PPT-Module 6: Credit Reports and Scores

Module 6 Credit Reports and Scores September 2018 1 PreTraining Survey See page 57 in your Participant Guide 2 Section 1 Credit Reports Section 1 Credit Reports See page 3 in your Participant Guide. You can dispute mistak es for free Everything a credit repair clinic can do for you legally you can do for yourself at little or no cost Here are some steps to take Get a free copy of your credit report Visit wwwannualcreditreportcom Call 8773228228 How They Impact Your Financial Success. Presented by: Lynne A. Coverdale, MBA. Salin Bank & Trust Company . Background. The FICO . stands for Fair Isaac and Co., a company founded in 1956 by Bill Fair, an engineer, and Earl Isaac, a . ®. . Suite of . Assessments. Using Scores and . Reporting. to . Inform Instruction. 6. Module. Module 1. Key Changes. Module 2. . Words . in Context and Command of Evidence. Module 3. Expression of Ideas and Standard English Conventions. ELMO . Coordinator . Training. Welcome to . ELMO Training . for Building Reports. Contents. Getting Started. Creating Three Kinds of Reports:. Tally Report. List Report. Standard Form Report. Exporting Data from Reports. How They Impact Your Financial Success. Presented by: Lynne A. Coverdale, MBA. Salin Bank & Trust Company. l.coverdale@salin.com . Outline . Background . Components of a Credit Report. Users of Credit Data . 90 Minute Workshop To Train You . On The Basics of Credit Reports. Date. Presenter. 2. Welcome. . Introductions. 3. Objectives. Demystifying the credit report. What is a credit report and why check it?. . What is a Credit Report?. . A credit report gives a picture of a persons’ history of borrowing and repaying money.. . There are three national bureaus or Credit Reporting Agencies (CRAs). . Equifax, Experian, TransUnion. CAS Ratemaking and Product Management. Spring 2012 – March 20. 1. 2. What are Credit-based Insurance Scores?. . A numeric representation of relative insurance claim risk based on consumer credit details. How to fix, improve and protect your credit score. Why is it important?. FICO Scores are your credit rating. Most lenders base approval upon them. Higher scores means better credit, lower interest rates and lower payments. Advanced Level. The Credit Process. Credit. – goods, services, and/or money received in exchange for a promise to pay back a definite sum of money at a future . date. How Credit Reports are Created. Advanced Level. The Credit Process. Credit. – goods, services, and/or money received in exchange for a promise to pay back a definite sum of money at a future . date. How Credit Reports are Created. Your. . tool. to . closing. more . loans. . saving. time & building . referrals. !. Credit Repair vs. Your Trusted Credit Reporting Professionals. Who is the presenter?. Vic Melillo. -. . 25 year credit . Family Economics & Financial Education. Credit Reports. Credit report - . a record of a . consumer’s transactions involving credit. No credit report if you have never used . credit. Affects your ability to acquire . Advanced Level. Good Morning! 4/7/14. EverFi. Credit Score was due Friday. Lose 10%/day – remember summative grade of 100 points. EverFi. Payments, Interest and Credit Cards is due THIS FRIDAY, April 11.