Making the most of your money & where to get

Transcript:Making the most of your money & where to get:
Making the most of your money & where to get help… (foreword) Your Home Food Cash back on shopping Advice, dealing with debt/ gambling addiction Make use of work schemes Spending Christmas presents Music & reading NI Helpline Network Our Sharepoint Pages Christmas presents, heating bills, holidays, Christmas work outings, the recent mortgage interest rates increasing… At this time of year there are many demands on our money which can lead to stress & sleepless nights. The information presented here is to inform staff about ways to make your money stretch & to signpost you to useful services & organisations. Please note this guide has been produced for information purposes only. The Southern Trust does not recommend or advocate the use of any outside retailer or organisation. November 2017. Foreword Energy efficiency We can all save on the energy we use whether it means changing energy provider, using appliances wisely, buying appliances that use less energy or keeping an eye on how much we use via smart metres. For local information & advice visit: www.nidirect.gov.uk/information-and-services/energy-wise/energy-efficiency Heating oil Visit www.cheapestoil.co.uk/Heating-Oil-NI to compare the cost of oil from a range of local companies. Enter your postcode & the quantity of oil you want to buy. Contact details are provided for the local companies in your area & information on the best time to buy. Remember buying a larger quantity will always be cheaper than purchasing 20 litre drums. Oil buying clubs Oil buying clubs are based on a simple, but effective premise…the more people from who buy oil together the more the cost can be reduced. Households can buy as little as 200 litres of oil & when all club member orders are put together a better price can be obtained & the saving made passed on equally to all. The Northern Ireland Housing Executive in partnership with Bryson Energy have established a network of oil buying clubs in Northern Ireland. There are now 27 clubs with over 4,000 members. To find a club near you contact Bryson Energy on Tel: 0800 1422 865, text your details to Mob: 079 3984 3716 or oilclubs@brysonenergy.org Your Home Energy comparison tool The Northern Ireland Consumer Council’s online tool can be used to compare electricity & gas tariffs for every supplier in Northern Ireland to get the best deal. Visit: www.consumercouncil.org.uk/energy/energy-price-comparison/ Energy efficient cooking The NEA Northern Ireland has produced a free booklet on ways