Contemporary Issues in Finance - PowerPoint Presentation

Slide1

Contemporary Issues in Finance

Week 6 Seminar:

FinTech - P2P Lending

Drafts Checking

Learning Outcomes

To get familiar with the requirements for assessment 1

Drafts checking’

Q / A related to assessment 1

2

Weighting: 50% of the overall marks

– 1,250 words

Fintech is the use of technology to provide new and improved financial services. It has been generating so much excitement and research interest over the last few years because it is bypassing traditional intermediaries in the offering of financial services. As an expert on Fintech, you are expected to write a report about P2P lending.

You are required to answer the following questions:

(1) What are the current developments with regard to P2P lending vs. traditional lending?

(2) Will P2P lending replace traditional bank lending? You need to review a variety of sources related to this topic and use sufficient evidence to back up your arguments. The sources include academic literature, research reports and news.

Assignment

Word limit

The maximum number of words is

1,250

(excluding graphs, tables, appendices, reference list/bibliography).

Words that exceed the word limit will not be marked.

10% marks deduction penalty will be applied on exceeding word limit.

In-text citations are included in total word count.

Cover page, table of contents, introduction, references and appendices are not included.

Cover page

Table of Contents

Introduction

(Not included in total words count)

Literature Review

Current Developments in P2P Lending vs. Traditional Lending (question 1)

Future of P2P Lending (i.e. will P2P lending replace traditional bank lending – question 2)

Conclusion

References

Appendices

Structure of the Essay

Cover page:

Include your student number and the word count on the cover page of your assignment.

Give the file that you intend to upload a name that begins with your student number. For example: ‘201607090XXX_assignment name_module

name

’

Must upload the MS Word file

It should not contain your name

Must mention the total number of words.

Introduction

(Not included in total words count and will not be marked) – for example:Fintech is the use of technology to provide new and improved financial services. It has been generating so much excitement and research interest over the last few years because it is bypassing traditional intermediaries in the offering of financial services

. P2P (peer to peer lending) one of the sector of FinTech has been receiving lot of attention recently.

Keeping in view the huge growth in P2P lending, this report aims to analyze the P2P lending from two points. The first section focuses on current developments in P2P lending as compare to traditional lending; whereas, second section evaluates the ongoing concern in financial sector that will P2P lending replace the traditional lending? Literature Review: LR for each part should be included under their respective sections. YOU DON’T HAVE TO WRITE L.R SEPARATELY

Structure

Question 1 / Current Development in P2P Lending VS Traditional Lending:

(MUST GIVE A HEADING)

500– 600 words

Development: evolution, growth, expansion etc.

Traditional Lending: bank lending (you can consider other forms of lending too, but focus should be on bank lending)

Question 2 / Will P2P lending replace traditional bank lending?:

(MUST GIVE A HEADING)

500 – 600 words

Yes / No / Maybe

Whatever your answer is, it must be supported through evidences (research articles) Also try to show the other sideConclusion: Summarise your findings – try not to be more than 100 words Structure

References:

Your work must be referenced meticulously and should be word processed.

Use appropriate citation and reference according to the

Harvard Referencing

format in order to avoid plagiarism. Cases of plagiarism will be

penalized in accordance to University regulation.

Should be in alphabetical order, avoid numbering, use one line space after each reference.

Bibliography Example of referencing a journal article:

TREFTS, K. &

BLACKSEE, S. (2000). Did you hear the one about Boolean Operators? Incorporating comedy into the library induction, Reference Services Review, 28 (4), p.369-378Appendix: no more than 2 pages of appendices. Go through the details of structure and presentation in assessment brief – structure and presentation has 10% score.

Structure

Go through assessment brief and find out what can you do and what can’t you do?

Question

Marking criteria

Use of empirical evidence such as figures and graphs to analyze the issues (30%)

Knowledge and understanding of the topic/theory (30%)

Knowledge, understanding and critical assessment of the empirical literature (30%)

The structure and presentation, Harvard referencing (10%)

PAY SPECIAL ATTENTION TO CRITICAL ANALYSIS AND ACADEMIC REFERENCES

Recommended Readings

Thakor

, A.V., 2020. Fintech and banking: What do we know?. 

Journal of Financial Intermediation, 41, p.100833.Jagtiani, J. and Lemieux, C., 2018. Do fintech lenders penetrate areas that are underserved by traditional banks?. 

Journal of Economics and Business

, 100, pp.43-54.De Roure, C., Pelizzon, L. and Tasca, P., 2016. How does P2P lending fit into the consumer credit market?.Meyer, T., Heng, S., Kaiser, S. and Walter, N., 2007. Online P2P lending nibbles at banks’ loan business. Deutsche Bank Research, 2(1), pp.39-65.NOTE: THESE ARE ‘RECOMMENDED’ READINGS ONLY – THIS DOES NOT MEAN THAT YOU ARE REQUIRED TO WRITE YOUR ASSIGNMENT ONLY FROM THESE ARTICLES

Other useful sources

Reuters

Financial Times

BloombergEconomistsWall Street JournalGoogle FinanceYahoo Finance

Presenting coursework for assessment

It must be word-processed in 12-point Arial font and double-spaced

It must be black text on a white or ivory background

All pages must be numbered

Margins must be as follows: Top: 1 inch, Bottom: 1 inch (2.5 cm), Left: 1.25 inches, Right: 1.25 inches (3.2 cm)

It should not contain your name(s)

Word count should be included

Harvard referencing system should be applied.

Submission Details

Submission deadline

:

Assignment 1: 12 pm on 19

th

NovemberSubmit on Student websiteGive the file which you intend to upload a name which begins with your student number, assignment number, module initials. For example, ‘2017xx1234 – CIF – assignment 1’Any late submission or email submission is not allowed.

Go through the assessment brief (10 mins)

Ask questions if anything

is unclear.

Questions

Go through the week 5 lecture slides and seminar questions, we will be doing that in week 6.

Bring your drafts in seminar

6 and 7

.Drafts will not be checked on email.If you have any question, ask during the seminars.

Things to do

????

Any questions?