Write down your reaction to this photo whatever comes to your mind first Describe what you think of when you hear people mention the homeless What specific daily problems must a homeless family solve ID: 501455
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Slide1
Answer these questions
Write down your reaction to this photo – whatever comes to your mind firstSlide2Slide3
Describe what you think of when you hear people mention the homeless.
What
specific, daily problems must a homeless family solve?
Is there homelessness in our community? How do you know?Have you ever done anything to help homeless people? Explain.What programs are available to homeless people?
Answer these questionsSlide4
How Much Do You (really) Know About Poverty?
Take the quiz
1. The federal minimum wage is $7.25 an hour. Assuming full-time, year-round employment, how much would a parent have to earn to rent a modest, two-bedroom apartment at fair market rent without spending more than 30 percent of their income on housing [the standard for affordable housing]?
a. $7.25 per hour, $15,080 per year
b. $10.78 per hour, $22,422 per year
c. $15.22 per hour, $31,657 per year
d. $18.44 per hour, $38,360 per year
2. More than 40 million people received food stamps or SNAP benefits in 2009. What was the average daily benefit
per household
in 2009?
a. $30
b. $21
c. $15
d. $9
3. A single parent with two preschool-age children living in Dallas would need what income to pay for necessities like rent, food, and childcare? What is the federal poverty line for a family of four?
a. $18,050
b. $22,050
c. $40,050
d. $60,050
Here come the answers…Slide5
How Much Do You (really) Know About Poverty?
A parent would need to earn
$18.44 per hour
,
more than double the federal minimum wage
, to afford to rent a modest two-bedroom apartment at a fair market rent without exceeding their housing budgetSlide6
How Much Do You (really) Know About Poverty?
2. Households
receiving SNAP benefits in 2009 only received
about $9 per day
to meet their hunger and nutrition needs.Slide7
How Much Do You (really) Know About Poverty?
3. Millions
of families across the country struggle to pay for high-cost necessities like food, rent, and child care. A single parent of two preschool age children living in Dallas would need an annual wage of $45,782 an hourly wage of $22; but the poverty line is
only $22,050
, and that’s for a family of four.Slide8
Who receives government benefits..Slide9
Who receives government benefits..Slide10
Who receives government benefits..Slide11
Who receives government benefits..Slide12
Who receives government benefits..Slide13
Who receives government benefits..Slide14
Could you survive in poverty?
Take the quiz
Add your score
Read the back
Middle class
Wealth
What do the questions reveal about each class?Slide15
Could you survive…quiz
put a check mark by all that are true
Could you survive in poverty?
1. I know which churches and sections of town have the best rummage sales.
2. I know which rummage sales have “bag sales” and when.
3. I know which grocery stores’ garbage bins can be accessed for thrown-away food.
4. I know how to get someone out of jail.
5. I know how to physically fight and defend myself physically.
6. I know how to get a gun, even if I have a police record.
7. I know how to keep my clothes from being stolen at the Laundromat.
8. I know how to live without a checking account.
9. I know how to live without electricity and a phone.
10. I know how to use a knife as scissors.
11. I know what to do when I don’t have money to pay the bills
12. I know how to move in half a day.
13. I know how to get and use food stamps or an electronic card for benefits.
14. I know where the free medical clinics are.
15. I can get by without a car.Slide16
Scoring
Scoring guidelines
- Poverty:
If out of the 15 items, you answered 'yes' to the following:15-14
:
Congrats
-- you are street savvy and will survive (maybe even thrive) in poverty.
13-9
: Pat on the back -- you'll be able to keep your head above water.
8-4
: Look for help -- poverty is hard in ways you hadn't even imagined.
3-0
: Call a lifeline -- you are completely unable to survive in poverty. Thank your lucky stars you'll probably never need to.Slide17
Middle Class Questions
Could you survive in middle-class?
1. I know how to get my children into Little League, piano lessons, soccer, etc.
2. I know how to set a table properly.
3. I know how to order in a nice restaurant.
4. I know how to use a credit card, checking account, and savings account – and I understand an annuity. I understand term life insurance, and 20/80 medical insurance policy, as well as house insurance, flood insurance, and replacement insurance. I can pull my credit reports and know my credit score.
5. I talk to my children about going to college.
6. I know how to get one of the best interest rates on my new car loan.
7. I understand the difference among the principal, interest, and escrow statements on my house payment.
8. I know how to help my children with their homework and do not hesitate to call the school if I need additional information.
9. I know how to decorate the house for the different holidays.
10. I know how to get a library card.
11. I have or I know how to secure department/retail store credit.
12. I repair items in my house almost immediately when they break – or know a repair service and call it.Slide18
Wealthy Questions
Could you survive in wealth?
1.
I can read a menu in French, English, and another language.
2. I have several favorite restaurants in different countries of the world.
3. During the holidays, I know how to hire a decorator to identify the appropriate themes and items with which to decorate the house.
4. I know who my preferred financial advisor, legal service, designer, domestic employment service, and hairdresser are.
5. I have at least two residences that are staffed and maintained.
6. I know how to ensure confidentiality and loyalty from my domestic staff.
7. I have at least two or three “screens” that keep people whom I do not
wish to
see away from me.
8. I fly in my own plane or the company plane.
9. I know how to enroll my children in the preferred private schools.
10. I know how to host the parties that “key” people attend.
11. I am on the boards of at least two charities.
12. I know how to read a corporate financial statement and analyze my own financial statements.Slide19
Could you survive in…
What do the questions
in the previous quizzes reveal
about each class?Slide20
Reading Assignment #1
Pages 3-50
“A Woman on the Street”/”The Desert”
Answer study guide questions
1-20
Study vocabulary
Hoisted, fretted, antiseptic, edible, harebrained, addled, embankment, sashayed, creosote,
pigeonholed, gestate, warmonger, perversion
, diminutive