ACCIDENTAL DEATH - Presentation
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ACCIDENTAL DEATH

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& . INDEMNITY BENEFIT. (AIB). STATE LIFE. INSURANCE CORPORATION OF PAKISTAN. ACCIDENTAL DEATH AND. INDEMNITY BENEFIT (AIB). This is a contract attached with a main contract of life insurance policy and provides coverage of accidental injury and death benefit to the holder of this contract. All the persons who have the following characteristics can take this rider:.

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ACCIDENTAL DEATH






Presentation on theme: "ACCIDENTAL DEATH"— Presentation transcript:

Slide1

ACCIDENTAL DEATH & INDEMNITY BENEFIT(AIB)

STATE LIFE

INSURANCE CORPORATION OF PAKISTANSlide2

ACCIDENTAL DEATH AND INDEMNITY BENEFIT (AIB)This is a contract attached with a main contract of life insurance policy and provides coverage of accidental injury and death benefit to the holder of this contract. All the persons who have the following characteristics can take this rider:

Minimum age at entry: 18 years

Maximum age at entry: 55 years

Maximum age at maturity: 60 years

ADB & WP In built

In case of receiving any disabled claim, the rider will be terminated from date of accident.

In case of death by accident after 90 days from the date of injury, death will be considered naturalSlide3

RIDER CAN BE ATTACHED WITH THE FOLLOWING PLANS This Whole life plan-01 Endowment assurance- 03 Anticipated endowment 05

Joint life assurance -06

Child protection assurance-07

Jeevan sathi-19 Shadabad plan-36

Sunehri

policy-73 Child Education & Marriage plan-75& 76 Shehnai policy -77 Slide4

ACCIDENTAL DEATH AND INDEMNITY BENEFIT (AIB)

PREMIUM OF THE RIDER

Premium rates ranges from Rs. 4/= to Rs. 10/= per thousand of Sum

Assured, depending upon the occupational rating of the proposed.MAXIMUM PERMISSIBLEMaximum permissible total sum assured limit under all accidental covers

is RS.

80,00,000/-(

Eight Million)Slide5

BENEFITS UNDER THIS RIDER If the Supplementary Contract is issued, then on accidental loss, following benefits become payable:Accidental Death Additional amount equal to Sum assured

Loss of two or more limbs by amputation at or above wrist or ankle Sum assured

Total and irrecoverable loss of all sight in both eyes Sum assured

Total and irrecoverable loss of all sight in one eye and loss of one Limb by amputation at or above wrist or ankle. Sum assuredLoss of one limb by amputation at or above the wrist or ankle joints One-half of the sum assured

Total and irrecoverable loss of

all sight in one eye One third of Sum assured

Loss of thumb and Index finger One-fourth of the sum assuredSlide6

BENEFITS UNDER THIS RIDERFor other Injuries, On total Disability* Weekly indemnity @Rs. 5/- per thousand of the sum assured

On partial Disability One-fourth of the weekly indemnity @Rs.1.25 per thousand of the sum assured

On permanent and Annual payment of 10% of

total disability the sum assured for a maximum period of 10 years and waiver of future premiumMaximum of 52 weeks

Accident information must be received to Claim Dept. within 20 days Slide7

thANKS !

Developed By

Moshin

Abbas &

Kashif

Hashmi

ACCIDENTAL DEATH - Description

amp INDEMNITY BENEFIT AIB STATE LIFE INSURANCE CORPORATION OF PAKISTAN ACCIDENTAL DEATH AND INDEMNITY BENEFIT AIB This is a contract attached with a main contract of life insurance policy and provides coverage of accidental injury and death benefit to the holder of this contract Al ID: 486475 Download Presentation

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