PPT-Unit 2: Banking Bank Regulation

3222011 Financial Institutions Type of Intermediary Primary Liabilities Primary Assets Depository Institutions banks Commercial Banks Deposits Business and consumer loans mortgages US . Banking. . at. the . rescue. of an . ailing. . banking. system . Nathalie Janson. Why. . is. the . banking. system . ailing. ?. The major . banking. . systems. . went. to the . worst. . banking. Lesson . 8. LEARNING OBJECTIVES. After studying this lesson, you should be able to:. 8.1. 8.2. 8.3. Understand bank balance sheets. Describe the basic operations of a . commercial bank. Explain how banks manage risk. Objectives. Understand the applications of ICT in banking, including . Electronic Funds Transfer . (. EFT. ). , . ATMs for cash withdrawals and bill paying. credit. /. debit cards, . cheque clearing, . problem . or solution?. Forrest Capie. Madrid 2015. Trust and regulation. What response to a crisis?. Regulate – recent crisis/crises. Deregulate – 19. th. century crises. Depends on trust. David Hume: trust better than legal exaction . Utton. Center Workshop on Water Resilience in a Time of Uncertainty University of New Mexico College of Law. Professor Bonnie Colby . (. bcolby@email.arizona.edu. ). Agricultural & Resource . Economics, University of Arizona. Shwetambari. . Heblikar. Kyle Briggs. Bank Failure. When. unable to meet its obligations to its depositors. Loans not repaid, . Liquidity, Assets/Liabilities. . unbalanced, . ect. . . “Run on the bank” (. by David Longworth. John Weatherall Distinguished Fellow, Queen’s . Adjunct Professor, Carleton University. Former Deputy Governor, Bank of Canada. 1. Introduction: The Crisis. Similar to many earlier crises, preceded by:. 1791: The First Bank of the US was established to hold the government’s $$, help the government to tax, regulate commerce, and issue a single currency. 1861: The Second Bank of the US was established to restore stability and order to the monetary system.. Re-regulating . Europe’s Financial Markets. Jeremy Leaman, Loughborough. For REINVEST Conference,. Marseille, October 2 2014. Structure. Why Regulation?. Why Deregulation?. What were the consequences of Deregulation and . NCLGIA . Summer 2016 Conference. 1. www.wakegov.com. 2. Agenda for Presentation. Why was a Request for Proposal (RFP) necessary?. How did we develop our document?. We have a Winner! Now what?. What were our . Topics. 1. Banks. . a. Nature of business. b. Authority to incorporate and operate. c. Classification of Banks. 2. Functions of Banks. a. Deposit Function. b. Loan Function. c. Other functions. Banking-as-a-Service Christopher Huppert, SVP Treasury Management Payments Product Manager Carolina Cash Adventure May 23, 2016 © 2016 Wells Fargo Bank, N.A. All rights reserved. For public use. Akshada. . Zurale. (Assistant Professor). Ban. k. ing. Banking Regulation . Act . of . India, . 1949 defines Banking . as . “accepting, . for the purpose of . lending . or of . investment . of deposits . Virupannavar. Assistant Professor. KLE Society’s . Law,Bengaluru. . Evolution of banking institutions. . “. bancus. ” or “. banque. ” which means bench.. Early bankers, the Jews transacted their business on...