FORAZI FURNITURE Project identification and prepared by Zahidul Kamal Feni Sadar Unit Feni Project verified by Susanta Kumar Bishwash Grameen Shakti Samajik Byabosha ID: 810374
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Slide1
Proposed NU Business Name: FORAZI FURNITURE
Project identification and prepared by: Zahidul Kamal, Feni Sadar Unit, Feni
Project verified by: Susanta Kumar Bishwash
Grameen
Shakti Samajik Byabosha Ltd.
Slide2Brief Bio of The Proposed Nobin UdyoktaName:SHEIKH FORIDAge:10-04-1988 (29 years)
Education, till to date
:
Class 06
Marital status
:
Unmarried Children:NoneNo. of siblings::05 Brothers 02 SistersAddress:Vill: Laxmipur P.O: Loskorhat ; P.S: Feni Sadare ; Dist: FeniParent’s and GB related Info(i) Who is GB member(ii) Mother’s name (iii) Father’s name(iv) GB member’s infoFurther Information:(v) Who pays GB loan installment(vi) Mobile lady(vii) Grameen Education LoanAny other loan like GB, BRAC ASA etc..::::::::Mother Father MORIUM BIBILATE ABDUL MALEKBranch: Motobi, Feni. Centre # 14 (Female), Member ID: 3314, Group No: 06Member since: 15-05-2002 To Present ( 15 Years)First loan: BDT 5,000/- Existing loan: BDT 40,000/- Outstanding loan: 28,600SelfNoNoNo
Slide3Present Occupation(Besides own business, i.e., persuading further studies, other business etc.):NilBusiness Experiences and Training Info::19 years experience in running business. 08 Years in own business.He has no training Other Own/Family Sources of Income:
Nill
Other Own/Family Sources of Liabilities
:
None
Entrepreneur Contact No.
:01705-045382Family’s Contact No.:01882-184764NU Project Source/Reference:Grameen Shakti Samajik Byabosha Ltd. Feni Sadar Unit, FeniBrief Bio of the PROPOSED Nobin Udyokta (cont…)
Slide4BRIEF HISTORY OF GB LOAN UTILIZATION BY HIS FAMILYMORIUM BIBI joined Grameen Bank since 015 years ago. At first she took BDT 05,000 loan from Grameen Bank. She gradually took loan from GB. Utilize loan in Business .
Slide5Proposed Nobin Udyokta Business InfoBusiness Name :FORAZI FURNITURE Location:Loskor hat Bazar, FeniTotal Investment in BDT
:
BDT 340,000/-
Financing
:
Self BDT 290,000/- (from existing business) 85%
Required Investment BDT 50,000/- (as equity) 15%Present salary/drawings from business (estimates):BDT 5,000Proposed Salary:BDT 5,000Size of shop:25 ft x 48 ft= 1200 square ftSecurity:20,000Implementation:The business is planned to be scaled up by investment in existing goods like; Segon Wood, Akashi, Gamary, Door etcAverage 30% gain on sales.The shop is Rented.The business is operating by entrepreneur. Existing 04 employee.Collects goods from Feni, Baroyar Hatt .Agreed grace period is 3 months.
Slide6Existing Business (BDT) ParticularDailyMonthlyYearlyRevenue(Sales) Segon Wood, Akashi, Gamary, Door etc 200,0002,400,000
Total Sales (A)
200,000
2,400,000
Less Variable Expense
Segon Wood, Akashi, Gamary, Door etc 140,0001,680,000Total variable Expense (B) 140,0001,680,000Contribution Margin (CM) [C=(A-B) 60,000720,000Less Variable Expense Rent 3,00036,000Electricity bill 100012,000Transportation 2,00024,000Salary (self) 5,00060,000Salary (staff) 40,000480,000Entertainment 5006,000Guard
100
1,200
Generator
300
3,600
Mobile bill
300
3,600
Total fixed cost (D)
52,200
626,400
Net Profit (E)= [C-D]
7,800
93,600
Slide7Source of FinanceInvestment BreakdownExistingProposed ParticularsQty.Unit PriceAmount QtyUnit PriceAmount Proposed (BDT)Total
(BDT)
Khatt
6
10000
60,000
00060,000Alna125002,5000002,500Dresing Table21000020,00000020,000Chair6300018,00000018,000Akashi Wood1501000150,00050100050,000200,000Raintry2060012,00000012,000Others
1
7500
7,500
1
0
0
7,500
Security
1
20000
20,00000020,000Total18754600290,00051100050,000340,000
Slide8Financial Projection (BDT) ParticularDailyMonthlyYear 1Year 2Year 3Revenue(Sales)
Segon Wood, Akashi, Gamary
, Door etc
230,000
2760000
28980003042900Total Sales (A) 230,000276000028980003042900Less Variable Expense Segon Wood, Akashi, Gamary, Door etc 230,000276000028980003042900Total variable Expense (B) 230,000276000028980003042900Contribution Margin (CM) [C=(A-B) 69,000828000869400912870Less Variable Expense Rent 3,0003,0003,0003,000
Electricity bill
1200
14,400
15,000
15500
Transportation
2,200
26,400
27,00027500Salary (self) 5,00060,00060,00060,000Salary (staff) 40,000480,000480,000
480,000
Entertainment
500
6,000
6,000
6,000
Guard
100
1,200
1,200
1,200
Generator
300
3,600
3,600
3,600
Mobile bill
400
4,800
5,000
5300
Total fixed cost (D)
52,700
632,400
600,800
602,100
Net Profit (E)= [C-D]
16,300
195,600
268,600
310,770
Investment Payback
20,000
20,000
20000
Slide9Cash flow projection on business plan (rec. & Pay)SR#ParticularsYear 1 (BDT)Year 2 (BDT)Year 3 (BDT)1Cash Inflow 1.1Investment Infusion by Investor50,000
1.2
Net Profit
195,600
268,600310,7701.3Depreciation (Non cash item) 1.4Opening Balance of Cash Surplus 175,600437600 Total Cash Inflow245,600444,200748,3702Cash Outflow 2.1Purchase of Product50,000 2.2Payment of GB Loan 2.3Investment Pay Back (Including Ownership Tr. Fee)20,00020,00020,000 Total Cash Outflow70,00020,00020,0003 Net Cash Surplus175,600424,200728,370
Slide10SWOT AnalysisSTRENGTHEmployment: Self: 00 Family:0 Others:00Experience & Skill : 09 YearsQuality goods & services;Skill and experience; WEAKNESSLack of Capital/InvestmentOPPORTUNITIESHuge demand in the communityLocation of shop;Regular customers;THREATSTheftFirePolitical unrest
Slide11Pictures
Slide12Slide13Slide14Slide15Slide16Slide17Slide18Slide19FAMILY PICTURE