IN THIS POLICY THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Bajaj Allianz Assured Protection Insurance Plan Bajaj Allianz Assured Protection Insurance Plan The plan that t
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IN THIS POLICY THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Bajaj Allianz Assured Protection Insurance Plan Bajaj Allianz Assured Protection Insurance Plan The plan that t

brPage 2br Assured Protection Insurance Plan Key Bene64257ts of Bajaj Allianz Assured Protection Insurance Plan The plan offers you the key benefits of 153enenn eennen 1536 1536en nn 1538ene e 153len 0enl lenn 153n llnn en eeeene 8een l e 153ene Ho

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IN THIS POLICY THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Bajaj Allianz Assured Protection Insurance Plan Bajaj Allianz Assured Protection Insurance Plan The plan that t




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Presentation on theme: "IN THIS POLICY THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Bajaj Allianz Assured Protection Insurance Plan Bajaj Allianz Assured Protection Insurance Plan The plan that t"— Presentation transcript:


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IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Bajaj Allianz Assured Protection Insurance Plan Bajaj Allianz Assured Protection Insurance Plan The plan that takes care of your insurance and invest- ment requirements With Bajaj Allianz Assured Protection Insurance Plan we have formulated a unique combination of protection and prospects of attractive returns with investment in various mix of assets to make a perfect plan to last you a lifetime of prosperity and happiness.
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Assured Protection Insurance Plan Key

Benefits of Bajaj Allianz Assured Protection Insurance Plan The plan offers you the key benefits of: ™e^ne^n&%!&*'%n e^en,ne^n ™6^^^^ ™6^^^+e^n ^n^n ™8^,^^^en^e e^ ™l^e^^n^ 0^^^e^n!l^  l^enn^ ™;^^^n/ ^^l^ln^^n e^n# ^^eee^ene^ ^^^8^e^en ^^^l^ e^ ™e^^ne^ How does Bajaj Allianz Assured Protection Insurance Plan work? 76^o6^>^^e ^^^^e#^e^nn  ^^ee^nn ^een^ee^e^^# ^

e^^^e^# ne^n^^n ^# ^n!e^n^^^^e ^^nn^  ^#;8^^^e^# What are my Investment Options and Funds? 76^o6^>e^nl^ l^e^^!l^ ^e^ ^ne^n^n/ ˜>V^V\n ˜A^^V\n V>V^V\n/ >nlne^ne ^^^! ne^n#76^o6^ >n^,^n  ^#
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Assured Protection Insurance Plan Funds Investment _^ Asset Class Bank Deposits & Money Market Instruments* Equities* G Secs, Bonds, Fixed Deposits* Risk Profile Equity Growth Fund II e^e^ee^^ ^^^n e^e^ee^^#

%)%+%&%% n ^ Accelerator Mid-Cap Fund II ^e^ee^^n^^ ^^^^e e#^^*%^n >l^^8e %)%+%&%% n ^ Pure Stock Fund e^ne^^^ ^!8!^!^ ;^!!#!!7;^^ >^^# %)%+%&%% n ^ Asset Allocation Fund ^o^!^^ ^e^ee^^! l^^^l^ ^^#^nl^ ^^e^n^ ^^!# nl^^l e^^o ^^^ ^^#l^^l^ ^^n!e^ ^^ %&%%%&%%%&%%^ Bluechip Equity Fund 8e^ee^^^^ ^^^e>; %)%+%&%%^ Bond Fund ^^^ ^^^^n^ ^^# %&%%%&%% Liquid Fund ^^e^ ^^^^n ^# %&%%l

* The exposure to money market securities may be increased to 100%, keeping in view market conditions, market opportunities, an d political, economic and other factors, depending on the perception of the Investment Manager. All changes in the asset allocation will be with the intention of protecting the interests of the policyholders.
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Assured Protection Insurance Plan A^^V\n/ ™e^nl^^ne^  ™6^n!ne^e ^eee^!^nl ^^n7^e^n;!^nl; >>6^8e;>>^ee^ ^l ™e^n^n!ll^n ^^ee^n ^ n^n

™e^e^eee^!^ne ^^e^e^nnl^^ ee^ ™^l^^^^ln n^n^n^e ^^o  ™^$^ne^$ ^^n^n ^nl^l/ Years to Maturity e^^l^\; Bond ; Liquid ; Bluechip Equity Fund Equity Growth Fund II Accelerator Mid-Cap Fund II Total 20 20 50 30 100 0 0 19 30 50 20 100 0 0 18 30 50 20 100 0 0 17 30 50 20 100 0 0 16 30 50 20 100 0 0 15 40 40 15 95 5 0 14 40 40 10 90 10 0 13 40 40 5 85 15 0 12 40 40 0 80 20 0 11 40 35 0 75 25 0 10 40 30 0 70 30 0 94025065350 84020060400 74015055450 64010050500 5400 040555 4300 0306010 3200

