MSME – AN ANALYSIS Erode Chapter

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Description: MSME AN ANALYSIS Erode Chapter CMA.SAMPATHKUMAR.S , ACMA , CS Gr, MBA MSME - Micro, Small and Medium Enterprises Formation Micro; Small and Medium Enterprises Development (MSMED) Act was notified in 2006. Ministry of Small Scale

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slide1. MSME – AN ANALYSIS Erode Chapter CMA.SAMPATHKUMAR.S , ACMA , CS Gr, MBA<br>
slide2. MSME - Micro, Small and Medium Enterprises Formation
Micro; Small and Medium Enterprises Development (MSMED) Act was notified in 2006.
Ministry of Small Scale Industries and the Ministry of Agro and Rural Industries were merged to form the Ministry of Micro, Small and Medium Enterprises (M/o MSME)
To encourage entrepreneurship, employment and livelihood opportunities and enhance the competitiveness<br>
slide3. MSME - Micro, Small and Medium Enterprises Vision
Sustainable development of globally competitive Micro, Small and Medium Enterprises as an
engine of growth for the India Economy.
Mission
Promote growth and development of Micro, Small and Medium Enterprises, including Khadi, Village and Coir industries so as to create new enterprises and more employment opportunities. The long term goal of the Ministry is to enhance manufacturing base in the country by improving performance of MSMEs through skill and entrepreneurship development.<br>
slide4. Who are Micro, Small & Medium Enterprises ?  Contribution 33% of Manufacturing MSMEs in the country’s total GDP
 MSME Sector as of the estimated number of 633.92 lakh enterprises
 34.8 million establishments (59.48%) were found in rural areas and nearly 23.7 million establishments (40.52%) were found to be located in urban areas.
 45% of industrial production
 30.5% of services sector
 Employing close to 110 million people.
 MSME related products in the country exports was 48.56% during 2017-18
 Important role in making India a manufacturing hub and “Make in India” campaign a success.<br>
slide5. Estimated Number of MSMEs (Activity Wise)<br>
slide6. Distribution of Enterprises Category
Wise(Numbers in lakh)<br>
slide7. Percentage Distribution of Enterprises in rural and urban areas. (Male/ Female ownership category wise)<br>
slide8. Percentage distribution of Enterprises by
Male/Female Owners<br>
slide9. Percentage distribution of Enterprises by
Male/Female Owners<br>
slide10. State-wise Distribution of enterprises<br>
slide11. MSME OFFICE IN TN  Chennai

 Coimbatore

 Tuticorin

 Tirunelveli<br>
slide12. MSME - Micro, Small and Medium Enterprises Functions
 Facilitation and credit flow to MSMEs
 Improving competitiveness of MSMEs
 Improve manufacturing base through upgradation of technology
 Promotion of MSMEs through cluster bases approach
 Marketing support to MSMEs
 Skill development and entrepreneurship development training
 Creation of new Micro Enterprises through Prime Minister’s Employment Generation Program
(PMEGP)
 Growth and development of Khadi and Village Industries (KVI) sector
 Growth and development of Coir Industry<br>
slide13. MSME – Organizational Setup Two Divisions ❖ Small & Medium Enterprises (SME) Division 1.Administration, vigilance and administrative supervision 2.Implementation of the schemes Credit Rating and Assistance to Training Institution
Performance Monitoring and Evaluation System ❖ Agro & Rural Industry (ARI) Division
Khadi and Village Industries Commission (KVIC),
Coir Board
Mahatma Gandhi Institute for Rural Industrialization (MGIRI)
supervises the implementation of the Prime Minister's Employment Generation Programme (PMEGP).

Integrated Finance (IF) Wing
Data Analytics and Technical Coordination (DATC) Wing,<br>
slide14. MSME – Organizational Setup<br>
slide15. MSME – Organizational Setup
statutory and non-statutory bodies  Khadi Village Industries Commission (KVIC)
 Coir Board
 National Small Industries Corporation (NSIC)
 National Institute for Micro, Small and Medium Enterprises (NIMSME)
 Mahatma Gandhi Institute for Rural Industrialisation (MGIRI)<br>
slide16. Head Schemes :  Prime Minister Employment Generation Programme and Other Credit Support Schemes

