GECU Addendum April 2012 INSTRUCTIONS: This addendum is incorporated - PDF document

GECU Addendum April 2012 INSTRUCTIONS:
GECU Addendum April 2012 INSTRUCTIONS: This addendum is incorporated into and becomes a part of your Terms and Conditions. Please keep this attached to your Terms and Conditions. There are no limitations to the number of times you can use your Cards at an ATM. However, total ATM withdrawals each day will be limited to a maximum of $1000.00 (per Card) unless otherwise approved by the Credit Union. To the extent that there are funds available for withdrawal, there are no limitations to the number of times you can use your MasterMoney or GECU ATM Card. However, total ATM/POS withdrawals each day will be limited to a maximum of $1000.00 (per Card), unless otherwise approved by the INACTIVE, DORMANT OR ABANDONED ACCOUNTS We are required by law to preserve an account or a safe deposit box that is inactive. An account is “inactive” if for more than one year there has not been a debit or credit to the account because of an act by you or your agent (other than the Credit Union), and you have not communicated with us. Under Texas law, share and deposit accounts of Texas residents are presumed abandoned if (a) the acat least three years from the date of your last transaction on the account or your last correspondence with us, and (b) we are unable to locate you. Safe deposit boxes are considered inactive if the rental on the box is delinquent. A safe deposit box is presumed abandoned if (a) th

e safe deposit box has been inactive for
e safe deposit box has been inactive for at least five years from the date that rental was last due but unpaid, and (b) we are unable to locate you. If an account or safe deposit box is presumed abandoned, the State of Texas requires the Credit Union to send funds on deposit or the actual contents of the safe deposit box to the Comptroller of Public Accounts. We must also abide by the state dormancy laws of the residence state of all non-Texas resident members, which could be more or less than the five year period. We want to maintain an active account relationship with you at all times, and you should always keep a current address on your accounts. You may keep your accounts active by making regular deposits or withdrawals. You may keep your safe deposit box active by making your annual rental payment. 1 COMPLAINT NOTICE If you have a problem with the services provided by this credit (GECU) Credit Union, P.O. BOX 20998 915-778-9221 or Toll Free 1-800-772-4328 or _SmartCallEmailChat@gecu-ep.org The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department at 914 East Anderson Lane, Austin, Texas 78752-1699, Telephone Number: (512) 837-9236, Website: www.cud.texas.gov