0206515 2100 0107020 100008020
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Assured Protection Insurance Plan b^b6ee^b/ ™^e^nn ^n^nne^^  ^^ee^^n^ #e^ee^n *# ™^^n!nl^ e^ee^#ee^  e^l^e^^ n ™^!^l!l^ee^ ^e^ee^e^n Death Benefit ™>^^^ +%n/enl^  e^l^l^') e^  ^e^^^8en enlen e^eee^ ™>^^^ +%n/enl^  e^l^ll^^') ^^+%ne^l^l ^^+%n ^e^^^8en# 

enl^ene^ eee^ ™>^^ ^^,n!^^  e^^e^en ™e^l^^n e^e^n^n^+e^n ^n#^n ^ ™e^nl^^^ Maturity Benefit ^n!nl^^;^n # Surrender Benefit e^ne^nn^+ ^e^nn#l^ ; e^n# l!^^ e^n^e ^nn!^^l^  e^ ^^eeee^!^ n!^^# Additional Rider Benefits n n^e^^^ ^^ #^^l ^7 6^o6^>/
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Assured Protection Insurance Plan 76^o6^>&&+6%&)%& $^^^^n7

76^o8^^>7^>&&+6%&* %& 76^oe^87^>&&+6%&+%& 76^o;^n>7^>&&+6%&-%& 76^o^>&&+6%'&%& 76^o^^>&&+6%&.%& 7^ 6^^^7 ^ Definitions ;KV/ ^^^e^ n^e^ne^^e^ ^# \Vb^b;KV/ ^^e^^e^ ^e^n^e^n e^^e^^# eeb^b;KV/ ^^e^^eee^ ^e^n^e^n e^^e^^ ^^/ ^e^^^n^^^6 6n^^^ ^^# 6^n^^^ ^ne^e^ n# ^^ne ^e^n#^ ^ e^en$$e^l^l$l^^ $^#8n^^(#%%eee^ ^^n ^e^e^n# KVV^V/

^n^ e#l!ln n^^!l ^#>^!ln ^ e(%n^l^n ^#^ l^ l^e^^l^>6# ^^^n;/ ^^^n8ene ^^e^ne >6^^^>^^ ^!'%&%#6e^>6^^^  ^^(#*el^n^ ^e>6^^# Computation of NAV 6eee^V^e^^6ee^/ 6e^ n ee^^ee nen^  ^^n^ n^^^^e^^!^ n# ^^#^^^n ^^^^nl^  !^^e^^^ #^^ee^len^^e  ^^#
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Assured Protection Insurance Plan mee^V^e^^Vee^/ 6e^ n

e^^e nen^  ^^n^ n^^^^e^^!^n#^ ^  #^^^n ^^^ ^ n^ !^ ^ e^^^#^^ee^l en^^^ ^ # Sample Illustration* 6\ Maturity 6\ Policy Term Premium Payment Term Premium p.a. Sum Assured Fund Value at maturity 5+ Fund Value at maturity 5&% 30 40 10 10 20,000 200,000 239,468 299,228 30 45 15 15 20,000 200,000 413,304 580,124 30 50 20 20 20,000 200,000 632,326 1,006,833 *This is an indicative projection on basis of prescribed growth rate by the regulator. The above projection is based on 100% in vestment in Bond

Fund for male healthy lives and after service tax. ;m^^^^ ^ee^nl^l^^^^^^ n^^ l^^\e^ >n>e^n/ ™^^^nl^^ln^ ^n^ee^^^^ # ^^l^ ™^^l^^^ *%%%^^l^!l ^^l ™l^^$^^nn ^n6^nn^^(%n^ >n^e^n/ ™l^e^l^^l ee^e^^ ™l^^$^^nn^ n6^nn^^(%n^ Option to make lump sum investment ™e^n^e^ e^nn!nen^^^eee^ n ™^^eee^^ *!%%% ™ee e^e^nnl^ ee# eneee^!n eeel^ e^en/


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Assured Protection Insurance Plan 86\ Top-Up Sum Assured Multiplier )*n&#'**^ )*n &#&%*^ ^^&#'*^)* n&#&^ ™eee^e^nnl^^e^ *n^leenen  eee^ ™en^en^ ^$^^n^ l^ n^^n^^^ ^eeneeee^ Settlement Options ™l^e^^^n^^ ennn!nn!nn!  e^e^ne^e^*n ™e^e^n^^ l^^e^ee e^!^n!^^^ n^^ ™>enl^n^^