 Development of Khadi, Village and Coir Industries

 Technology Upgradation and Quality Certification

 Marketing Promotion Schemes

 Entrepreneurship and skill Development Programme

 Infrastructure Development Programme

 Scheme of Surveys, Studies and Policy Research<br>
slide17. Purpose of the schemes  Adequate flow of credit from financial institutions/banks
 Support for technology upgradation and modernization
 Integrated infrastructural facilities
 Modern testing facilities and quality certification
 Access to modern management practices
 Entrepreneurship development and skill upgradation through appropriate training facilities
 Support for product development, design intervention and packaging
 Welfare of artisans and workers
 Assistance for better access to domestic and export markets
 Cluster-wise measures to promote capacity-building and empowerment of the units and their collectives<br>
slide18. Recent Policy Initiatives.  Ease of Registration Process of MSMEs- Udyog Aadhaar Memorandum
 MyMSME
 Direct Benefit Transfer in the M/o MSME
 Grievance Monitoring
 MSME SAMADHAAN: To Address Delayed Payment to MSEs
Deal with the issues relating to the Delayed Payments to Micro and Small Enterprises (MSEs) by the buyers to the MSE supplier
 MSME-SAMBANDH
Public Procurement Policy for Micro and Small Enterprises which mandates 20% of annual procurement from MSEs including 4% from enterprises owned by SC/ST entrepreneurs by the Central Ministries / Departments and Central Public Sector Enterprises (CPSEs).<br>
slide19. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : SME Division Schemes Related scheme : International Cooperation
Scheme Activity:
 Deputation of MSME business delegations to other countries for exploring new areas of technology infusion/upgradation, facilitating joint ventures, improving markets for MSMEs products, foreigncollaborations, etc.  Participation by Indian MSMEs in international exhibitions, trade fairs and buyer-seller meets in foreign as well as in India, in which there is international participation.
 Holding international conferences and seminars on topics and themes of interest to MSMEs.
Nature of assistance countries Financial assistance of up to 95% of airfare and space rent for entrepreneurs. Assistance is provided on the basis of size and type of the enterprise. It also provides assistance for common expenses of delegations like freight& insurance, local transport, secretarial/ communication services, printing of common catalogues, etc.
Who can apply
State/Central Government Organisations;
Industry/Enterprise Associations; and
Registered Societies/Trusts and Organisations
Associated with promotion and development of MSMEs<br>
slide20. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : SME Division Schemes Related scheme : Assistance to Training Institutions (ATI)
Scheme Activity:
 To training institutions in the form of capital grant for creation/strengthening of infrastructure and support for conducting entrepreneurship development and skill development training programmes.
Nature of assistance
 Maximum assistance for creation or strengthening of infrastructure will be Rs.150 lakh on matching
basis, not exceeding 50% of project cost. However, for the North-Eastern Region (including Sikkim), Andaman & Nicobar and Lakshadweep, maximum assistance on matching basis would be Rs.270 lakh or 90% of project cost,
whichever is less.
Who can apply
Any State/Union Territory Government training institutions, NGOs and other development agencies can apply for assistance for creation or strengthening of infrastructure<br>
slide21. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : SME Division Schemes Related scheme : Marketing Assistance
Scheme Activity:
 Organising exhibitions abroad and participation in international exhibitions/ trade fairs
 Co-sponsoring of exhibitions organised by other organisations/industry associations/ agencies
 Organising buyer-seller meets, intensive campaigns and marketing promotion events
Nature of assistance
 95% of the air-fare and space rent for entrepreneurs; assistance is provided on the basis of size and type of the enterprise
 Financial assistance for co-sponsoring would be limited to 40% of the net expenditure, subject to a maximum amount of Rs.5 lakh
Who can apply
 MSMEs, Industry Associations and other organisations related to MSME sector<br>
slide22. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : Development Commissioner (DC-MSME) Schemes Related scheme : Credit Guarantee
Scheme Activity:
 Ministry of MSME, GOI, SIDBI established a Trust named Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) to implement Credit Guarantee Fund Scheme for Micro and Small Enterprises. The corpus of CGTMSE is being contributed by GoI and SIDBI.

Nature of assistance
 Collateral free loans up to a limit of Rs.50 lakh for individual MSEs
Who can apply
 Both existing and new enterprises are eligible
How to Apply
 eligibility criteria may approach banks/financial institutions, which are eligible under the scheme, or
scheduled commercial banks and select Regional Rural Banks.<br>
slide23. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : Development Commissioner (DC-MSME) Schemes Related scheme : Credit Linked Capital Subsidy (CLCS) for Technology Upgradation
Scheme Activity:
 Technology upgradation – present technology level to a substantially higher one involving improved productivity
improved packaging techniques
anti-pollution measures
energy conservation machinery
 Replacement of existing equipment/technology with same equipment/technology will not qualify for subsidy under this scheme
Nature of assistance
 15% upfront capital subsidy to MSEs, including tiny, khadi, village and coir industrial units, on institutional finance
 Ceiling on loans under the scheme has been raised from Rs.40 lakh to Rs.1 crore
 Capital subsidy is calculated with purchase price of plant and machinery, instead of term loan disbursed to the beneficiary unit.

Who can apply
Sole proprietorships, partnerships, co-operative societies, and private and public limited companies in the MSE sector Priority shall be given
to women entrepreneurs
How to Apply
 eligibility criteria may approach banks, scheduled cooperative bank, Regional Rural Bank (RRB), State Financial C o r p o r a t i o n ( S F C )<br>
slide24. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : Development Commissioner (DC-MSME) Schemes Related scheme : ISO 9000/ISO 14001 Certification
Scheme Activity:
 SMEs/ancillary undertakings who have acquired ISO 9000/ISO 14001/HACCP certification. The scheme is enlarged so as to include reimbursement of expenses for acquiring ISO 14001 certification.

Nature of assistance
 Reimbursement of charges for acquiring ISO-9000/ISO-14001/HACCP certification to the extent of 75% of expenditure subject to a maximum of Rs.75,000 in each case.

