MODULE 15 Access to Financing Learning Objectives

Transcript:MODULE 15 Access to Financing Learning Objectives:
MODULE 15 Access to Financing Learning Objectives Outcomes By participating in this training you will be able to: Structure Lesson 1. Microfinance Lesson 2. Sources of Capital and Support System for Farmers – Existing DA Credit/Loan Programs and The DA-LBP Sikat Saka Program (SSP) Lesson 1: Microfinance Learning Objectives: Learn the basics of microfinance Identify sources of microfinance Microfinance … viable and sustainable provision of loans, savings, insurance, remittance, payment, investment, etc. services to poor households using simplified, non-traditional and innovative financial technologies. What is Microfinance – BSP, etc. (2014)… Three types of sources of microfinance Formal institutions – i.e., rural banks and cooperatives Semiformal institutions – i.e., non-government organizations Informal sources – i.e., money lenders, shopkeepers, family, friends, neighbors Lesson 2: Sources of Capital and Support System for Farmers – Existing DA Credit/Loan Programs and The DA-LBP Sikat Saka Program (SSP) Learning Objectives Create awareness on Food Staples Sufficiency Program – Credit Component Identify existing credit/loan programs for rice production Promote appreciation of the Credit Programs of the Government Outcome At the end of this training, participants will be able to: Structure Food Staples Sufficiency Program – Credit Component (FSSP-CC) Agriculture and Fisheries Financing Program Agrarian Production Credit Program Agri-Microfinance Program Calamity Assistance Program DA-LBP Sikat Saka Program Short Story Did he say anything about the Php 20,000.00 he owes me? Food Staples Sufficiency Program – Credit Component (FSSP-CC) Two components of FSSP-CC Current Credit Programs (Agriculture and Fisheries Financing Program (AFFP), Agrarian Production Credit Program (APCP), Agri-Microfinance Program and Calamity Assistance Program from conduit organizations with added support services (irrigation, training, marketing, etc.) Department of Agriculture – LandBank of the Philippines (DA-LBP) Sikat Saka Program for individual farmers who are members of Irrigators Associations (IAs) and Small Water Impounding System Association (SWISA) in good standing that are ready to strengthen their credit worthiness. PRIVATE SECTOR GOVERNMENT LOANS/ ACCESS TO CREDIT CREDIT GUARANTEE (AGFP) PHILIPPINE CROP INSURANCE CORP. (PCIC) BANKS COOPS MFIs FARMERS & FISHERFOLK CREDIT PROGRAMS RA 10000 Agricultural Credit, Guarantee, and Insurance System AGRICULTURE & FISHERIES FINANCING PROGRAM (AFFP) AGRARIAN PRODUCTION CREDIT PROGRAM (APCP) AGRI-MICROFINANCE PROGRAM CALAMITY ASSISTANCE PROGRAM SIKAT SAKA PROGRAM 1. Agriculture and Fisheries Financing Program (AFFP) 2. Agrarian Production Credit Program (APCP) 3. Agro-Microfinance Program (AMP) 4. Calamity Assistance Program (CAP) 5. DA – LBP Sikat Saka Program DA-LBP Sikat Saka Program Program Objectives To provide credit assistance to palay farmers in a timely