At thȅoutsȌ, I ሎuጔ ጕke to thank yo - PDF document

DȃЅSanࠃy, At thȅoutsȌ, I ሎuጔ ጕke to thank you for t̖ᔇg some tᔙe and compጂtᔇg your Wȃlth G.R.I.P. Fᔇ̇cᔃl Pጃn. Wȃlth G.R.I.P. hȓps you gȌ a 360-dȘЂe vᔂw of your Go̓s, RȌᔄșȇt, InvȐtmȇt ̇d PЎtȚtᔎn pጃns. It ᔐ our ȇdȃvour to ̐sᔐt you ᔇ m̖ᔇg the Еght ᔇvȐtmȇt choicȐ and guᔔᔇg you to ̅sȚuЂ ̇d pЎmᔐᔇg fᔇ̇cᔃጅfutuЂ. PጂasȅfȂጅfЂȅto vᔐᔌ ̇d TALK T⨅US ̘̕n. As your Rȓatᔎnshᔛ Ṁ̘Ȅ, I thoЎughጉ ȇࠎyȔ our intȄ̚tᔎn and ጎok foВ̄d to ̐sᔐtᔇg you in pጃnning youЅᔇvȐtmȇts and ̚hᔂvᔇg youЅgo̓s. SincȄȓy, Sandeț Kum̄ MobᔓȮ 9769 114685 Your ̇nu̓ ᔇcome ᔐ Rs. 50,000 ልᔓe your ̇nu̓ ȷpȇsȐ ̄e Rs. 1 00,000 You h̦e ̓so ᔇdᔚatȔ ̇ ̦̕ጃbጂ ᔇvȐtᔭጂ suЛጏs of Rs. 60,000 pȄ ̇num. YouЅGoaጐ You h̦e ̓so indᔚ̌Ȕ that you ሎuጔ ᔔȃጓy ሃnt to Ђtᔄe at the ̘e of 58 ̇d be ̭ጂ to m̕nt̕n a dȐᔄȔ ጕfȐtyጂ post-Ђtᔄșȇt. We h̦e cЂatȔ ̅fᔇ̇cᔃጅpጃn foЅyou ልich ሕጓ hȓp you pጃn foЅyour Ђtᔄșȇt. ICICIdᔄȚt Wȃጌh G.R.I.P. RțoЌ - of 5 - Your Name Plan Date Your Relationship Manager 01/04/10 Sanjay – S Sandeep Kumar Deear Snejy,A Deear SthoAeuAu nesAuIwl ASdaio au fkkkk gkkkkk gfkkkk mkkkkk mfkkkk ckkkkk mfkkkk gkkkkk pkkkk Dear Snj yerj, Athou sIwllwlll dlolli kdolli fggamc pWGnghnh mh m i e. RgPeFn Rg3nhj60cn -arGcah mh m i e. RgPeFn Goal Amount Start Vehicle 75000 2 years Dream Vaᨃtion 1,00,000 3 years Major Expenses in future 3,00,000 5 years 8,00,000 15 years Rajesh – Post Graduation Your Income and Expenses Your Annual Income and Expenses Wealth G.R.I.P. Report B̐Ȕ on your ᔇputs to our Еsk pЎfᔓȄ, ሂ h̦e ̐sȐsȔ you ̐ a BALANCED Investor. You shouጔ ᔔȃጓy invȐt in a mᔷ of ȿuᔌy ̇d dȭt pЎducts ልᔚh pЎvᔔe hᔘhȄ ЂtuЇs ̓ong ሕth some c̛it̓ pЎtectᔎn. The AssȌ Aጓočᔎn modȓ Ђcommȇds ̅pȄfect mix of ᔇvȐtmȇts foЅyou. AssȌ Aጓocatᔎn: ᔐ sᔙpጉ thȅmᔷ of ጕquᔔ ᔇvȐtmȇts you hoጔ. YouЅRȚommȇdȔ AssȌ Aጓočᔎn ᔐ b̐Ȕ on your ̐sȐsȔ Еsk pЎfᔓȞ We h̦e ጕstȔ your cuЄȇt ̐sȌ ̓ጎčᔎn vs. your ЂcommȇdȔ ̐sȌ ̓ጎčᔎn bȓow. SuggȐtȔ Amount to be Ђ-̓ጎčȔ⸅ Rs. 00,000 It ᔐ ᔙpoЌ̇t to șe ̇d ᔇvȐt ሕsȓy to m̷ᔙᔐȅyour ሂ̓th. Your ̇nu̓ ȷpȇsȐ ̄ȅȿu̓ to 40% of your ̇nu̓ IncomȞ Thᔐ ᔐ the Еght tᔙe to st̄t șᔇg, ̇d invȐt your șᔇgs sm̄tጉ to make your monȉ ሎЖ foЅyou. ICICIdᔄȚt Wȃጌh G.R.I.P. RțoЌ - of 5 - Wya་Gy .SthoAe་u ckR t.aࠄIwyeSthoAe་u mkR Wy w.rPSthoAeuAu mkR FIGAiSthoAe་u ckR Expenses Breakup t3awIPSckR 60St3awIPSdAࠑyir SfR 60St3awIPSFIGAi༆gkR 60S-r reࠋ.SmkR 60SvAlISmkR 60STnLKOLw3aw.SfR -reUO0vSgkR Recommended Asset Allocation t3awIPSgpR drsweMuS-reUSmbR -reUS0vSgmR vAlIS:R FIGAiSD༏AI༆gmR Lw9ASne༃ireࠋO7Ln1SmbR 4aiiAeISDO4S-r reࠋSbR Current Asset Allocation You are a Balanced Investor Summary of Expenses You h̦e t̖ȇ the fᔄst stț toሃДs ̚hᔂvᔇg your go̓s by dȗᔇᔇg thș. We suggȐt you st̄t monthጉ SIP ᔇvȐtmȇts of Rs. 16,665. Thᔐ ሕጓ hȓp you achᔂve your go̓s ̇d