II Year of Studies Second Cycle of Studies Maths Application of Maths in Finance and Banking Contents What is a Credit Card Transactions Limit F ees ID: 1028966
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1. CREDIT CARDSKrystian ZamorskiII Year of Studies, Second Cycle of Studies Maths – Application of Maths in Finance and Banking
2. ContentsWhat is a Credit Card?Transactions Limit; Fees; Additional Services (Offers);Conclusion.
3. What is a Credit Card?- credit card is a transaction tool - can be used (in the whole world) to:non – cash operations;cash operations.
4. Transactionspayment for shopping; for other services (restaurants, etc.);payment on the Internet;payment (foreign transfer) order;withdrawal.
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6. Total value of credit card transactions worldwide by leading credit card brands (in billion U.S. dollars) in 2012
7. Limit- maximal amount on your card; - you don’t have to use it;every transaction decreases limit;if you have Credit Security
8. Feespayment for used limitpayment for card (for using);minimal amount;APR – Annual Percentage Rate;percentage;other fees.
9. Additional Services (Offers)insurances;Air Miles;discounts (dining, travel, cinema tickets, hotels, etc.);Consierge service (Platinum or Elite Cards).
10. ConclusionCredit card is a comfortable tool;Easy to use;Many possibilities of transactions;Many additional offers;Many types of fees for card using.
11. Bibliographywww.nbp.plwww.hsbc.aewww.aliorbank.plwww.statista.com
12. Thank you all for watching.
13. Let’s discuss1. After this presentation, would you like to use credit card? Why? (Why not?), 2. What is best and worst in credit cards for you?, 3. Do you think, that credit card will replace cash (money) completely in the future?
14. True or False?We can’t use a bigger amount than the value of limit that we have on our card.We have to pay percentage for maximal limit.There’s a possibility to „hide” from payment for using the card.We can’t pay less than the limit we used.
15. Translate this, please.Amount;Transfer (payment) order;Annual Percentage Rate;Insurance;