 Who can apply
 MSME are eligible to avail the incentive scheme. The scheme is applicable to those MSEs/ancillary/SSSB units who have already acquired ISO-9000/ISO-14001/ HACCP certification.
How to Apply
 Required to submit their application, duly completed, to their local Director- MSME-DI<br>
slide25. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : Development Commissioner (DC-MSME) Schemes Related scheme :Entrepreneurial and Managerial Development of SMEs through Incubators

Scheme Activity:
 To provide early stage funding for nurturing innovative business ideas
 financial assistance is provided for setting up of business incubators.
Nature of assistance
 Upgradation of infrastructure Rs. 2.50 lakh
 Orientation/training Rs. 1.28 lakh
 Administrative expenses Rs. 0.22 lakh
 Thus the total assistance per BI - Rs. 66.50 lakh
How to apply
 Any individual or MSME having innovative ideas ready for commercialisation can apply to the host institution
(e.g., IITs, NITs, technical colleges, research institutes, etc.)<br>
slide26. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : National Small Industries Corporation (NSIC) Schemes Related scheme :Performance and Credit Rating

Scheme Activity:
 to establish independent, trusted third party opinion on capabilities and credit-worthiness of MSEs,
 combination of credit and performance factors including operations finance, business and management risk
Nature of assistance
 Re-imbursement of fee through NSIC
Up to Rs.50 lakh75% of the fee or Rs.25,000 (whichever is less
Above Rs.50 to 200 lakh75% of the fee or Rs.30,000 (whichever is less) More than Rs.200 lakh 75% of the fee or Rs.40,000 (whichever is less)
Who Can Apply
 Any enterprise registered in India as a Micro or Small Enterprise is eligible to apply
How to apply
 NSIC<br>
slide27. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : National Small Industries Corporation (NSIC) Schemes Related scheme :Performance and Credit Rating

Other Schemes
 Bank Credit Facilitation
 Raw Material Assistance
 Single Point Registration
 Infomediary Services
 Marketing Intelligence Services Lease
 Bill Discounting
NSIC Infrastructure
 Exhibition Hall, Hyderabad – A perfect venue for organising Exhibitions/ Conferences
 IT Incubator
 E x h i b i t i o n - c u m - M a r k e t i n g Development Business Park
 Exhibition Grounds, New Delhi<br>
slide28. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : ARI Division Schemes Related scheme :Prime Minister’s Employment Generation Programme (PMEGP)

Scheme Activity:
National Level : Khadi and Village Industries Commission (KVIC)
 State Level : KVIC Directorates, State Khadi and Village Industries Boards (KVIBs) and District Industries
Centres (DICs) and banks.
Nature of assistance
 Maximum cost of the project/unit admissible in manufacturing sector is Rs.25 lakhs and in business/service sector is Rs.10 lakhs.
 Total project cost will be provided by the banks as term loan and working capital.<br>
slide29. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : ARI Division Schemes Related scheme :Prime Minister’s Employment Generation Programme (PMEGP)
Who Can Apply
 above 18 years of age can apply.
 The beneficiary must have passed at least VIII standard for projects costing above Rs.10 lakh in the manufacturing sector, and above Rs.5 lakh in the business/service sector.
 Only new projects are considered for sanction under PMEGP.
 Institutions registered under Societies Registration Act, 1860; Production Co-operative Societies, and
Charitable Trusts are also eligible
 Existing units (under PMRY, REGP or any other scheme of Government of India or State Government) and units that have already availed Government subsidy under any other scheme of Government of India or State Government are not eligible.
 How to apply
 The State/Divisional Directors of KVIC in consultation with KVIB and Director of Industries of the respective states (for DICs)<br>
slide30. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : ARI Division Schemes Related scheme :Coir Udyami Yojana
Scheme Activity:
 Credit linked subsidy scheme for setting up of coir units with project cost up to Rs.10 lakh plus one cycle of working capital which shall not exceed 25% of the project cost. Working capital will not be considered for subsidy.
Nature of assistance
 Maximum admissible cost of the project is 10 lakhs plus working capital, which shall not exceed 25% of the project cost.
 Beneficiary’s contribution 5% of the project cost
 Bank credit Rate 55%
 Rate of Subsidy 40% of the project
Who can apply
 Individuals, Companies, Self Help Groups, Non Governmental Organizations, Institutions registered under Societies Registration Act 1860, Production Co-operative Societies, Joint Liability Groups and Charitable Trust.
How to apply
 Coir Board Offices, District Industries Centres, Coir Project Offices,<br>
slide31. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : ARI Division Schemes Related scheme : Aspire (Scheme for promotion of Innovation, Entrepreneurship and Agro- Industry)
Scheme Activity:
 Create new jobs and reduce unemployment.
 Promote entrepreneurship culture in India
 Grassroots economic development at district level
 Facilitate innovative business solution for un-met social needs, and
 Promote innovation to further strengthen the competitiveness of MSME sector.
Nature of assistance
 one-time grant of 100% of cost of Plant & Machinery other than the land and infrastructure or an amount up
to Rs.100 lakhs whichever is less to be provided.
 Onetime grant of 50% of cost of Plant & Machinery other than the land and infrastructure or Rs.50.00 lakhs, whichever is less to be provided.<br>
slide32. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : ARI Division Schemes Related scheme : Revamped Scheme of Fund for Regeneration of Traditional Industries (SFURTI)

