PPT-BANK LOAN CLASSIFICATION AND

BANK LOAN CLASSIFICATION AND PROVISIONING Compiled By Janata Bank Staff College Dhaka What is Loan Classification Loan classification It is differentiating grouping or arranging or catagorizing. . . SURESH GUPTA. M.COM,CA FINAL. INDORE. ARTICLE STAFF : DASSANI & ASSOCIATS. EMIL ID : . casuresh92@gmail.com. . . :S. ureshkumar.gupta@icai.org. Contact No: 09977637938. 09826312093. P.V. Viswanath. Learning Goals. What are some problems with group lending?. What can a model of individual loans with costly debt collection tell us?. Can progressive lending be used to resolve some of the problems with individual lending?. Agreements. Post Restructuring. Provisions. Preamble. Amount and term of the loan. Representations and warranties. Conditions of lending. Provisions. Default Provisions. Description of collateral. Covenants of the borrower. Katia . D’Hulster. Overview paper objectives. NPL definition comparison . Interactions with IFRS. Good practice and further work. Objectives. Countries covered in the overview paper. Host countries. Moderators. :. David Erdman, Capital Finance Director at Wisconsin Capital Finance Office. Ellen Evans, Deputy Treasurer at Washington Treasury Office. Speakers. :. Peg Henry, Deputy General Counsel at . Country . practice: Armenia. Mariam yeghiazaryan. Central bank of Armenia. Vienna 21.12.2014. Central Bank of Armenia. Legal framework. “Law on Accounting” . – since 01.01.2009 stipulates that banks’ accounting and reporting practices should be in compliance with IFRS. Balaji. . Narayanamurthy. Executive Vice President . Axis Bank. Scientific. . and . nimble. underwriting strategy for a fast growing retail credit business. 2. Retail Banking in India and Axis Bank. Know the Storm Signals and Work Out Area. What Bank Should Try To Communicate . To Troubled Obligor. What obligor should think about before trouble starts (from perspective of obligor). Make sure you are complying with all the loan covenants you can accommodate. Country Manager Spain. francisco.sierra@fundingcircle.com. 16 March 2016. eFintechShow. . Funding Circle ─ Global Leading Marketplace for SME Lending. The Netherlands. Germany. Spain. United Kingdom. TARGET2 and . the eurocrisis. Sergio Cesaratto. Dipartimento di . E. conomia . politica. e . statistica. Università di Siena. Cesaratto@unisi.it. Background: money. Endogenous money theory (EDMT). I shall argue that EDMT is a fact (not a theory), and therefore can be shared also by neoclassical (marginalist) economists. Topics. 1. Banks. . a. Nature of business. b. Authority to incorporate and operate. c. Classification of Banks. 2. Functions of Banks. a. Deposit Function. b. Loan Function. c. Other functions. To buy something which we cannot afford from regular income. .. Why . savings are needed?. To meet unexpected expenses like illness, accident, death, . calamity. To meet larger expenses like purchasing own house, higher . BY . CA AASHISH BADGE. PARTNER. RODI DABIR AND CO.. MOB 9822567490. EMAIL : aashish@rodidabir.com. Agenda. Important. . RBI. . circulars. Identification. . of. . accounts. . as . NPA. Exceptions. M.com., LL.B., F.C.A., DISA. dhakanassociate@gmail.com. 0261-2551149 / 99254 23532. CA Gopal Dhakan. Disclaimer. These are my personal views and can not be construed to be the views of the ICAI/RBI/Bank/Association or my firm, Member applied his...