CGL CGL is common insurance that protects your business for daily operations, regardless of the type of business that you operate. As a result, coverages include:  Property Damage Liability  Property Injury Liability  Lawsuit Costs Pricing for general liability insurance depends on several factors, including the type of coverage you need, your company’s size, your claim’s history, your industry, and your policy’s size. On average, mo nthly premiums for CGL range from $35 to $60 per month, with most policies offering a per - claims limit of $1 million per occurrence and $2 million in aggregate. Professional Liability Insurance Professional liability insurance is essential for those in the fee - based services industry. This covers:  Mistakes made during a transaction  Services provided by a business  Possible legal defense costs Also known as omissions or errors insurance, this cove rage protects you from lawsuits that result from giving incorrect advice, oversights, and mistakes. Many lawyers, medical professionals, financial advisors, architects, IT consultants, fitness trainers, and similar specialists in Ohio carry professional li ability insurance, with premiums costing $500 to $1,000 per year, per individual. The cost depends on the type of industry you are in as risk levels vary from one profession to another. Workers ’ Compensation Insurance Workers’ Comp covers an employee’s pay when they are injured at work. It is mandatory for all employers in Ohio and anywhere else in the U.S. and covers the following:  Medical Expenses  Reha b Costs  Disability and Lost Wages  Survivor Benefits Of course, workers’ compensation insurance does not cover every type of injury on the job. For instance, it will not take care of injuries due to negligence and breach of company policies, while working under the influence of illegal drugs or alcohol, from eating food the employees prepared for their personal meals, and commuting to and from work for personal reasons. This business insurance component can cost between $1 and $100 per month, taken from pay roll, depending on the type of job, location, company size, and claims history. Commercial Auto Insurance This is necessary for any Ohio business owning vehicles and using them to:  Carry out general services  Transport employees  Transport goods The cost of commercial auto insurance depends on various factors, including location, driving history, type of vehicle, and frequency of use. Monthly premiums average at $140 per month based on how much coverage you need. h�ps://insura4you.com