PPT-Credit and Debt: Make it work for you!

Name county and date here All Credit is Not Equal Affordable Credit vs Too Much Credit When you use credit youre spending money before you earn it Types of Credit Revolving Credit Account. The credit reference agencies dont hold blacklists and dont tell the lender if they should offer you credit or not thats for the lender to decide Credit granting When you apply for credit you will be asked permission by the lender to search your cre Tuesday, Jan 21. st. Class Overview. Intro to Credit. Story. Credit Card Debt. Consumer Credit. Dangerous Debt Practices. Credit Card Debt. Credit has become an essential financial tool and a convenience. Ben Collier. Senior Healthcare Business Banker. PNC Bank. The Credit Report Defined. The credit report is designed to give creditors a history of how one has handled their debt obligations. The credit report contains a list of historic debt, typically 7 years in the past. Credit Management. Main Types of Credit. Credit. : An agreement to obtain money, goods or services now in exchange for a promise to pay in the future. Main Types of Credit. Charge Accounts. Credit Cards. Dealing With Debt Collectors:. Taking Control!. Your . Presentor. :. Adrian . Klenz. Financial Literacy Specialist. HUD Certified Housing Counselor. At Western . Dairyland. 715-836-7511 ext. 1151. aklenz@westerndairyland.org. IN 4 EASY STEPS. Oraynab Jwayyed @ www.businessinterludes.com . 1. . Pay . down. . your. . debt . . .. Tackle those looming balances by paying them off on time. Can’t pay the whole balance? Pay more than the minimum every month. Agenda. Start time: ____ . Break time: ____ (10 minutes). End time: ____.  . Please set phones to silent ring and answer outside of the room.. How I Feel About Credit and Debt. How do you feel about being in debt? Here are some sample statements. Check the one that is closest to your own attitude.. Credit. Stagnation. Steve Keen. Kingston University London. IDEAeconomics. Minsky Open Source System Dynamics. www.debtdeflation.com/blogs. Secular Stagnation Mark I. Hansen 1939. “Not until the problem of full employment … from the long-run, secular standpoint was upon us, were we compelled to give serious consideration to those factors … which tend to make business recoveries weak .. and which tend to prolong and deepen the course of depressions.. 1. Vocabulary. Annual Fee. Annual Percentage Rate (APR). Credit. Debt Snow Ball. Depreciation. Tax Deduction. Journal: Define the vocabulary then explain the correlation to the following activities:. What would be considered good credit?. On average how many credit cards does the average household have?. How do credit cards make money?. Video. Who are credit card companies best and worst customers?. . . By Hema Moryani. Basics of Debt . They are contracts in which one party lends money to another at certain pre determined terms. Source: American Dental Education Association, Survey of Dental School Seniors, 2017 Graduating Class. Average. Median. The Benefits of Reading Books DEBT. A . debt is an amount of borrowed money by one party from another. .. SECURED: covered by a lien on collateral. Mortgage. Car loan. UNSECURED: not covered by a lien on collateral. Personal loans.