Scheme Activity:
 To organize the traditional industries and artisans into clusters Promote entrepreneurship culture in India
 To provide sustained employment for traditional Industry artisans and rural Entrepreneurs
 To enhance marketability of products of such clusters
 To strengthen the cluster governance systems
Nature of assistance
 Soft Interventions: Max Rs 25.00 lakhs (100% scheme funding)
 Hard Interventions: As per project requirement (75% scheme funding)
 Cost of Technical Agency Rs 8 % of Soft and Hard interventions (100% scheme funding)
 Cost of Implementing Agency/ Cluster Executive: Max Rs 20.00 lakhs (100% scheme funding).
Who can Apply
NGOs<br>
slide33. MINISTRY : MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES SCHEMES
Division : ARI Division Schemes Other Schemes
Janshree Bima Yojana for Khadi Artisans – Insurance to artisans
Market Development Assistance
Science & Technology Schemes
Coir Vikas Yojana
Export Market Promotion
Skill Upgradation & Mahila Coir Yojana (MCY) Development of Production Infrastructure (DPI) Personal Accident Insurance’ Scheme Coir Workers
Trade and Industry Related Functional Support Services (TIRFSS) Domestic Market Promotion Scheme<br>
slide34. MINISTRY : MINISTRY OF SKILL DEVELOPMENTAND ENTREPRENEURSHIP SCHEMES Schemes
Udaan training programme for unemployed youth of J&K (SII J&K)
 provides employment oriented training to the youth from the state over five years covering various sectors
like business management, software, BPO.
National Skill Certification & Monetary Reward (STAR scheme)
 encouraging skill development among the youth by providing monetary rewards for successful completion of
approved training programmes.
Pradhan Mantri Kaushal Vikas Yojana
 to encourage skill development for youth by providing monetary rewards for successful completion of approved training programs.
 monetary reward of Rs.8,000 (Rupees EightThousand) per candidate.<br>
slide35. MINISTRY : MINISTRY OF LABOUR AND EMPLOYMENT SCHEMES Schemes
Apprenticeship Training
 to provide facilities available in industry for imparting practical training with a view to meeting the
requirements for skilled manpower of Industry.
Craftsmen Training (ITIs)
 to impart skills in various vocational trades to meet the skilled manpower requirements for technology and
industrial growth by way of Industrial Training Institutes (ITIs).
Skill Development in 34 Districts Affected by Left Wing Extremism
Skill Development Initiative (SDI)
Upgradation of 1396 ITIs through PPP<br>
slide36. MINISTRY : MINISTRY OF HEAVY INDUSTRIES AND PUBLIC ENTERPRISES SCHEMES
Related scheme : Capital Goods Scheme Schemes activities
 Common engineering facility centre may be set up by the local industry
 Integrated industrial infrastructure facilities for machine tool industry provide an ecosystem for manufacturing of machine tools in industrial cluster.

Nature of assistance
Central Assistance will be by way of one time grant-in-aid (not equity) not exceeding 80% of the project cost subject to maximum of Rs. 48.96 crore for two Common Engineering Facility Centres
One time grant-in-aid (not equity) not exceeding 80% of the project cost subject to maximum of Rs. 125
crore.
Central Assistance will be Rs. 100 crore from DHI, during the Pilot phase
Central Assistance will be by way of one time grant upto 25% of the cost of Technology Acquisition of each technology. Maximum amount given shall not exceed Rs. 10 crore. The funding support will be through a Government R & D institution<br>
slide37. MINISTRY : NITI AAYOG SCHEMES
Related scheme : Self Employment and Talent Utilisation Schemes activities
 SETU will be a Techno-Financial, Incubation and Facilitation Programme to support all aspects of start up
businesses, and other self-employment activities, particularly in technology-driven areas
Nature of assistance
 An amount of Rs.1,000 crore is being set up initially in NITI Aayog for SETU. This amount will initially rest with the NITI Aayog. It will be used for setting up of incubation centres and enhance skill development. It aims to create around 100,000 jobs through start-ups.<br>
slide38. MINISTRY : MINISTRY OF AGRICULTURE
DIVISION : Enterprise Development Schemes Schemes
Marketing Research and Information Network - 100% grant
Strengthening of Agmark Grading Facilities - 100% grant
Development/Strengthening of Agricultural Marketing Infrastructure, Grading & Standardisation- 25% of capital cost
Gramin Bhandaran Yojana: A Capital Investment Subsidy for Construction/ Renovation of Rural Godowns -
Subsidy @ 25% to farmers, 15% of project cost to companies.
Small Farmers’ Agriculture-Business Consortium–Agriculture-Business Development - Financial assistance with a ceiling of Rs.5 lakh
Assistance to NCDC Programmes for Development of Cooperatives
Establishment of Agri-Clinics and Agri- Business Centres - 100% funding by Govt of India<br>
slide39. MINISTRY : MINISTRY OF AGRICULTURE
DIVISION : National Horticulture Board/ Development of Commercial Horticulture Schemes
Horticulture in Open Field - subsidy @ 40% of project cost with Rs.30 lakh ceiling
Horticulture in Protected Cover - Credit linked back-ended subsidy @ 50% of cost limited to Rs.56 lakh per
project
Horticulture for Post- Harvest Management Projects - Credit linked back-ended subsidy @ 35% of cost with a ceiling of Rs.72.50 lakh
Cold Storage Unit - Basic Mezzanine Structure - Credit linked back-ended subsidy @ 35% of project cost
Cold Storage Unit - PEB Structure - Credit linked back ended subsidy @ 35% of project cost
Cold Storage Unit using Technology for Controlled Atmosphere - Credit linked back-ended subsidy @ 35% of project cost
Cold Chain - Credit linked back-ended subsidy @ 35% of project cost with a maximum of Rs.500 lakh
Refrigerated Transport Vehicles - Credit linked back-ended subsidy @ 35% of the cost
Dairy Entrepreneurship Development -Back ended capital subsidy with ceiling: 25% Cold storage: Rs.30 lakh<br>
slide40. MINISTRY : MINISTRY OF CHEMICALS AND FERTILISERS
DIVISION : Department of Petro-Chemicals Schemes Schemes
Centres of Excellence in Petro-Chemicals Sector-Maximum of 50% of project cost with Rs.6 lakh ceiling, over 3 years
Setting up of Plastic Parks - Grant funding up to 50% of project cost with ceiling Rs.40 crore per project. State Government share atleast 26% of cash equity of the SPV, loan from other agencies

