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WHAT DOES TACU CREDIT UNION DO WITH YOUR PERSONAL


Rev 03/2021FACTSINFORMATIONWhyFinancial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing Federal law also requires us t

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Document on Subject : "WHAT DOES TACU CREDIT UNION DO WITH YOUR PERSONAL"— Transcript:

1 Rev. 03/2021 FACTS WHAT DOES TACU CR
Rev. 03/2021 FACTS WHAT DOES TACU CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: ⚫ Social Security numbe r ⚫ Transaction history ⚫ Income ⚫ ⚫ Account balances ⚫ Overdraft history When you are no longer a member, we continue to share your information as described in this notice. How? All financial companies need to share members' personal information to run their everyday business. information; the reasons TACU Credit Union chooses to share; and whether you can limit this sharing. Reasons we can share your personal information Does TACU Credit Union share? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes to offer our products and services to you Yes No Yes No For our affiliates' everyday business purposes information about your transactions and experiences No We don't share For our affiliates' everyday business purposes information about your creditworthiness No We don't share For nonaffiliates to market to you No We don't share Questions? Call 608 - 372 - 4736 or go to www.tacuonline.com Privacy Model Disclosure PRIV - MODEL 8/1/2010 VMP® Bankers Systems™ Wolters Kluwer Financial Services 2010 2016.7/3527 200671438 Custom EPRV3527 What We Do How does TACU Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural saf

2 eguards to protect this information and
eguards to protect this information and we limit access to information to those employees for whom access is appropriate. How does TACU Credit Union collect my personal information? We collect your personal information, for example, when you ⚫ Open an account ⚫ Make deposits or withdrawals from ⚫ Apply for a loan your account ⚫ Use your credit or debit card ⚫ Give us your employment history We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can't I limit all sharing? Federal law gives you the right to limit only ⚫ sharing for affiliates' everyday business purposes - information about your creditworthiness ⚫ affiliates from using your information to market to you ⚫ sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and non - financial companies. ⚫ TACU Credit Union has no affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and non - financial companies. ⚫ TACU Credit Union does not share with nonaffiliates so they can market to you. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. ⚫ Our joint marketing partners include CUNA Mutual Insurance Group , MX (Money Desktop) and MasterCard and VISA Account Updater. Collected Information: We may collect information regarding your mobile device , s uch as device settings, unique device identifiers, information a bout your l ocation , and analytical information that may assist with diagno stics and performance. For your conve nience, you may be asked to grant permission for access to your mobile device ’s geolocation data. This inf ormation may be collected when you use certain services that are dependent on your mobile device ’s location (such as the location of an ATM or i n - store transactions ). Page 2 Who We Are Who is providing this notice? TACU Credit Union means Tomah Area Credit Union.