cЂate dᔐcᔛጕnȔ șᔇgs h̭ᔌs. Pጃnning foЅyouЅЂtᔄșȇt ᔐ ̇ ᔙpoЌ̇t ̐pȚt of fiṅcᔃጅpጃnnᔇg. YouЅmonthጉ housȍoጔ ȷpȇsȐ tod̉⸅ Rs. 8,000 YouЅmonthጉ housȍoጔ ȷpȇsȐ ልen you Ђtᔄȅat 58 ⸅Rs. 30,000 You nȂd to ̚cumuጃte ̅Ђtᔄemȇt coЛus of Rs. 00,000 to m̕nt̕n your desᔄȔ ጕfȐtyጂ post- Ђtᔄșȇt. To ̚hᔂve thᔐ go̓ ̇d Ђtᔄȅby thȅ̘ȅof 58 , ᔌ ᔐ ЂcommȇdȔ tȟ you st̄t ᔇvȐtᔇg Rs. 4,620 monthጉ. IncЂ̐ȅᔇ your monthጉ househoጔ ȷpȇsȐ ልȇ you Ђtᔄȅat 58 yȃrs ICICIdᔄȚt Wȃጌh G.R.I.P. RțoЌ - of 5 - Total SIP investment required to achieve ᴂneral ᴎals : Rs. 11,655 Rs. 5,000 Total SIP investment required for all ᴎals : Rs. 16,665 Total SIP investment required to achieve Rajesh's Goals : fkkk gkkkk gfkkk mkkkk mfkkk ckkkk cfkkk 5.50% 2,00,000 Inflation Rate Considered Your PF Corpus Today (Rs.) General Goals Start Want to purchase a new car? 2 years 90,750 3,265 Want to go on a dream vacation? 3 years 1,33,100 2,950 Planning any major expenses in future? 5 years 4,83,150 5,450 Future Value (Rs.) Monthly SIP (Rs.) Goal Start Post-Graduation 15 years 33,41,800 5,000 For Rajesh Future Value (Rs.) Per Month SIP Investment Recommended (Rs.) Planning for your Goals Planning for your Retirement You h̦e dȚጃЂd ̇ ̇nu̓ ᔇvȐtᔭጂ suЛጏs of Rs. 60,000 ልich ᔐ not suffᔚᔂnt to st̄t șᔇg for ̓l thȅgo̓s you h̦ȅdȗᔇȔ. HȇcȊ it ᔐ ᔙpoЌ̇t to pЕoЕtᔐȅyouЅgo̓s ̇d st̄t invȐtᔇg foЅthș. YouЅGo̓s SuggȐtȔ InvȐtmȇts foЅGo̓s⸅⨏t of youЅᔇvȐtᔭጂ suЛጏs of Rs. 60,000, ሂ Ђcommȇd you kȂp 20% ̐ᔔȅfoЅ̇y șeИȇcy c̐h Ђquᔄșȇts. Thᔐ ጂavȐ you ሕth ̅suЛጏs of Rs. 48,000. In the Ȧȇt of not bȕng ̭ጂ to st̄t ᔇvȐtᔇg for ̓l your go̓s, it ᔐ ᔙpoЌ̇t to pЕoЕtᔐe ̇d ̚hᔂve go̓s. Gᔦȇ bȓow ̄e the ЂcommȇdȔ ᔇvȐtmȇt ̙ounts for ̓l your go̓s b̐Ȕ on your ̦̕ጃbጂ ᔇvȐtᔭጂ suЛጏs. Though thȐe ᔇvȐtmȇts ̄e not suffᔚᔂnt to achᔂve your go̓s, ᔌ ᔐ a good bȘᔇnᔇg to st̄t, ̇d continuȅto ᔇcЂ̐ȅyouЅinvȐtmȇts ovȄ tᔙȞ ICICIdᔄȚt Wȃጌh G.R.I.P. RțoЌ - of 5 - Goals Start Want to purchase a new car? 2 years 90750 3,265 Want to go on a dream vacation? 3 years 1,33,100 2,950 Planning any major expenses in future? 5 years 4,83,150 5,450 Post-Graduation 15 years 33,41,800 5,000 Retirement 28 years 3,20,00,000 4,620 Future Value (Rs.) Monthly SIP (Rs.) vemch -jmrj ymgj je GarP,mhn m gnT PmrL k Knmrh Osl ymgj je Ue eg m MrnmF 3mPmj6egL b Knmrh IIl :cmgg6gU mgK Fm9er nWGnghnh 6g .ajarnL b Knmrh swlbl :ehj7vrmMamj6eg sI Knmrh 1dl tnj6rnFngj k4 Knmrh 48l 5ejmc Yegj,cK -R: dwlll Yegj,cK -R: 0mhnM eg m3m6cm0cn harGcah Athou Goal Analysis Lᔗe InsuЃncȅ: It ᔐ cЏcᔃl not to ጎse focus of ል̌ ᔐ ᔙpoЌ̇t for your f̙ᔓy. InsuЃnce ᔐ a tool tȟ mitᔘ̌Ȑ Еsk ̇d hȓps youЅf̙ᔓy ጂ̔ ̅noЙ̓ ጕfȅᔇ ̇y unfoЌuňȅȦȇt . To ḙ̑ጂ youЅf̙ᔓy to continuȅጂ̔ᔇg the s̙e ጕfȐtyጂ in your ̭sȇcȊ a covȄ̘e ጂvȓ of Rs. 00,000 ᔐ ЂcommȇdȔ. You cuЄȇtጉ face ̇ ᔇsuЃncȅcovȄ shoЌf̓ጅof Rs. 500 000. MȔᔚ̓ InsuЃncȅ: YouЅMȔᔚ̓ ExpȇsȐ ̐ ̅% of youЅTot̓ ExpȇsȐ⸅ 10% B̐ed on the numbȄ of f̙iጉ membȄs ̇d youЅ̘Ȋ thȅᔇdᔚ̌ᔦe pЂmᔏm ch̄gȐ foЅ̅ Rs. 00,000 medᔚ̓ covȄ ᔐ ̛proxᔙ̌ȓy Rs. 4,650. ** CovȄ̘e LȦȓ: Whᔓe comṗy㨘Ўup mȔᔚ̓ ᔇsuЃnce offȄs pЎtectᔎn, ᔌ ᔐ cЏcᔃl to note tȟ covȄ̘e ጂvȓs m̉ not be ̔ȿǔȞ In the ጎng tȄm, ᔌ ᔐ ̔vis̭ጂ to h̦e your oሇ mȔᔚ̓ covȄ̘e ሕth ̔ȿǔȅcovȄ foЅthȅልoጂ f̙ᔓy ̌ ̓ጅtᔙȐ. No-cጃᔙ bȇȗᔌs: In the Ȧȇt of no cጃᔙs ̘̕nst your oሇ MȔᔚ̓ InsuЃncȊ most ᔇsuЃnce comṗᔂs offȄ a no-cጃᔙ dᔐcount on the pЂmᔏm p̕d ȦȄy yȃr ልᔚh ċ sᔘnᔗᔚantጉ Ђduce pЂmᔏm ̙ounts ovȄ thȅጎng tȄm. Disclaimer AMFI Regn. 㤎.: AR㤥0845, Corporate Agent of ICICI Prudential & ICICI Lombard, Composite Corporate Agent License 㤎. 2613930. Registered office of I-Sec is at ICICI Securities Ltd. - ICICI Centre, H. T. Parekh Marg, Churchgate, Mumbai - 400020, India.Please note that Mutual Fund Investments are subject to market risks, read the offer document carefully before investing for full understanding and detail. Kindly read the Risk Disclosure Documents carefully before investing in Equity Shares, Derivatives or other instruments traded on the Stock Exchanges. Insurance is the subject matter of solicitation. ICICI Securities Ltd. does not underwrite the risk or act as an insurer. The information contained herein is strictly confidential and meant solely for the selected recipient and may not be altered in any way, transmitted to, copied or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without prior written consent of ICICI Securities Limited. The contents herein above shall not be considered as an invitation or persuasion to trade or invest. 㤎thing in this report constitutes investment, legal, accounting and tax advice or a representation that any investment or strategy is suitable or appropriate to your specific circumstances. Investors should make independent judgment with regard suitability, profitability, and fitness of any product or service offered herein above. I-Sec and affiliates accept no liabilities for any loss or damage of any kind arising out of any actions taken in reliance thereon. This information is not directed or intended for distribution to, or use by, any person or entity who is a citizen or resident of or located in any locality, state, country or other jurisdiction, where such distribution, publication, availability or use would be contrary to law, regulation or which would subject I-Sec and affiliates to any registration or licensing requirement within such jurisdiction. ICICIdᔄȚt Wȃጌh G.R.I.P. RțoЌ - of 5 - Life Insurance Planning Your Existing Insurance Coverage 15,00,000 Ideal Insurance Cover 30,00,000 Coverage Level (Rs.) Insurance & Protection