DIVISION : Department of Fertilisers Scheme
Nutrient Based Subsidy (NBS)

Department of Pharmaceuticals (DoP) Scheme
Cluster Development Programme for Pharma Sector (CDP-PS) - Maximum of Rs.20 crore or 70% of project cost, whichever is less<br>
slide41. MINISTRY : MINISTRY OF COMMERCE & INDUSTRY
DIVISION : Export Credit Guarantee Corporation of India Limited Schemes Related scheme : Exporter Credit Insurance
Schemes :
Small Exporters Policy (SEP)
 For exporters with anticipated export turnover below Rs.5 crore.
 12-month insurance policy for small exporters Small and Medium Exporters Policy
 12-month insurance policy for small and medium exporters, with 90% coverage and loss limit of Rs.10 lakh<br>
slide42. MINISTRY : MINISTRY OF COMMERCE & INDUSTRY
DIVISION : Department of Industrial Policy and Promotion Schemes Related scheme : Indian Leather Development Programme
Schemes :
Mega Leather Cluster
 Provides infrastructure to meet the business needs of leather industry

Market Access Initiatives (MAI)
To catalyse promotion of Indian export<br>
slide43. MINISTRY : MINISTRY OF COMMERCE & INDUSTRY
DIVISION : Tea Board Schemes Schemes :
Participation in International Fairs and Exhibitions with Tea Board
 Financial assistance for participation in trade fairs/exhibitions abroad along with Tea Board of India Promotion of Packaged Tea of Indian Origin
A brand support scheme for Indian tea exporters<br>
slide44. MINISTRY : MINISTRY OF COMMERCE & INDUSTRY
DIVISION : Spices Board Schemes Schemes :
Promotion of Indian Spice Brands Abroad
 Interest free loan up to 100% for slotting fee and 50% for product development, subject to ceiling

Spices Processing in North-Eastern Region
 33% grant-in-aid with Rs.25 lakh limit for processing facilities; for farmers’ groups, 50% of cost with Rs.35 lakh
per beneficiary
International Trade Fairs/ Meetings
 Reimbursement of 50% airfare with limits as per terms for individual exporters; for delegations, 50% reimbursement with Rs.1.5 lakh limit per year per exporter<br>
slide45. MINISTRY : MINISTRY OF COMMUNICATION AND INFORMATION TECHNOLOGY Schemes
R&D Funding - Grant to institutions, organisations for R&D, technical collaboration, etc
Technology Incubation and Development of Entrepreneurs (TIDE) –
 Financial and policy support for setting up/strengthening technology incubation centres leading to indigenous products and packages in ICT sector
 Grant-in-aid of up to Rs.155 lakh, payable in instalments
Multiplier Grants (MG)
 To industries and consortia for developing R&D that can be commercialised in collaboration with institutions
 Grant for projects of less than 2 years duration, with a limit of Rs.2 crore
Support to International Patent Protection in Electronics and IT (SIP-EIT)
 Financial support to technology start-up units for filing international patents
 50% of total patent cost by reimbursement, with Rs.15 lakh limit<br>
slide46. MINISTRY : MINISTRY OF COMMUNICATION AND INFORMATION TECHNOLOGY e-Governance
Common Services Centr
Capacity Building es (CSC)
State Data Centre
State Wide Area Network

Software Technology Parks of India (STPI)
To promote software exports
Special Economic Zone (SEZ)
 To create world class infrastructure, utilities and services for globally oriented businesses and for export
promotion
Electronics Hardware Technology Park (EHTP)
 100% FDI, duty-free imports, 100% tax exemption, etc.<br>
slide47. MINISTRY : MINISTRY OF COMMUNICATION AND INFORMATION TECHNOLOGY Export Promotion of Capital Goods (EPCG)
 Zero duty to electronic products exporters, concessional 3% on import of capital goods, including pre- & post- production, and software systems
Duty Exemption and Remission
 To enable duty-free import of inputs needed for export production
Deemed Exports
 Payment for goods received in Indian Rupee or in free foreign exchange
Manpower Development for Export Industry
 To create high standard mentors, faculty, skilled graduates as also course material through virtualisation of technical education, ToTs, etc.<br>
slide48. MINISTRY : MINISTRY OF CORPORATE AFFAIRS
Related scheme : Certified Filing Centres (CFCs) Operated by Professionally Qualified Persons Bodies to facilitate e- filing of Documents e- Governance programme of the Ministry of Corporate Affairs (MCA)
Schemes
 CFCs e-filing on online payment basis through use of digital signature to improve speed, and ensure
transparency and certainty of delivery
Nature of assistance
 For setting up CFC for Ministry of Corporate Affairs e-filing facility
Who can apply
 ICSI, CA and Cost and Management Accountants of India, professional institutes
How to apply
To Economic Adviser, MCA<br>
slide49. MINISTRY : MINISTRY OF CORPORATE AFFAIRS
Related scheme : EES Filing & Information Schemes
 Enables defunct companies to exit
Nature of assistance
 Assistance for filing loan application and providing security/guarantee
Who can apply
 Any training institution, NGOs, and development agencies
How to apply
To Economic Adviser, MCA<br>
slide50. MINISTRY : MINISTRY OF CORPORATE AFFAIRS
Related scheme : Fast Track Exit Mode Schemes
 To facilitate easy exit for non-operating companies
Nature of assistance
 NSIC assistance
Who can apply
 Companies which are not operating or not carrying on any business, and having nil assets and liability
How to apply
To nearest branch of NSIC<br>
slide51. MINISTRY : MINISTRY OF FINANCE SCHEMES
Related scheme : Pradhan Mantri Mudra Yojana Schemes
 Micro Units Development Refinance Agency (MUDRA)
 Refinance for lending to micro businesses and units.
Nature of assistance
Shishu : covering loans up to Rs. 50,000/-
Kishor : covering loans above Rs. 50,000/- and upto Rs. 5 lakh
Tarun : covering loans above Rs. 5 lakh and upto Rs. 10 lakh
Who can apply
 All Small Business<br>
slide52. MINISTRY : MINISTRY OF FINANCE SCHEMES / SIDBI Schemes
Related scheme : Growth Capital and Equity Assistance Schemes
 Providing capital to MSMEs to invest in marketing, brand building, creation of distribution network, know-how,
R&D, etc.
Nature of assistance
 Assistance in the form of mezzanine/ convertible instruments, subordinated debt and equity

Who can apply
 MSMEs How to apply Online enquiry<br>
slide53. MINISTRY : MINISTRY OF FINANCE SCHEMES / SIDBI Schemes Related scheme : Refinance for Small Road Transport Operators (SRTOS)

Schemes
 Cost of chassis, body, initial taxes, insurance, working capital, for new vehicles only

Nature of assistance
 Re-financing
Who can apply
 Small road transport operators
How to apply
SFCs, SIDCs, banks<br>
slide54. MINISTRY : MINISTRY OF FINANCE SCHEMES / SIDBI Schemes Related scheme : General Refinance

Schemes
 Setting up MSEs, or expansion, modernization diversification, etc.
Nature of assistance
 Financial assistance
Who can apply
 All forms of MSEs

How to apply
Apply to SFCs/SIDCs/banks<br>
slide55. MINISTRY : MINISTRY OF FINANCE SCHEMES / SIDBI Schemes Related scheme : Refinance for Textile Industry under Technology Upgradation Fund (RTUF)

Schemes
 Installation of machinery in a new unit, or replacing the existing machinery, or for expansion

Nature of assistance
 Re-financing

Who can apply
 Textile industries
How to apply
Apply to SFCs/SIDCs/banks<br>
slide56. MINISTRY : MINISTRY OF FINANCE SCHEMES / SIDBI Schemes Related scheme : Composite Loan

Schemes
 Assistance for equipment and/or working capital as also for work sheds
Nature of assistance
 Loan, not exceeding Rs.25 lakh
Who can apply
 Artisans, micro-units, village and cottage industries
How to apply
Apply to SFCs/SIDCs/banks<br>
slide57. MINISTRY : MINISTRY OF FINANCE SCHEMES / SIDBI Schemes Related scheme : Acquisition of ISO Series Certification by MSE Units

Schemes
 On the basis of procedural expenses and instruments required, loan to be determined
Nature of assistance
 Financial support for ISO certification
Who can apply
 MSEs with two years performance and not in default
How to apply
Apply to SFCs/SIDCs/banks<br>
slide58. MINISTRY : MINISTRY OF FINANCE SCHEMES / SIDBI Schemes Related scheme : Single Window

Schemes
 Provides term loans for fixed assets and loan for working capital
Nature of assistance
 Loans for fixed assets and working capital
Who can apply
 New projects in MSE sector
How to apply
Apply to SFCs/SIDCs/banks<br>
slide59. MINISTRY : MINISTRY OF FINANCE SCHEMES / SIDBI Schemes Related scheme : Rehabilitation of Sick Industrial Units

Schemes
 Provides assistance to sick units
Nature of assistance
 Assistance for rehabilitation of potentially viable sick MSEs
Who can apply
 Potentially viable MSEs, cottage and village units
How to apply
Apply to SFCs/SIDCs/banks<br>
slide60. MINISTRY : MINISTRY OF FINANCE SCHEMES / SIDBI Schemes Related scheme : Development of Industrial Infrastructure for MSME Sector

Schemes
 Setting up of industrial estates/ development of industrial areas, including such projects found eligible under
the KVIC model
Nature of assistance
 Financial support for industrial infrastructure
Who can apply
 Promoters of industrial infrastructure
How to apply
Apply to SFCs/SIDCs/banks<br>
slide61. MINISTRY : MINISTRY OF FINANCE SCHEMES / SIDBI Schemes Related scheme : Integrated Infrastructural Development

