PPT-Understanding Your CREDIT

REPORT AND SCORE PRESENTED BY GREEN PATH Sally Counselor Certified Consumer Credit Counselor TODAYS AGENDA Credit Reports and Scores Why is credit i mportant Whats in a credit report. One year on Experian and Equifax two years on Callcredit Who is Experian Experian is the UKs largest credit reference agency When you apply for credit you will probably give the lender the organisation you want credit from permission to carry out a ypically they charge 50 to help you but frequently they do nothing to help before taking your money and disappearing nder the New Jersey Fair Credit Reporting Act consumers are entitled to a free credit report annually ederal law now also provides c That principle has to be the foundation upon which all to no more than weighing the benefits of granting credit against the cost to and the cost incurred in late payment It should always be remembered that there is an inevitable time delay between f Presented by. Stephen McQueen, CPA,. of the Financial Literacy Committee . of the Colorado Society of CPAs. Understanding Credit - Outline. Homework Review. Importance of Credit Report. Sample Credit Report - Review. Part of the FIT Women workshop series offered by. The Family Resource Center. . Sponsored in part by:. The NH Charitable Foundation and. The Women’s Fund of NH. Credit Score . vs. . Credit Report. Evidence from the . Surveys of Small Business Finances. Rebel A. Cole. DePaul University. 2011 Annual Meetings of the. Financial Management Association. October . 22, . 2011. Denver, CO. Research Summary. Professor Payne, Finance 4100. Learning Objectives. Know how credit cards work.. Understand the costs of credit.. Describe the different types of credit cards.. Know what determines your credit card worthiness and how to secure a credit card.. REPORT . AND . SCORE. PRESENTED BY GREEN. PATH. Sally Counselor. Certified Consumer Credit Counselor. TODAY’S. AGENDA. Credit Reports and Scores. Why is credit . i. mportant?. What’s in a credit report?. Topics:. Main Types Of Credit. Common Advantages and Disadvantages of businesses using credit. Cost of Credit. Main factors examined for granting credit. Credit Documents. Credit Regulations. Credit Assistance. Personal Finance. Mrs. . Bullock. What is a Credit Card?. Is a credit card open-end or closed-end credit?. Credit Card Interest. Interest is charged . _______________. . the balance is not paid in . . What is a Credit Report?. . A credit report gives a picture of a persons’ history of borrowing and repaying money.. . There are three national bureaus or Credit Reporting Agencies (CRAs). . Equifax, Experian, TransUnion. Evidence from the . Surveys of Small Business Finances. Rebel A. Cole. DePaul University. 2011 Annual Meetings of the. Financial Management Association. October . 22, . 2011. Denver, CO. Research Summary. Correlating CU*Answers Pricing and Monthly Invoices With The Way Your Credit Union Earns. Live Interactive Session: Tuesday, July 28, 2009. Web Conference Summary: Tuesday, August 4, 2009. As we interact today, we all have several hats to wear: . The Benefits of Reading Books