PPT-Managing your credit report

Disclaimer The purpose of this presentation is to help you better understand credit reporting and credit scoring and to provide general information about how to actively manage your credit history . One year on Experian and Equifax two years on Callcredit Who is Experian Experian is the UKs largest credit reference agency When you apply for credit you will probably give the lender the organisation you want credit from permission to carry out a The credit reference agencies dont hold blacklists and dont tell the lender if they should offer you credit or not thats for the lender to decide Credit granting When you apply for credit you will be asked permission by the lender to search your cre You can dispute mistak es for free Everything a credit repair clinic can do for you legally you can do for yourself at little or no cost Here are some steps to take Get a free copy of your credit report Visit wwwannualcreditreportcom Call 8773228228 The purpose of this presentation is to help you better understand credit reporting and to provide general information about how you can manage your credit report so that you can get the credit you need and want. . The National Economics Department. Financial Freedom Campaign. NAACP. Agenda. What is Credit?. Pros & Cons. Types of Credit. Understanding Financial Institutions. Importance of Building Credit. Credit Building V.S. Non Credit Building. 2014/2015. Office of Student Financial Assistance. Managing Your Credit. Establishing and maintaining good . credit can provide many benefits to . your . financial future. . 2014/2015. 2. To Do List:. Personal Financial Literacy:. Debt Management and Credit Worthiness. Terms. Deposits. Withdrawals. Transfers. Overdraft fees. Automated . Transactions. Bounced Checks. Loan. Debt. Personal Debt. Your . Penny Earned. Presenter Title. Hi. I’m…. We’re Voya Financial. ®. Financial . goals.. Budgeting to help . achieve your . goals.. Managing debt.. Using credit . to your advantage.. What are your . The National Economics Department. Financial Freedom Campaign. NAACP. Agenda. What is Credit?. Pros & Cons. Types of Credit. Understanding Financial Institutions. Importance of Building Credit. Credit Building V.S. Non Credit Building. REPORT . AND . SCORE. PRESENTED BY GREEN. PATH. Sally Counselor. Certified Consumer Credit Counselor. TODAY’S. AGENDA. Credit Reports and Scores. Why is credit . i. mportant?. What’s in a credit report?. Trinity Debt Management. The first step to getting out of debt and improving your credit score it to establish a budget so that you know how much you can afford to apply toward your debt each month (budget worksheet enclosed).. 90 Minute Workshop To Train You . On The Basics of Credit Reports. Date. Presenter. 2. Welcome. . Introductions. 3. Objectives. Demystifying the credit report. What is a credit report and why check it?. Advanced Level. The Credit Process. Credit. – goods, services, and/or money received in exchange for a promise to pay back a definite sum of money at a future . date. How Credit Reports are Created. Disclaimer. The purpose of this presentation is to help you better understand credit reporting and credit scoring and to provide general information about how to actively manage your credit history. .