¼mÙkjk kM dk viuk cSad mÙkjk kM dk mÙke cSad½ UTTARAKHAND GRAMIN BANK Sponsored by SBI PROFILE With 250 branches 2 nd largest banking network of ID: 1030080
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1. mÙkjk[k.M xzkeh.k cSad¼mÙkjk[k.M dk viuk cSad] mÙkjk[k.M dk mÙke cSad½UTTARAKHAND GRAMIN BANK(Sponsored by SBI) PROFILE:With 250 branches 2nd largest banking network of Uttarakhand4 Regional offices Dehradun, Pauri, Pithoragarh & HaldwaniBusiness of Rs 4000 cr (Approx) Deposit -2500crAdvance -1500crGross Profit of Rs 30 cr as on 31.03.201330000 RuPay KCC ATM cards issued to farmers08 Ultra Small BranchesNo. of Business Correspondents- 250Financial Literacy centres -13 in all 13 districts of UttarakhandOne R-Seti at PithoragarhUGB learning centre at Head Office, DehradunCustomer base above 11 lacsFree Accidental Insurance of Rs 1,00,000/- on SB A/CCD Ratio 57%CRAR 15%Priority sector lending 82%Agriculture sector 28%Annual Credit Plan Achievement 122%
2. Financial Shoppe: All type of products under one roofBusiness of SBI Life/ Mutual fund/ General Insurance/ Processing of PAN card.First and only Bank –Having (A) 15% state Govt. Share (B)Financing and Investment in Uttarakhand only (C) Excellent customer service with local staff (D) Special Loan scheme for LPG gas connection, Solar energy and physically handicapped persons at 4% to 6% only.No. 1 in Technology- (A) All branches in CBS network (B) SMS alert facility (C)Internet and mobile banking (D) NEFT/RTGS (E) ATM facility with RuPay card (F) E-tax payment facility (G) Information and Communication Technology (ICT) solution for Financial Inclusion and Direct Benefit Transfer with PoS device/Tablet & portable PC.Facilities for women: We are having women branches(A) Women SHGs (5-20 members)(B) Women JLG (4-10 members) (C) KCC (D) Mahila credit card upto Rs 25000/-Loan facility: Products & all types of loan as per local need & requirement of people of Uttarakhand.Housing Loan/ Consumer Loan/ Education Loan/ Vehicle Loan/SME/ Term Loan/ Cash Credit Limit/ Loan for Tourism, Hotel & Transport purpose/ All Loans under Govt. sponsored schemes. Competetive and better rate of interest on loans & deposits as compared to all other Banks.During 1969 and 1980 a large number of Private banks were Nationalised and as on date there is no concept of Nationalised banks. Now all banks are called Schedule bank (Listed in 2nd Schedule of RBI Act)Presently there is 3 Tier system of banking as under – (A) Commercial Banks (B)Regional Rural Banks (C)Co-operative BanksWe are the only Regional Rural Bank in uttarakhand state having 50% share capital of central Govt., 35% of SBI(our Sponsor Bank) & 15% of State Govt. of Uttarakhand.Our main controller are (1) NABARD (2) RBI (3) SBI (4) Central Govt.(DFS).Chairman