Presentations text content in Next Webinar is on Tuesday, May 22
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Next Webinar is on Tuesday, May 22
nd
at 10 am and 7 pm
Slide2Debt-free Living with a Modest Incom
e
Each person has the potential to grow their finances much like a tree. The goal is to live a debt-free life, no matter what their income level. Here are 11 things financially successful people do.
Slide31. They Tithe
Even non-believers know that donating money makes good sense. You see it in the business world all the time.
Believers understand Malachi 3:6-12 and 2 Corinthians 9:6-7
Slide42. They Know Debt is Bondage
Debt is exchanging your future for instant gratification
Debt is betting on the future: future health, future job, future wages
Debt presumes on God
Slide53. They are Detail Oriented
They know what’s in their bank accounts; all of them!
Their checkbook and spreadsheet balance
They know what bills are upcoming
They have a budget and they use it faithfully
Slide64. They are Practical
They know that a two year old car costs less, lasts about as long and is still in good running order
They know a Hyundai will get them to the same destination as a Cadillac
They shop for value, not name brand
Slide75. They Live Within Their Means
They spend only what they have, not what they anticipate having
They spend less than they make
They have a “rainy day” fund or savings/emergency account
They have moved other-than-monthly expenses into monthly expenses
Slide86. They Know When to Say NO!
The “hot deal” does not snare them
They are immune to TV commercials
They understand delayed gratification
Slide97. They can Wait
They plan ALL purchases
They have the money in hand before they buy
They abide by the “three day rule
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They shop interest rates before buying if they must use credit: i.e.. A house purchase
They know the difference between good debt and bad debt
Slide108. They Know Whose They Are
They follow scriptural mandates because they belong to Christ
Their self worth is not tied up in what they drive, wear or use
They don’t have to keep up with anybody, including the Joneses
They realize that the way they handle finances is a witness to the community
Slide119. They Handle Credit Cards Wisely
They have the means to pay for any purchases they make
All credit cards are paid to $0 balance each month; no minimum payments allowed
They use rewards cards only if the benefits out weigh the costs
Slide1210.They Hold Themselves Accountable
They check their credit score annually
They check their emotions at the door when they shop
They research every purchase before they step on the sales floor
They buy what they need, not what the salesman wants them to buy
They refuse to make excuses
Slide1311. They Measure Happiness Well
They value the things money cannot buy: faith in God, family, health, friends and living in America
Stuff does not own them
They understand
the simple life
Slide14What Questions do you have for me?
559 287-7840 cell 559 256-0858 direct line rwiltrout@csbc.com
Stewardship God’s Way
BETTER 2012 FINANCES
Slide15Next Webinar is on Tuesday, May 22
nd
at 10 am and 7 pm
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Next Webinar is on Tuesday, May 22
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