The Cygnet Process Lifestyle Quality Financial

Transcript:The Cygnet Process Lifestyle Quality Financial:
The Cygnet Process Lifestyle Quality Financial Management℠ Cygnet is an independent investment advisor registered with the State of MI and uses TD Ameritrade as an independent and unaffiliated custodian for client accounts. Securities offered through Triad Advisors, Inc. Member FINRA/SIPC | Copyright 2013 - Cygnet Financial Freedom House - Waterford, MI - All Rights Reserved www.FinancialFreedomHouse.com Celebrating 30 Years of Fiduciary Service and Doing What Others Imply Five Reasons You Should Let Us Guide You 2 Process Driven Team Effort Accountability Independence Lower Costs Benefits of Working with Cygnet 3 A transparent decision making process A Over 30 years R&D and thousands of plans delivered Not sales transaction oriented Quality control procedures #1: The Process Benefits of Working with Cygnet 4 Not a “know it all” Your guide through a field-tested, proven process Objective with a Fiduciary mindset Access to Multiple Advisor Team (MAT) #2: Team Effort Benefits of Working with Cygnet 5 You the Client Your Family Your co-workers Your organization/group Your employer State and Federal regulatory agencies #3: Accountability Benefits of Working with Cygnet 6 Not obligated to one company We select only top rated companies We look for optimal balance among the following Product Price Service Superior access to products and services compared to… The “Big Banks” Full service and discount investment brokers Insurance agents and companies Plus Greater flexibility and variety - Focus on top quality products only Operate under the Fiduciary Standard #4: Independent Vendor Relationships Investment Companies We Use to Implement Plans 7 We Manage Portfolios Using “Best in Class” No-Load and Institutional Share Class Mutual Funds and ETFs Other Investments We Have Access to 20,000+ Mutual Funds and ETFs , Individual Securities , Third Party Asset Managers Separately Managed Accounts, Alternative Investments, Certificates of Deposit Insurance Companies We Use to Implement Plans 8 ANNUITIES AIG Allianz American General American National Annuity Investors Life AVIVA EquiTrust Fort Dearborn Genworth Life Great American Illinois Mutual ING – Reliastar ING - USA Life & Annuity Integrity Life Jackson National John Hancock Liberty Life Ins/RBC Life Ins Co of the S.W. Lincoln Benefit Life Loyal American MassMutual MetLife Midland National Minnesota Life Mutual of Omaha National Integrity Life National Life OM Financial Pacific Life Presidential Life Principal Protective Life Reliance Standard Standard Insurance Sun Life Financial/Keyport United of Omaha West Coast Life LIFE INSURANCE AIG American General Allianz Allmerica Financial American Investors American Life & Casualty American