Schemes
 Improving infrastructure facilities for MSEs
Nature of assistance
 Ceiling on project cost is Rs.500 lakh; cost in excess of Rs.500 lakh may be met by the State/UT Government
Who can apply
 Public sector corporations, NGOs
How to apply
Apply to SFCs/SIDCs/banks<br>
slide62. MINISTRY : MINISTRY OF FINANCE SCHEMES / SIDBI Schemes Related scheme : Bills Re-discounting Equipment

Schemes
 Deferred payment for setting up of new MSME u n i t s ; f o r e x p a n s i o n , d i v e r s i f i c a t i o n ,
modernisation, replacement, addition of balancing equipment, etc.
Nature of assistance
 Usance of bills; normally 2-5 years
Who can apply
 Manufacturer - sellers / purchaser - users of indigenous machinery / capital equipment, one of whom should be in the small scale sector
How to apply
In the prescribed proforma issued by SIDBI<br>
slide63. MINISTRY : MINISTRY OF FINANCE SCHEMES / SIDBI Schemes Related scheme : Bills Re-discounting - Equipment (Inland Supply Bills)

Schemes
 Bills on MSME supplies already discounted by buyer/seller re-discounted with SIDBI
Nature of assistance
 Unexpired usance - not more than 90 days
Who can apply
 MSME suppliers
How to apply
Apply to scheduled commercial banks<br>
slide64. MINISTRY : MINISTRY OF FINANCE SCHEMES/ NABARD Schemes
Related scheme : Producer Organisations Development Fund Schemes
 Credit facilities for production, aggregation processing, marketing, etc.
Nature of assistance
 Fund assistance to credit support, capacity building and market linkage organisations
Who can apply
 Marketing federations/corporations/ cooperative
How to apply
Apply to banks<br>
slide65. MINISTRY : MINISTRY OF FINANCE SCHEMES/ NABARD Schemes Related scheme : Dairy Venture Capital Fund Schemes
 Milch animals
Nature of assistance
 50% of the outlay as interest free loan
Who can apply
 Individuals
How to apply
Apply through banks<br>
slide66. MINISTRY : MINISTRY OF FINANCE SCHEMES/ NABARD Schemes
Related scheme : Establishing Poultry Estates and Mother Units for Rural Backyard Poultry Schemes
 Assistance for poultry development in every form
Nature of assistance
 For unit of 1,500 chicks per batch: Rs.1.36 lakh
Who can apply
 Individuals
How to apply
Apply through banks<br>
slide67. MINISTRY : MINISTRY OF FINANCE SCHEMES/ NABARD Schemes
Related scheme : Establishment/Modernisation of Rural Slaughter Houses Schemes
 Subsidy based credit link for rural slaughter houses
Nature of assistance
 50% of the total financial outlay as capital subsidy
Who can apply
 Organisations, partnership firms, NGOs and Entrepreneurs
 How to apply
Apply through banks<br>
slide68. MINISTRY : MINISTRY OF FINANCE SCHEMES/ NABARD Schemes
Related scheme : Commercial Production Units of Organic Inputs Schemes
 For vegetable market waste based compost, fertilisers and pesticides production
Nature of assistance
 Subsidy @ 25% of the capital cost of the project
Who can apply
 Individuals
How to apply
Apply through banks<br>
slide69. MINISTRY : MINISTRY OF FINANCE SCHEMES/ NABARD Schemes
Related scheme : Poultry Venture Capital Fund Schemes
 To encourage poultry farming in non-traditional states, and to provide employment opportunities in backward
areas
Nature of assistance
 25% of outlay as back ended capital subsidy, 10% margin, rest bank loan
Who can apply
 Farmers, NGOs, cooperatives, SHGs, etc.
How to apply
Visit DAHD website<br>
slide70. MINISTRY : MINISTRY OF FINANCE SCHEMES/ NABARD Schemes
Related scheme : Credit Linked Capital Subsidy (CLCS) Schemes
 technology up-gradation of Micro & Small Enterprises.
Nature of assistance
 Technology up-gradation of MSEs in the specified products/sub-sectors by way of induction of well-established and improved technologies approved under the scheme for which capital subsidy is extended by the government.
Who can apply
 SMEs.
How to apply
through cooperative banks, RRBs and commercial banks.<br>
slide71. MINISTRY : MINISTRY OF FINANCE SCHEMES/ NABARD Schemes Related scheme : Swarozgar Credit Card Schemes
 provides adequate, timely and uninterrupted credit, i.e., working capital including consumption needs and/or block capital requirements from the banking system in a flexible, hassle free and cost effective manner. The scheme is implemented through rural banks
Nature of assistance
 Working capital including consumption needs and/or block capital.
Who can apply
 Small artisans, Handloom weavers and other selfse m p l o y e d p e r s o n s i n c l u d i n g M i c r o entrepreneurs, SHGs, etc.-
How to apply
Apply to nearest Rural Banks<br>
slide72. MINISTRY : MINISTRY OF FINANCE SCHEMES/ NABARD Schemes
Related scheme : NABARD Warehousing scheme Schemes
 N A B A R D Warehousing Scheme (NWS), which envisages extension of loans to Public and Private Sectors for
construction of warehouses, silos, cold storages and other cold chain infrastructure.
Nature of assistance
 projects involving creation of storage infrastructure, with a minimum capacity of 5,000 MT, for agricultural
and allied produce including construction of warehouses, silos & cold storage.
Who can apply
 Agencies owned/ sponsored by State/Central Govt, Panchayati Raj institutions, cooperatives (and their Federations), Farmers ProducersOrganisations (FPOs), Federations of Farmers Collectives, Apex marketing boards, Private Companies, Individual Entrepreneurs
How to apply
 Warehousing Development and Regulatory Authority<br>
slide73. MINISTRY : MINISTRY OF FOOD PROCESSING INDUSTRIES
Related scheme : Mega Food Park Schemes
 Mechanism to link agricultural production and . market to maximise value addition, enhance farmers’
income, create rural employment
Nature of assistance
 One-time capital grant of 50% of project cost with a limit of Rs.50 crore
Who can apply
 Farmers, farmers groups, SHGs
How to apply
 Director, MoFPI<br>
slide74. MINISTRY : MINISTRY OF FOOD PROCESSING INDUSTRIES
Related scheme : Cold Chain Schemes
 Value addition and preservation infrastructure provided from farm gate to consumer without break
Nature of assistance
 50% of total cost of plant and machinery, and technical civil works
Who can apply
 Entrepreneurs, clusters, SHGs, FPOs, NGOs, PSUs, etc.
How to apply
 Respond to the ministry's advertisement<br>
slide75. MINISTRY : MINISTRY OF FOOD PROCESSING INDUSTRIES
Related scheme : Modernisation of Abattoirs Schemes
 Includes up scaling of infrastructure and modernisation of meat shops
Nature of assistance
 50% of cost of plant and machinery and technicalcivil works
Who can apply
 Local bodies, PSUs, co-operatives, government boards
How to apply
 In the MoFPI prescribed format<br>
slide76. MINISTRY : MINISTRY OF FOOD PROCESSING INDUSTRIES
Related scheme : Research & Development, Quality Assurance, Codex and Promotional Activities Schemes
 food safety and quality, R&D for development and upgradation of products processes and technologies in
processed foods sector
Nature of assistance
 Grant-in-aid of entire cost of lab equipment, 25% cost of technical civil works to house equipments
Who can apply
 Central/State Government and its organisations universities, etc.
How to apply
 Apply in prescribed application format<br>
slide77. MINISTRY : MINISTRY OF TEXTILES
Related scheme : Additional Grant for Apparel Manufacturing Units for Integrated Textile Park (SITP)

