The Federal Reserve and You - PowerPoint Presentation

The Federal Reserve and You
The Federal Reserve and You

The Federal Reserve and You - Description


The opinions expressed are solely those of the presenters and do not reflect the opinions of the Federal Reserve Bank of Dallas or the Federal Reserve System A History of Financial Panics Financial panics are a part of United States history ID: 690442 Download Presentation

Tags

federal reserve monetary fed reserve federal fed monetary policy bank financial services holding board supervision banks employment system structure

Download Section

Please download the presentation from below link :


Download Presentation - The PPT/PDF document "The Federal Reserve and You" is the property of its rightful owner. Permission is granted to download and print the materials on this web site for personal, non-commercial use only, and to display it on your personal computer provided you do not modify the materials and that you retain all copyright notices contained in the materials. By downloading content from our website, you accept the terms of this agreement.

Embed / Share - The Federal Reserve and You


Presentation on theme: "The Federal Reserve and You"— Presentation transcript


Slide1

The Federal Reserve and You

The opinions expressed are solely those of the presenters and do not reflect the opinions of the Federal Reserve Bank of Dallas or the Federal Reserve System. Slide2

A History of Financial Panics

Financial panics are a part of United States history

The Panic of 1907

Jolted Wall StreetHighlighted need for financial reformSlide3

The Federal Reserve Act

An act to provide for the establishment of Federal Reserve Banks, to furnish an elastic currency, to afford means of rediscounting commercial paper, to establish a more effective supervision of banking in the United States, and for other purposes.

Preamble

Federal Reserve Act of 1913Slide4

The Critical Balance

Public versus Private

National versus RegionalSlide5

The Structure of the FedSlide6

Structure of the Fed: The Board of GovernorsSlide7

The Structure of the Fed: 12 Regional BanksSlide8

The Structure of the Fed: The FOMCSlide9

The FOMC and Monetary Policy

Set target fed funds rate

Take into account input from the Board and Reserve Banks to determine economic conditions

Conduct open market operationsSlide10

Dual Mandate of Monetary Policy

Stable Prices

Maximum EmploymentSlide11

Inflation

General rise in prices over time

Prices

Fed Funds Target

Inflationary pressure

SpendingSlide12

Employment

Employment

Fed Funds Target

Spending

EmploymentSlide13

Other Tools of Monetary Policy

Reserve requirements

Discount rateSlide14

Monetary vs.

Fiscal Policy

Monetary Policy

Conducted by the FedThree main toolsFiscal PolicyCongress

Taxation and spendingSlide15

Purpose of the Fed

Conducting Monetary Policy

Supervision and RegulationSlide16

Regulations

Written rules

Written in response to legislation under the direction of Congress

Slide17

Supervision

The enforcement of regulationsSlide18

Existing Regulation of Banks and Their Holding Companies

Securities

and

Exchange

Commission

Department

of

Justice

Holding

Company

State

Member

Bank

Holding

Company

State

Non-

Member

Bank

Holding

Company

Federal

Reserve

Board

Comptroller

of the

Currency

Federal

Deposit

Insurance

Corporation

State

Bank

Departments

National

BankSlide19

Purpose of the Fed

Conducting Monetary Policy

Supervision and Regulation

Provide Financial ServicesSlide20

Providing Financial Services

Bankers’ Bank

Cash Services

Check ProcessingElectronic PaymentsSlide21

Eleventh District NoteSlide22

Eleventh District NoteSlide23

Printed in Fort Worth (BEP)Slide24

Providing Financial Services

United States Government’s BankSlide25

Summary

The Federal Reserve System is a three-part system.

The Board of Governors

The Reserve BanksThe Federal Open Market CommitteeThe Federal Reserve System has three main purposes.

Monetary policySupervision and regulationFinancial services

Shom More....