PPT-EMV to Card Not Present Fraud

Gavin Levin CTP eReceivables Consultant What is EMV Why will this impact Card Not Present fraud Leveraging technology to strengthen security QampA Agenda EMV is a global payment system that entails putting a microprocessor chip into debit and credit cards making them less vulnerable to fraud for inperson transactions Because EMV uses better data security this standard is being adopted in the United States In addition most debit and credit cards will be reissued with EMV chips by October 2015 EMV terminals are already in use all over the world and growing more and more popular everywhere. Deciding Between Job Offers. Company A. In a new industry that could boom or bust.. Low starting salary, but could increase rapidly.. Located near friends, family and favorite sports team. .. Company B. UPDATE. October. . 2014. Discussion Topics. H. ear . important information regarding Fiserv support for the . transition . to the EMV standard.  . Fiserv . deployment plans and . support . initiatives will be announced to provide you with . The New Landscape. Carolina’s Credit Unions Council . October 10, 2014. Leanne Phelps. Senior Vice President, Card Services. State Employees’ Credit Union . Agenda. EMV. : The . Technology. Tokenization. . . . EMV support for TLS-PSK. . P.Urien, Telecom ParisTech . L.Cogneau and P. Martin, Xiring. Pascal.Urien@telecom-paristech.fr. http://www.telecom-paristech.fr. Goal. This draft describes an authentication protocol based on TLS pre shared key (TLS-PSK), . Decision trees. enable one to look at decisions:. with many . alternatives. and . states of nature. which must be made in sequence. 1. Decision Trees. A graphical representation where:. a decision node from which one of several alternatives may be chosen. What does EMV stand for?. Europay, Master Card, and Visa. What is the EMV Chip?. The chip is . a secure microprocessor . built into each card, . which generates a unique number for each sales transaction in a restaurant and verifies a credit card is authentic at the time of a purchase. This makes it virtually impossible to use a fraudulent card on a card-present transaction.. Senior Auditor (Fraud Lead). Internal Audit – Why are we here today?. A number of school related issues have arisen over the past year or two. Both through referrals and via audit/proactive fraud work. . EMV Liability Shift - What changed?. Counterfeit Cards - Stolen card data burned onto mag stripe of a different card. Merchant. Keyed transactions at register. All Card Not Present transactions. (. © 2012 VeriFone Systems, Inc. . 2012: TECH Innovation Program (. TIP) . - PCI . validation relief for . Level 1 and Level 2 merchants. that adopt dual-interfaced solutions . in any year that at least 75% of the merchant transactions originate from a chip . Director of eCommerce. University of the Pacific. Credit Card. The University of the Pacific, the first chartered institution of higher education in California, is an independent and comprehensive university offering over sixty-six (66) undergraduate programs and thirty-three (33) graduate programs. . Jonathan Stout. Vice President. eReceivables. Consultant. Wholesale Marketing & Treasury . Management. February 2015. ©2014 . Wells Fargo Bank, N.A. All rights reserved. Member FDIC.. 0. IBM . 5100 . February 10, 2015. © . 2014 . Wells Fargo Bank, N.A. All rights reserved. Member FDIC. . Paul Uher. SVP, Regional Sales Manager. Topics. Card processing 101. Trends in the consumer bill payment space. The New Landscape. Carolina’s Credit Unions Council . October 10, 2014. Leanne Phelps. Senior Vice President, Card Services. State Employees’ Credit Union . Agenda. EMV. : The . Technology. Tokenization. CDC 57.116 (Back), Rev 2, v9.2 Page 2 of 4 *Required for saving **Conditionally required according to the events indicated in Plan Birth Weight Categories (continued) Date: ≤750 g 751 - 1000 g 10