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Quarterly Bulletin Q Introduction Negative equity occurs when the market value of a property is below the outstanding value of the mortgage secured on it

It only ever affects a minority of households only 40 of UK households are mortgagors and many of those have small mortgages relative to the value of their houses However when house prices fall the number of households in negative equity tends to r

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Quarterly Bulletin Q Introduction Negative equity occurs when the market value of a property is below the outstanding value of the mortgage secured on it






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