PPT-Investing/Retirement

Taking care of your future wealth What is the difference between saving and investing Portion of current income not spent on consumption Saving Purchase of assets with the goal of increasing future income. When deciding wher e to invest you may need to make a variety of decisions including how to balance the risk of losing money with the desire to increase your returns keeping in mind that inflation may reduce the purchasing power of your savings and Consumer Ed. Unit 8-Chapter 9. Investing. Saving in a way that earns income . Risk –what you are willing to gamble on. vs.. Return-what you will get back on your money that you invested. Reasons to Invest. Equities, Inc., member FINRA. Presented by…. [Presenter’s name]. [Presenter’s title]. [Presenter’s name]. [Presenter’s title]. Step-by-step investing for tomorrow. Managing Risk. This workshop is about:. Equities, Inc., member FINRA. Presented by…. [Presenter’s name]. [Presenter’s title]. [Presenter’s name]. [Presenter’s title]. Step-by-step investing for tomorrow. Managing Risk. This workshop is about:. Advantages of 401(k) Investing. © 2015 Morningstar. All Rights Reserved. . Participant control. Amount invested. Asset mix. Ownership of assets. Pre-tax investing. Tax deferral. Tailored investment plan. September 23, 2015. Department of Employee Trust Funds. Wisconsin Deferred Compensation Program. Why Focus on Women?. . “The largest growing segment of our population is poor, elderly women.”. --Teresa Heinz Kerry. The Road to Financial Independence. Personal Finance . Essentials:. 8 Financial Priorities. Discussion Topics. 1. Perspectives: Spiritual matters. 2. Investing Basics: Before you start. 3. Investment Vehicles: The shopping carts. Section 1-Reasons for Saving and Investing. Savings. Money set aside for the future (also known as deferred spending). Emphasis on “safety of principal”—protecting the balance in your account. Types of savings—safe, because these are FDIC Insured. . Choose options that mix well with your appetite for risk . Retirement. on the . Brain. Retirement. on the . Brain. First Last Name. Title, The Standard. First Last Name. Title, The Standard. Speakers. hen saving for retirement, millennials are choosing Roth IRAs over Traditional IRAs by a wide margin. According to recent T. Rowe Price customer data, investors under 34 years of age have over eight t Take a moment to picture your retirement dreams . Take a moment to picture your retirement dreams . Take a moment to picture your retirement dreams . Take a moment to picture your retirement dreams . Chris Dondzila, PhD . Steve Glass, PhD, FACSM. Department of Movement Science. Grand Valley State University. 1. What Does Retirement Mean To You?. 2. The Reality. More than just finances! What about your body???. PLANNING FOR THE FUTURE. WHY DO I NEED INSURANCE OR A RETIREMENT ACCOUNT WHEN I’M YOUNG AND . HEALTHY?. BLOCKING . THE COST OF RISK. Health. Auto. Life. Disability. Long-term care. Property. MINDSET FOR STARTING YOUNG. 4. Real Estate – Property . 5. Retirement Plans – savings . plan for retirement.. Ways to invest in real-estate?. Buy a house, live in it, and sell it later at a profit..