TACU Credit Union...Everyday making a difference. - PDF document

September 2019TACU Credit Union...Every
September 2019TACU Credit Union...Everyday making a difference. 1ExpressTACU Credit UnionPage 2 • Christmas Club • ICU Day • Coats for KidsPage 4 • 2020 ScholarshipTACU’s Annual Bake SalePage 1 • Food Drive • Bake Sale • Pumpkin JudgingPage 3 • Elder Financial ExploitationJoin TACU on Friday, November 1st for our annual Bake Sale from 8:30 a.m. until sold out. All some delicious treats and support an excellent community organization.Pumpkin Judgingst25th, TACU will have employee-decorated pumpkins on display. Members can vote for their favorite design by donating money in the artist’s donation bin. The pumpkin artist with the most money raised will have a donation given to their charity of choice.Food Drive for Neighbor for Neighbor Food Pantrybe collecting non-perishable food items and monetary donations for the Neighbor for Neighbor Food Pantry. INSIDE THIS ISSUETACU Credit Union...Everyday making a difference. 2TACU is a drop-off site for the Coats for Kids Drive. If you would like to donate gently used winter coats, jackets, scarves, hats, mittens and boots for kids and adults, please drop items off st. Donations must be clean and in good repair. Monetary donations are also accepted. You may make checks Tomah, WI 54660. Donations will be distributed to local families in need. Coats for Kids is jointly coordinated by Lighthouse Assembly of God and The Parenting Place.Coats for KidsChristmas Club accounts let you save for

holiday spending throughout the year. Y
holiday spending throughout the year. You’ll earn interest rather than paying interest from credit card balances. Just deposit money each month based on how much money you plan to spend during Christmas. All you need is a $25 deposit. To open one today, contact TACU at 608.372.4736.Put Some Jingle in your PocketInternational Credit Union Dayunions around the world in celebration of International Credit Union (ICU) Day. There are 200+ million credit union members around the world—more than 100 million in the U.S. alone—cooperative spirit that all credit unions share. This cooperative spirit has led to life-changing opportunities for people who’ve wanted to start a small business, own a home or continue their education but were denied access. At its most basic level, a credit union is people pooling their money to provide each other with affordable loans — it is literally people helping people. th for cookies and apple cider to celebrate ICU Day! TACU Credit Union...Everyday making a difference. 3Individuals over the age of 50 control 70% of the country’s wealth, and seniors between the ages of 65 and 74, with an average net worth of $1.06 million, have more assets than any other age group. “That’s where the money is,” says Jay Haapala, AARP Associate disability and decline can make it even easier for criminals. This problem costs American seniors billions of dollars every year. There are many scams, unethical businesses and corrupt individuals preying on seniors all the time. Whil

e the details vary, there are a few fami
e the details vary, there are a few familiar scenarios.Adult Protective Services Association—is committed by caregivers or close family members. A son is added to a checking account to help manage mom’s bills and then starts using the account to pay off gambling debts. Grandpa gives valuables to the housekeeper and eventually—at her suggestion—names her in the will.Someone calls, allegedly from the IRS, saying that an individual has a tax bill that is going to rise with interest and fees unless paid immediately. Someone calls with news that there is a problem with a credit card and they need a Social Security number and birth date to access account information to clear things up.As more seniors head online, they grow more susceptible to phishing scams. Phishing emails look as though they come from legitimate sources such as banks or credit card issuers. They ask seniors to click on a link to enter account information in order to verify recent transactions or to rectify problems with accounts. Unfortunately, the links are fake, and criminals use them to gather personal account information, which they use to drain accounts or steal identities.on the Do Not Call Registry. This prevents businesses from contacting you. Conduct personal limit an individual’s risk. They also have systems that make it possible to trace funds back to criminals in some instances.Remember, law enforcement and social service agencies cannot be everywhere. It takes all of us to help make sure that those who need protection are safe. If you

see abuse or are investigated. Interven
see abuse or are investigated. Intervention can often save the assets, health, dignity or even the life of an Elder Financial ExploitationTACU Credit Union...Everyday making a difference. 4-31 — Food Drive — ICU Day-25 — Pumpkin Judging — Bake SaleChairman — Paul WieseVice-Chairman — John FroelichTreasurer — Linda JohnsonSecretary — Gary KlinkerDirector — Al LaylanDirector — Joe BubnichDirector — Martha Klatt8:30 am to 5:30 pm8:30 am to 6:00 pm8:30 am to 12:30 pm7:30 am to 5:30 pm7:30 am to 6:00 pm8:30 am to 12:30 pm940 North Superior AveTomah, WI 54660P: 608.372.4736F: 608.372.4394www.tacuonline.comFederally insured by NCUA up to $250,000Accounting Assistant — 1 year 2020 TACU Scholarship ApplicationThe 2020 scholarship applications are now ready. TACU awards up to $2,000 in scholarship money each year. The money can be given to an individual recipient or be divided among multiple recipients at the discretion of our scholarship committee.The applicant must be a member or a child of a primary member of TACU and the applicant must be enrolled, or plan to enroll, in a school of higher education on a full-time basis for the 2020-2021 school year. The applicant must complete the TACU scholarship application, which can be picked up the application should be submitted to TACU on or before April 1st, 2020. The award(s) will be presented in May either at the Tomah High School Awards Banquet if the recipient is payable to them and the school of their choic