Fee DisclosureEffective August 15, 2019cu.com | 760-352-1540SAVIN - PDF document

Fee DisclosureEffective August 15, 2019&
Fee DisclosureEffective August 15, 2019cu.com | 760-352-1540SAVINGS ACCOUNT FEESHoliday Saver early withdrawal penalty...........Summer Saver early withdrawal penalty.........Car Fax.....................................................DMV processing........................................Internal loan renance...............................Overnight payoff check processing............Payoff demand (Real Estate)Reconveyance and Recording (Real Estate)Business Checking....................................Opportunity Checking...............................Regular Checking......................................monthly fee waived with one of the following:- $500.00 or more daily balance - Under 18 or over 62 years of agePaper statements......................................CHECKING ACCOUNT FEESOverdraft Privilege....................................Overdraft Protection transfer from savings..Reg D: maximum of six transfers per monthAccount History printout (up to 6 months)Bill PayCoin Counter(Verication of Enrollment req.)Consumer Loan ApplicationCO-OP ATM withdrawals Copies of Paid Checks (up to 6 months)OVERDRAFT FEESCard replacement.....................................Card order rush request.............................Out of network transactions (third party fees may apply)- Non-CO-OP ATM withdrawals............. - International Service Assessment........$ 15 per signaturewith a min. charge of $ 25$ 25 per itemATM and VISA DEBIT CARD FEESCashier’s/Ofcial Check................................Coin counter (Business accounts only)EFT and ACH non-sufcient funds.................Foreign item processing................................Levies processing.........................................Non-member check cashing (on-us/Ofcial)..Non-member ofcial check exchange............Non-sufcient funds (NSF) check...................Notary service (For transacting non-CU business)Reg D excess transaction(Phone transfers)Research of account.....................................Returned deposit/loan payment check..........Stop payment..............................................Uncollected funds.........................................Wire Transfers- Domestic.............................................. - International..........................................LOAN FEESFees are subject to change. For updates: call us at (760) 352-1540, option 0, visit cu.com or write to us at First Imperial Credit Union, Attn: Member Services, P.O. Box 3247, El Centro, CA 92244.In compliance with Federal Banking Regulation D, you may make up to six transfers or withdrawals by means of a preauthorized, automatic, electronic or telephonic transfer to another account of yours or to a third party or by check, debit card or similar order to a third party during any calendar month. If you exceed the transfer limitations set forth above, your request may not be allowed and your account may be subject to a fee. Counter CheckseStatementsFalcon Fraud ProtectionIRA annual feeLoan Overdraft from FICU VISA /Line of CreditLoyalty Checking with Direct DepositMobile Banking/AppNotary Service (for CU business)QuickTellerReturned MailStatement Copies (up to 6 months)Verication of DepositFREE SERVICES