^e^ee^^ ™>^^e^ll^ ne^n ™^^^^l^^ ^e^e^ ™6ee^e^n^ e^!^n!^e^  e^ ™e^l^ll^l^ ^e^e^ ™6^n!nl^e^l^l e^neee^e n! n^^e^e^# l^^^^  e^n^e^n^e^el^ l Option to decrease the sum assured ™^ne^ ne^n^n^^&#&*^  e^e^!^^l e ™6ne^n^nn^n ee^^&#'*^ee e^l)*n&#&%^ eee^)*n ™^!^l!l^ee^ e^ e^V\eb^beVnbb e^ne^enn ^^^^e^en

le!e^e^ ^e^#e^ ^e^n^^e^en #^!^ll^ee^  e^# Partial Withdrawal Option e^^^e^l^ l!n^e^nn/ ™^^ e^l^l^ *!%%%n e^ ne^l^ l l(^e^6 ™6e^l^ll^^^ eee^!^n!;^^;^;>; ^# ^^eee^^!e ^l^ll^e^ ™>>e^n!n nle^l^l
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Assured Protection Insurance Plan ™>^^nl^l ^nl^^ee^  ^^l^l# l^n^el^e ^ l^l^^ ™>^^!e^l^l^l ^^&-n ™^!^ll^ee^ e^

Important Details of the Plan Parameter Details Minimum Entry Age 1 year (18 years in case of Additional Rider Benefits) Maximum Entry Age 60 years (50 years in case of Additional Rider Benefits) Minimum Age at Maturity 18 years Maximum Age at Maturity 75 years (Additional Rider Benefits ceasing Age 65 years) Policy Term 10, 15 & 20 years Minimum Regular Premium 15,000 per yearly installment Maximum Regular Premium 24,000 per yearly installment Minimum Premium Paying Term 7 years Maximum Premium Paying Term Policy Term Premium Payment Frequency Annual mode only Minimum Top Up

Premium 5,000 Maximum Top Up Premium No Limit Minimum Sum Assured 10 times Annualized Premium for entry age below 45 years 7 times Annualized Premium for entry age 45 years & above Maximum Sum Assured Policy Term times Annualized Premium. If any rider has been opted then maximum sum assured shall be same as the minimum sum assured VVee^nVVeVnn\Veb^b >nVVeVnn\Veb^bme^n \Ve^ ^l^nl^^n e^ne^# l^e^l^^(%n^e^ / ^ne^^e^n ^^^^e^nl^n^ ™>ne^^e^nln e^l^^l^^^ee^(%n ^e ^!ne^n^^

e^n^l^^^ # ™^^^^^!ne^n ^l^^^^^ !^n!n^ eee^ ™>^^e^n e^n^n^^  ^^e^n^^e ^n^^^  ^^^e^n#^ ^e^ne^nn #>
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Assured Protection Insurance Plan ^e^n^n ^^^^^  en ™>^^e^n e^nn ^^ e^ne^ne^n^^ ^n Foreclosure >!n! e^^ ^ee^ e^n! e^n ^^nn^ l^e^# Revival ^^^^e^n^ l# Days of Grace 6e^(%n^le^n# Termination Conditions ^^n^n^^ ^l^/

™^^e^nn0 ™e^0 ™e^n!^e^0 ™een^^0 ™ee^ne^e^ ™e^n Fund Access - Loan ^^^# Tax Benefits 6e^e^^^^-%8 ^n7!^ ^ ^&%&%>6 e^^^# Free Look Period ^^&*n^ee^n!n e^^l^^e ^n!^n ^n^^!^ n^#l^^e ^e^! n^ee^^e^e ^e^^^^ e n#e^nl^^ ee^nn^^ ^ !^n!^^^e^l ^e^^l^ ne^ ^#
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Assured Protection Insurance Plan VV8V\V 8V\ Details Premium

Allocation Charge \Vb^b due in Policy Year 1 2 to 5 6 to 9 10 onwards Premium Allocation Charge 10% 6% 1% 0% All top up premiums will have an allocation charge of 2% Policy Administration Charge (PAC) ^\b^bVnbb/ 2% of annual premium fixed for the first 5 policy years and then inflating at 5% p.a. from the 6th policy year 6b^bVnbb/ 50% of the prevailing PAC, inflating at 5% p.a. The charge will be deducted at each monthly anniversary by cancellation of units. Fund Management Charge (FMC) Fund ;VV\b8V\eVb Equity Growth Fund II 1.35% Accelerator Mid Cap Fund

II 1.35% Pure Stock Fund 1.35% Asset Allocation Fund 1.25% Bluechip Equity Fund 1.25% Liquid Fund 0.95% Bond Fund 0.95% This charge would be adjusted in the unit price. Discontinuance Charge During the policy year Discontinuance charge 20% of lower of AP & RPFV, subject to Max 3000 15% of lower of AP & RPFV, subject to Max 2000 10% of lower of AP & RPFV, subject to Max 1500 5% of lower of AP & RPFV, subject to Max 1000 5 + Nil Where: AP Annual Premium and RPFV Regular Premium Fund Value No discontinuance charge will be applied on units in respect of Top-up premium Switching Charge

