by National Health Insurance Company Time Insurance Company Integon National Insurance Company and Integon Indemnity Corporation 2017 National Health Insurance Company All rights reserved ID: 727416
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Slide1
National General Accident and Health markets products underwritten
by
National Health Insurance Company, Time Insurance Company, Integon National Insurance Company, and Integon Indemnity Corporation. © 2017 National Health Insurance Company. All rights reserved.
Product release overview
Product Changes –
First Available Effective Date 10/1/18
Short Term Medical Changes –
First Available Effective Date 10/3/2018Slide2
September Release
Availability to sell 1/1/19 effective dates.New NHIC State Intros for Plan Enhancer Critical Illness/Term Life
Accident Fixed BenefitContinue to sell on TIC paper Short Term Medical changesSlide3
September Release
New State Approvals – First available effective date 10/1/2018
Plan Enhancer – FLCritical Illness/Term Life – AZ, CO, DE, GA, MT, NV & SCAccident Fixed Benefit – MDDisability BenefitBenefit Amount $50 / weekMaximum Benefit as Percent of Base Weekly Earnings 25%Benefit Waiting Period 90 daysMaximum Benefit Period 13 weeksSlide4
September Release
Availability to Continue to sell on TIC PaperCritical Illness/Term Life
FloridaIllinoisNorth CarolinaCancer & Heart/StrokeNorth CarolinaFloridaPlan Enhancer Texas Slide5
September Release
Short Term Medical – First available effective date 10/3/2018
Rate Changes & Out-of-Pocket Maximum changesStates: CT, KS, KY, LA, ME, MO, NC, ND, OH, SD, UT, WI, WV & WY DeductibleCoinsuranceCurrent OOPNew OOP
$1,000
50/50
$2,500
$5,000
$1,000
80/20
$1,500
$5,000
$2,500
50/50
$2,500
$5,000
$2,500
80/20
$1,500
$5,000
$5,000
50/50
$3,750
$5,000
$5,000
80/20
$2,000
$5,000
$10,000
80/20
$2,000
$5,000
$25,000
80/20
$2,000
$5,000Slide6
September ReleaseShort Term Medical
Discontinuation of Product Offerings
ConnecticutDiscontinue STMLast available effective date 12/31/2018Indiana & TennesseeDiscontinue the $1,000 Deductible optionsDiscontinue GI PlansIowa & MississippiDiscontinue GI PlansMontana, Michigan, Nebraska & North DakotaDiscontinue STMWill not be able to submit business on 10/2/18 & laterSlide7
September ReleaseShort Term Medical
STM Duration Changes - Availability to offer 3, 6, 11, or 12 month plans
(varies by state)12 month plans – 12 months minus a dayStates: AL, AR, DC, FL, GA, HI, ID, IA, IL, KS, KY, LA, MS, NC, NM, OH, PA, SD, TN, TX, VA, WI & WV11 month plan – Full 11 months: SC6 month plans – Full 6 monthsStates: AZ, CO, CT, ME, MO, NV, OK, UT & WYSTMx2 availability: AZ, CO, ME, MO, ND, OK, UT & WY3 month plansStates: IN, MD & ORSTMx4 availability: INSlide8
Thank you