Schemes
 state-of-the-art infrastructure for textile units
Nature of assistance
 40% of the proposed project cost with Rs.10 crore limit per park
Who can apply
 Industry associations/ entrepreneurial groups
How to apply
 project scrutiny committee<br>
slide78. MINISTRY : MINISTRY OF TEXTILES
Related scheme : Yarn Supply Schemes
 Supplies yarn: (i) at mill gate price, (ii) at 10% price subsidy
Nature of assistance
 Reinvestment in mobile van operated to supply yarn, at Rs.1,500 per day
Who can apply
 National Handloom Development Corporation
How to apply
 To NHDC<br>
slide79. MINISTRY : MINISTRY OF TEXTILES
Related scheme : Others Schemes
 Comprehensive Handlooms Development
 Pashmina Wool Development
 Design and Technology Upgradation
 Babasaheb Ambedkar Hastshilp Vikas Yojana
 Human Resource Development (HRD)<br>
slide80. MINISTRY : MINISTRY OF SCIENCE & TECHNOLOGY Schemes
 International S&T Cooperation (ISTC) Nature of assistance
 Science & Engineering Research Council
 State Science & Technology Programme
 Science and Technology Application for Rural Development
 Science and Technology for Weaker Sections
 Young Scientists (YS)
 Tribal Sub-Plan (TSP)
 Critical Technology Programme (CTP)
 Science and Technology for Women
 N a t i o n a l S c i e n c e & Te c h n o l o g y Entrepreneurship Development Board
 Bio-Technology
 Bio-Technology (BT) Phase-I
 A n i m a l / A g r i c u l t u re / M a r i n e B i o - Technology/Bio-Resource Programme<br>
slide81. OTHER MINISTRY : MINISTRY OF YOUTH AFFAIRS & SPORTS SCHEMES MINISTRY OF NEW AND RENEWABLE ENERGY SCHEMES – THREE
–FOUR MINISTRY OF DEVELOPMENT OF NORTH EASTERN REGION SCHEMES - FIVE
MINISTRY OF MINORITY AFFAIRS SCHEMES – FOUR
MINISTRY OF ENVIRONMENT, FOREST AND CLIMATE SCHEMES –THREE MINISTRY OF HUMAN RESOURCE DEVELOPMENT SCHEME – TWO MINISTRY OF HEALTH & FAMILY WELFARE SCHEMES – FIVE
MINISTRY OF PETROLEUM AND NATURAL GAS SCHEMES – THREE MINISTRY OF MINES SCHEMES – ONE
MINISTRY OF ROAD TRANSPORT AND HIGHWAYS SCHEMES –TWO
MINISTRY OF CONSUMER AFFAIRS, FOOD AND PUBLIC DISTRIBUTION SCHEMES – TWO MINISTRY OF DEFENCE SCHEMES – EIGHT
MINISTRY OF CULTURE – THREE
MINISTRY OF HOUSING & URBAN POVERTY ALLEVIATION – FOUR MINISTRY OF RURAL DEVELOPMENT – SEVEN
MINISTRY OF SOCIAL JUSTICE – FOUR MINISTRY OF TOURISM - TEN<br>
slide82. THANKYOU<br>