PDF-Constant Annual Percent / Loan Amortization Schedules Years 10 15 20 2

30 35 40 Years Rate Rate 2000 11042 7722 6071 5086 4435 3975 3634 2000 2125 11109 7791 6142 5160 4511 4053 3713 2125 2250 11176 786. cdcgovvaccinesacip American Academy of Pediatrics httpwwwaaporg American Academy of Family Physicians httpwwwaafporg American College of Obstetricians and Gynecologists httpwwwacogorg This schedule includes recommendations in effect as of January 1 2 Annual percent change Annual percent changePopulation (in millions) 012 6 7 10 Population -2.5-2.0-1.50.0 FIGURE 1Total population under the supervision of adult correctional systems a 01234567 -2024681012 2011200520001995199019851980 Annual percent change Annual percent changePopulation Population (in millions) 16 FIGURE 1Total population under the supervision of adult correctional If the first payment occurs at the end of the period, it is called an ordinary annuity. If the first payment occurs at the beginning of the period, it is called an annuity due. Perpetuity – infinite series of equal payments. PPE and intangible assets: Depreciation, amortization and impairment. Amortization. Impairment. Goodwill impairment. 1. . Amortization of capital assets . Since long-lived assets provide benefits over several years, the cost is allocated (matched) to the periods in which service are received from (revenues . Note for multiple-choice questions: Choose the closest answer. 1) Interest rate conversions. If the effective annual discount rate is 12%, what is the stated annual discount rate if compounded monthly?. TERMINOLOGY. FINANCE CHARGE: . The dollar amount paid to borrow money.. INTEREST: . The cost of borrowing money expressed as a percentage of the loan amount.. FEES: . The additional costs beyond the interest associated with borrowing money.. loans/Amortization. & Bonds. Amortization. Prospective-Sum PV of remaining payments. Retrospective- Accrued original balance minus payments. Intuitively. Interest paid= interest*balance. Principal repaid= payment minus interest paid. Interest. (Don’t write this slide – you will see it again) . 1. ) You REALLY want to buy this car. It costs $15,000. . You . decide to get a five year loan with a 6.5% interest . rate for . $15,000. How much interest will . CH6. introduction. In our previous chapter we have dealt with only single cash flows. In reality, most investments have multiple cash . flows. . For example, if Target is thinking of opening a new department store, there will be a large cash outlay in the beginning and then cash inflows for many years. . 20%. Tyler . sold a car for $42,000. What was the commission rate as a percent if he earned $6,720 in commission?. 16%. Abercrombie is having a 40% off sale. What was the original price of a shirt if you saved $11.20?. Note for multiple-choice questions: choose the closest answer.. Exam date: 5 December 2016. Econ 134A, John Hartman. 1.. A bond pays a coupon of 9% every year, starting one year from today until the date the bond matures. If the bond matures four years from today, has a 5% effective annual discount rate, and currently has a value of $1000, what is the face value?. Page 1 of 3 - H O PA EXAMINATION PROCEDURES Examination Objectives • To determine the credit union ’s compliance with the Homeowners Protection Act of 1998 (HPA), as amended. • To assess the Preservation of Affordable Housing. September 27, 2011. Fannie Mae and Freddie Mac. Preservation Programs. - . Expiring Section 8 HAP Contracts. - Less than 10 Years of Restrictions. Bond Credit Enhancement – 4% LIHTC.