PPT-The CFPB’s Prepaid

Proposal Reg E Reg Z and Overdrafts A Presentation to the Financial Services Roundtable Consumer Working Group By Andrew J Lorentz February 19 2015 Overview of Todays Discussion. General purpose reloadable prepaid cards look and work like bank debit cards except no bank is required Moreover prepaid cards do not come with the federal consumer protections that consumers with bank debit cards enjoy But consumers continue to cho On the domestic side the rise in the number of wireless subscribers with large buckets of minutes and the increase in the number of landline plans that include unlimited longdistance calling have reduced the need for prepaid calling cards Spending o DRAFT May 2015 3 CFPB DATA POINT: CREDIT INVISIBLES ontents ........................................................................................................ 3on ............................. – a solution for the financially excluded?. The . National Prepaid Cards . Network. Colin . Whitehouse. Independent Govt. Advisor. Chair – National Prepaid Cards . Network. c. olin.whitehouse@sulion.co.uk. costs. . T. he National Prepaid Cards Steering Group. Colin Whitehouse. Independent Govt. Advisor. Chair – National Prepaid Cards Steering Group. c. olin.whitehouse@sulion.co.uk. National Prepaid Cards Steering Group. March 2014 CFPB Data P oint: he CFPB Office of Research 2 CFPB DATA POINT: PAYDAY LENDINGKathleen Burkenathan LanningJesse LearyJialan WangThis is the first in an occasional series of publications f Service and Low-Income Households. John Howat – National Consumer Law Center. National Energy Assistance Directors Association. November 2016. Prepaid Electricity Service Defined. 2. Electricity service delivered through a. . Consumer Financial Protection Bureau. The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. . Presented by:. Arnab Biswas. Dibyarup Bhattacharya. Mehul Ganatra. Pradip Mukherjee. Soumi Maitra. Sreejib Chakraborty. Suman . Saurav. Preface. Till now more than 40 countries have implemented prepaid meters. In UK it has been in use for well over 70 years with about 3.5 million consumers. – a solution for the financially excluded?. The . National Prepaid Cards . Network. Colin . Whitehouse. Independent Govt. Advisor. Chair – National Prepaid Cards . Network. c. olin.whitehouse@sulion.co.uk. The Need for Essential Consumer Protections. John Howat – National Consumer Law Center. NASUCA Annual Meeting. November 9, 2015. Presentation Outline. 2. Prepaid . service . structure and technology. . NCHER 2017 Knowledge Symposium. November 7, . 2017. Melissa Harris. Robert . Savoie. Areas of Concern for CFPB. Sources:. Consumer Complaint database. Reports of the Student Loan Ombudsman. Supervisory Highlights. Q&A Platform. may, 22, 2012. Ask CFPB: A Question and Answer Platform. Accessible & authoritative. Meets user expectations. Learns over time. User feedback . feeds into content updates. Users can suggest an answer . Richard P. Hackett, Esq.. NCHER Winter Legal Meeting. January 24, 2014 . 1/23/2014. 1. Disclaimers. Rules for former CFPB executives (what I can’t talk about). I come to channel Chopra, not to praise him..