Every Woman Should Know About Personal Finances How to Build A Budget Presented by Jenny Kerr Of The Jenny Pincher LLC Agenda Introduction Building a Household Budget Tips on Cutting Monthly Expenses ID: 366264
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Slide1
What
Every Woman Should Know About Personal Finances:
How
to Build A
Budget
Presented by: Jenny Kerr
Of The Jenny Pincher, LLCSlide2
Agenda:
Introduction
Building a Household Budget
Tips on Cutting Monthly Expenses
Conclusion
Q&ASlide3
Income
Expenses
Dates – Due & Pay
BudgetSlide4
Income
Expenses
Dates
Emergencies
Wants
Little Things
Credit Cards
Debts
What we think we needSlide5
Determine Income From All Sources
Paycheck
Assistance
Odd jobs
Determine Pay Frequency
Weekly
Bi-weekly
1st & 15th
MonthlySlide6
Determine Expenses & Due Date
Track Expenses for at least 1 week
Rent
UtilitiesFood
Child Care
“Misc” expenses we forget about
*Ideal if expenses can be tracked for 1 monthSlide7
Monthly Income
Expense #1 (Due Date)
Expense #2 (Due Date)Expense #3 (Due Date)Expense #4 (Due Date)
Total (+/-)Slide8Slide9
Pay Date
Pay Date
Bill Due
Bill Due
Bill Due
Bill Due
Bill DueSlide10
Pay Date: June 10
th
Pay Date: June 24thAmount: $500 Amount: $500
Bill #1 Due June 11
th
Bill #1 Due June 25
thBill #2 Due June 15th Bill #2 Due June 28thBill #3 Due June 23rd Bill #2 Due July 5thFixed Expenses
Spending Cash (6/10-6/23) Spending Cash (6/24-6/9)Gas GasEating Out Eating OutHobbies HobbiesVariable Expenses
Subtract
Subtract
Subtract
Subtract
Total: Total: Ideally your expenses should be less than your income!Slide11
Ways to “find” money in your budget
Limit Eating Out
Take Your Lunch to Work
Cut back (or cut out) trips to the gas stationStop the “it’s only $x.xx” spending
Go to the beauty school for haircuts
Use Coupons or simply watch the sale ads
Go on Budget Billing
Have a yardsaleRent movies instead of going to the moviesSlide12
Budget
Bootcamp
: A Common Cents Approach to Personal Finance & Money Management for WomenVisit: http://onlinepersonalfinanceforwomen.com
BONUS for NAWR Members:2- Free 30 minute coaching sessions for anyone who purchases my Budget
Bootcamp
after this
teleseminar
. ($150 value) Just email me after your purchase to let me know you are interested in the coaching sessions and I will email you the prep form.Slide13
Resources
The resources that can be found on http://thejennypincher.com/NAWR/ This PowerPoint presentation
Budget worksheet – Helps narrow down “forgotten” budget categoriesTips on Creating a Budget
Tips for Cutting Monthly Expenses
20 Free Online Finance Courses – A list of
20 online college courses you can take for free on various economics, investing & personal
financePersonal Finance Tutorials – Another free extensive list with tons of information on personal financeBonus MaterialsSlide14
Contact Me:
Jenny Kerr
636-578-7220http://thejennypincher.com
jenny@thejennypincher.com