Dear BCX Bonitas Member - PowerPoint Presentation

1. Dear BCX Bonitas MemberThis communication provides a summary of the most important changes to the Bonitas Medical Fund, effective 1 January 2018, based on the information provided by Bonitas at their recent Corporate Launch.Contents Most important changes for 2018 Contribution increasesMedical Savings AccountsProduct updates for 2018Bonitas 2018 Contributions2018 Option Change FormOut-of-hospital tests and specialist consultations for PMB’s will be paid from risk on the:Standard Standard Select and Primary options.The sublimit for specialised drugs for retinal disorders will increase on from R42 000 to R50 000 on:BonComprehensive BonClassic Increase on corneal graft limit from R22 000 to R30 000 on the following plans:BonClassicStandard and Standard Select BonComplete and BonSaveSpecialised radiology benefit of R15 000 introduced on the Bonfit and BonEssential option Bariatric and breast reduction surgery will now be excluded on all Bonitas options.  Medical Savings AccountSavings contributions as a percentage of total contributions have remained unchanged and are as follows:Plan MSA% BonComprehensive 19%BonClassic 14%BonComplete 15% BonSave 16%BonFit 15% Traditional OptionsBenefits are pure in scheme benefits with no MSA allocation Contribution IncreasesWeighted Average Increase Bonitas Medical Fund2018 Benefit and Contribution Changes8.7%BonComprehensiveBonClassicBonCompleteHospital PlusHospital Standard StandardStandard SelectBonSelectBonCap PrimaryBonsaveBonFit 9.9%8.9%7.9%StandardStandard SelectPrimary

2. Product updates for 2018 1Executive Plan Enhancements2Smart Plan EnhancementsContact detailsPlease do not hesitate to contact your NMG administration consultants should you need assistance:Should you require further assistance, please contact your dedicated Healthcare Consultant:Lebohang MatlouTel: 011 509 3066E-mail: lmatlou@nmg.co.za    A separate benefit for contraceptives will be added to all optionsNew born hearing screening tests will be covered on all options (in or out of hospital)Screening for congenital hypothyroidism will be covered for new born dependents on all optionsThe family limit for the Wellness Extender will increase by 15% and children under 18 will no longer be required to complete the Health Risk Assessment to access the benefitOut-of-hospital tests and specialist consultations for PMBs paid from risk on Standard, Standard Select and PrimaryPap smears for women over 21 years will be extended to BonEssential and BonCapMammogram screenings for women over 40 will be extended to BonSave and PrimaryBone Density Screenings (available on BonClassic and BonComprehensive) will now be available to men aged 70 and overA generous dentistry benefit package paid from risk will be added to BonFitAn unlimited terminal healthcare benefit on all optionsThe corneal graft limit on BonComprehensive, BonClassic, Standard, Standard Select, BonComplete and BonSave will increase from R22 000 to R30 000The sublimit for specialised drugs for retinal disorders will increase from R42 000 to R50 000 on BonComprehensive, BonClassic and Hospital PlusAn internal prosthesis benefit of R30 000 per family (excluding joint replacement prosthesis) will be introduced to BonSave and PrimaryThe Bonitas Mental Health Programme will be available as a managed care initiative to members on specific plans