PPT-Repayment of Your Student Loan Debt

20182019 1 Agenda What are my rights and responsibilities How do I choose a repayment plan What are consequences of default Where can I find help if I cannot pay 201819 2 What are my rights. For more about TICAS see ticasorg This report was researched and written by Matthew Reed and Debbie Cochrane Special thanks to the entire TICAS sta57374 virtually all of whom made important contributions We also thank the sta57374 of Aeronet Communi Revised . 9/2013. Agenda. Financial Aid: Education Pays. Postsecondary degrees lead to greater weekly earnings. Source: Bureau of Labor Statistics, Current Population Survey, 2012.. Financial Aid: Education Costs. Presented by. (Department Name Here). Loan Life Cycle. Loan History and Repayment. Understanding your Income. Understanding Your Credit Report. Questions. Agenda. Loan Life Cycle. Loan Disbursement. Exit Counseling Sessions. dental hygiene class of 2014. Repayment Strategies. for Managing Your Student Loans. Considerations. Multiple ways to effectively handle your student loan debt. Constantly evaluate your repayment objectives and repayment plan, and change if needed. Angela Parkoff. Financial Aid Advisor – Texas A&M . New Aid Officers’ Workshop. 2015. Agenda. Student loan programs and regulations. Application process and eligibility. Repayment options. Federal Student Loans. Revised 9/2013. Agenda. Student Loans: FFELP vs. Direct. Before July 1. st. , 2010:. After July 1. st. , 2010 (today). Federal. Family Education Loan Program (FFELP). Federal Direct Student Loans:. Higher interest rates on PLUS loans. STUDENT LOAN REPAYMENT OPTIONS. Kimber Decker. Regional Director, Partner Solutions. Nelnet. Loan Servicing. SPLIT LOAN SERVICING. FFELP loans . owned and serviced by . lenders and servicers. FFELP loans . December 2011. STUDENT LOAN REPAYMENT OPTIONS. Raina Chezem. Regional Director, Partner Solutions. Nelnet. Loan Servicing. GRACE PERIOD, DEFERMENTS, FORBEARANCE, AND FORGIVENESS PROGRAMS. GRACE PERIOD. Presented by. (Department Name Here). Loan Life Cycle. Loan History and Repayment. Understanding your Income. Understanding Your Credit Report. Questions. Agenda. Loan Life Cycle. Loan Disbursement. Exit Counseling Sessions. FCAA Instructor for Student Loan Counselors. About the FCAA. . The FCAA is a 27-member trade association primarily comprised of non-profit credit counseling agencies. . We represent the common interests of member agencies on state and federal legislative issues.. . Clemente LaPietra and Thomas . Kokis . THE INCOME-DRIVEN REPAYMENT PLANS. REPAYE – Revised Pay As You . Earn. PAYE – Pay As You . Earn. IBR – Income Based . Repayment. ICR - Income Contingent Repayment . An Overview of Consolidation and Refinancing Options . Michelle Enriquez, Vice President-Relationship Manager. Citizens Bank Student Lending. Overview. Student Loan Debt…The Impact. Federal Student Loan Repayment Plans & Benefits. • NSF • Late paymen amount months months dat separation/graduation months (whichever comes • W (member’ choice): defermen interest terest interest• After repayment (member’ choice befor en A loan borrower may be entitled to repayment forgiveness for all loans of the same type at once:. (1) Temporary Loan Emergency Funds; (2) Comprehensive Support Funds (Initial Loan); (3) Comprehensive Support Funds (Additional Loan); and (4) Comprehensive Support Funds (Relending).