Since inception* - PDF document

Period Fund % 3 months -3.15% 6 months 2.55% 1 year 7.84% 3 years* 1.72% 5 years* 3.42% Since inception* 2.11% Since inception (cumulative) 16.16% Share name Weight Apple Inc 1.67% Microsoft Corp 1.43% Amazon Com Inc 1.25% Hsbc Holdings Plc 1.12% Aia Group Ltd 0.99% Royal Dutch Shell Plc Class A 0.89% Facebook Class A Inc 0.82% Bp Plc 0.82% Royal Dutch Shell Plc Class B 0.75% Jpmorgan Chase & Co 0.74% Launch date 25 February 2011 Portfolio managers Discovery Life and BNP Paribas Initial protector premium* 0.50% Annual protector premium* 1.00% Fund size $2,919,308 Unit price $116.16 Fund protection level $97.11 Value of R100 invested at inception Discovery Global Escalator Fund (with USD underpin) As at 30 April 2018 * Data has been annualised. Annualised figures are the equivalent returns received year on year over a specific term that would provide the same total return over the term as has been experienced. Since inception is as at launch date given in fund data below. Source of data: Profile Funds Data Performance graph Historical performance Risk profile Fund data Low - mod Mod Mod - high High 40 60 80 100 120 140 May-11 Nov-11 May-12 Nov-12 May-13 Nov-13 May-14 Nov-14 May-15 Nov-15 May-16 Nov-16 May-17 Nov-17 Rands Price history Protection level Escalators The Discovery Global Escalator Fund has a unique structure that provides investors with protection against downward market movements as well as unlimited growth potential in rising markets. The fund provides investors with exposure to offshore equities as well as a US dollar cash account, and provides protection that the Escalator Fund’s unit price will always be at least 80% of the highest value the Escalator unit price has ever reached (in US dollars ). This means that the protection level of this fund will increase over time as the Escalator Fund reaches new highs. Fund profile of the underlying fund The Discovery Global Escalator Fund is calculated based on the allocation of investment between offshore equity indices and cash. The ratio between the two assets is dynamically adjusted on a daily basis. As equity markets improve, the allocation to equities increases and vice versa. This rebalancing is done automatically based on a mathematically - defined algorithm managed by Discovery and BNP Paribas. Asset allocation (underlying) USA (45.00%) Europe (25.00%) UK (15.00%) Japan (10.00%) Hong Kong (5.00%) *The premiums quoted above exclude the underlying investment manager charges. Geographic allocation (underlying) Low Escalator weighting 45% 55% Foreign Index Cash Top 10 holdings (underlying) Foreign Equity (99.45%) Foreign Cash (0.55%) Issued on the 30-Apr-2018 Additional features available when using the Discovery Invest product wrappers Discovery Discovery Life Collective Investments (Pty) Ltd Physical address: 155 West Street, Sandton, 2146 Postal address: PO Box 653574, Benmore 2010 Contact centre: 0860 67 5777 Fax number: 011 539 5777 www.discovery.co.za Contact details Disclaimers The performance figures are based on a lump sum investment over the respective periods shown. These performances will differ fro m the performance achieved on a Discovery Life policy due to Discovery Life's administration and policy fees (if applicable). Unit trusts on which the Escalator Fund is based may charge the ir own fees. The value of units may go down as well as up and past performance is not necessarily a guide to the future. This is not a unit trust therefore this fund is not regulated by the C oll ective Investment Schemes Control Act. The value and performance figures are based on valuation prices received from Deutsche Bank. Actual trade prices may differ marginally. Discovery Life holds equity linked notes for the purposes of matching each policy with the correct underlying investment. Th e g uarantee that the Escalator Funds will not fall below 80% of the highest value reached (the guarantee level) is a guarantee provided by BNP and not Discovery Life. This means that you bear the risk if BNP is unable to meet the guarantee for any reason whatsoever. The information provided in the fund fact sheet should not be seen as advice. The investor confirms that neither Discovery Li fe or any Discovery staff provided him/her with any advice (as defined in the FAIS act) and that he/she has taken particular care to consider on his/her own or with the assistance of his/her inter med iary whether the investment chosen is appropriate considering his/her individual needs, personal objectives and financial situation. Discovery Life shall not be liable for any actions tak en by any person based on the correctness of this information. Discovery Life is an authorised Financial Service Provider. Please note that certain terms and conditions as well as qualifying criteria and limits will apply for the abovementioned ben efi ts. Please refer to the applicable product guides. Feature Description Available on the following Discovery Invest product wrappers Offshore Investment Integrator Pays up to 100% of your initial investment to your beneficiaries in the event of an untimely death while invested in the Discovery Classic Offshore Endowment Plan Discovery Core and Classic Offshore Endowment Plans Offshore Asset Protector Provides a boost at the end of every five years in the event of negative performance Discovery Classic Offshore Endowment Plan Offshore LifeBooster You can receive a 10% upfront boost to your initial contribution if you are a Discovery Life Plan policyholder Discovery Classic Offshore Endowment Plan Offshore Capital Gains Tax Funder Provides a boost at the end of every five years to help cover the cost of Capital Gains Tax Discovery Classic Offshore Endowment Plan