Unlimited free switches are allowed in your policy Miscellaneous Charge The miscellaneous charge would be charged at the rate of ` 100/- per transaction in respect of change in premium payment term, decrease in sum assured, change in premium apportionment or portfolio strategy, partial withdraw- al or issuance of copy of policy document. Mortality Charge Mortality Charge will be deducted at each monthly anniversary by cancellation of units. Sample mortality charges per annum per thousand of sum at risk for a healthy male life is shown below: Age (yrs) 20 30 40 50 Rs. 1.57 1.74 2.82 6.53 Sum at

risk is equal to Sum assured minus Fund Value An additional risk charge of Re. 1.00 per thousand of regular premium sum assured will be charged towards the inbuilt accidental death cover from age 7 years. Rider Charge Please refer to Additional Rider Benefit brochures for rider charge details. Service Tax Service tax will be applicable on mortality charge, rider premium charge (if any) and fund management charge.
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Assured Protection Insurance Plan Assured Protection Insurance Plan ^^8V\ 6^ee>n e6^n!8en^^  ^#8enl^^^ e^nn^#

^n$^6ll^^ ll^l^*e ^n ^ne^^^e^e^n ^# Exclusions Vm^/ >^e^^^l ^!l^^n^!  ene^^n ^^^^^e ^ enle^# m^eVnbV^^VbVV V^/ ^^^en ^l^!^^^n^^n n! !^/ ^8^^nl0 ^^7^^e ^n^l^^^ ^^e^^0 ^^^^^^^l^^0 ^^^e^^n!^^n^e^ ^^e^^^^no ee^^^^^^^n  e^^0 ^^^0 ^^^^e^^^^!^^n^ ^en^e^o^ ^ ^0 ^^^;^l^^0 ^!^^!^^l!^!^ 6,n Risks of Investment in the Units of the Plan

e$^6l^^ ^^l^!^  n^^n^^ ^l^8en# ™^^^>e^ ^^^e^ ™e^e^^^^^^e^^ ^^^l^e^  ^^^nele ^^e^ ^$e^n^e^^$^^
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Assured Protection Insurance Plan ™76^o^>^ n^ en76^o6^> ^ ne^nln^^ ^ne^n!^ee l^^ee^ ne^n ™>^n ^ ^n7^e^n ;!6^8e;  >>!^nl;>>!;!66^; !7;^^;^ ^$nl^76^o6 ^>!^n^^ ^ne^^^$!^ ee ™^^^ ^^^^ n l^^

™^nl;>>!7^e^n;!6 ^8e;>>!;!66^;!7 ;^^n ™6en^n l^!n^^ ^ ™eeen^ ^n^^^en
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Contact Details 76^o^>8en^^! ##o!6^e!l!)&&%%+# /%'%++%'+,,,#;/%'%++%'+,-.# lll#^o# ;n^e/ 6n^AV^8V\ 1800 209 5858 020 30587888 bV^/^5V_V_V^Vo##^8V/V_V_V^Vo^##^$V ;>bV^/ ^n>8n ;^#^ ^^l^7>^^n ^#l^^# ^^^V/^)&>V6!&.(- V ell!^^n^ ^n!^nel ^^ ^en^^^^een^ >^!nle^^en n

e^le^n!ne^ l^^^e^nen!e n l^l^e^ee ^# 6ne^^en^l^e^^ ^^e^l^n e ^)* ^n^^^^ ^6!e^nln l^^l! ^^n^ ^ee^^ne ^! !^^!^n ^^e^n!l^! ^l l^eel^ ^l^^^ln ne^n e^nl^^^ l^eel^ ^l^ ^# Why Bajaj Allianz Life Insurance? 6^o^^l7;^^^ 6^o#7ne^e^!^^n #^^ en^ee^l^e^ #e^!^^^^ ^e^ e^6^o!^el l^7^>^#8e^^e^^^ e en ^e^n^# Disclaimer

76^o6^>^^^ >>#>^>^^ ^ l^e^#e^n^ne^ ^$^^l^^^^>#76^o ^ >8##76^o6^> enee^ n ^nln^^^ne^ ee#68ee^ ^# e^n^^^ e^^^^^^ 7 6^o6^># 76^o6^>>/&&+%.-% 6^$^^^^n7>/& &+6%&)%& ^^7^>/&&+6%&.%& 8^^>7^>/&&+6%&*%& e^87^>/&&+6%&+%& ;^n>7^>/&&+6%&-%& ^>/&&+6%'&%& 76^o6^>^^^ ># >^^^^# Assured Protection Insurance Plan BJAZ-PB-0365/7-Nov-13