PPT-Keeping Score: Why Credit Matters

Essential question What does it mean to be creditworthy Think about your last purchase How did you pay for it Cash Debit Credit Check I need three volunteers to share their purchases and methods of payment. Homework. (Passport Page 32). Welcome!. Define credit and loan. Understand credit reports and credit scores. Distinguish between secured and unsecured loans. Identify the costs associated with getting a loan. Ben Collier. Senior Healthcare Business Banker. PNC Bank. The Credit Report Defined. The credit report is designed to give creditors a history of how one has handled their debt obligations. The credit report contains a list of historic debt, typically 7 years in the past. 2011. Judge’s Survey of 2010 Applicants for the MBNQA. Judge’s Meeting. June 14, 2011. Quick Reminder on Methodology. . Electronic survey sent to OCP 30 days after mailing of feedback report. Change in survey design in 2009 to NPS like questions with follow-up . A Financial Literacy Workshop. Presented by the . Office of Student Financial . Aid Services. Your Financial Future. Banking. Investing. Savings. Save One Million Dollars. Personal Finance. Budgeting. A Financial Literacy Workshop. Presented by the . Office of Student Financial Aid Services. March 2016. Your Financial Future. Banking. Investing. Savings. Save One Million Dollars. Personal Finance. Ben Collier. Senior Healthcare Business Banker. PNC Bank. The Credit Report Defined. The credit report is designed to give creditors a history of how one has handled their debt obligations. The credit report contains a list of historic debt, typically 7 years in the past. REPORT . AND . SCORE. PRESENTED BY GREEN. PATH. Sally Counselor. Certified Consumer Credit Counselor. TODAY’S. AGENDA. Credit Reports and Scores. Why is credit . i. mportant?. What’s in a credit report?. Trinity Debt Management. The first step to getting out of debt and improving your credit score it to establish a budget so that you know how much you can afford to apply toward your debt each month (budget worksheet enclosed).. Consumer Math Unit 3. What do you already know?. Do your parents have credit cards?. Do you have credit cards?. It’s safe to borrow how much?. List out all the things you already know about credit cards and credit scores!. gpa. Credit Score/. GPA. comparison. Many people suffered blows to . their. credit scores (. GPA. ) . during . the unstable . economy (. academic performance. ). of . the last few . years,. (. semesters. How to fix, improve and protect your credit score. Why is it important?. FICO Scores are your credit rating. Most lenders base approval upon them. Higher scores means better credit, lower interest rates and lower payments. What would be considered good credit?. On average how many credit cards does the average household have?. How do credit cards make money?. Video. Who are credit card companies best and worst customers?. REPORT AND SCORE. PRESENTED BY GREEN. PATH. Sally Counselor. Certified Consumer Credit Counselor. TODAY’S. AGENDA. Credit Reports and Scores. Why is credit . i. mportant?. What’s in a credit report?. Dr. Alex White. Dept. of Dairy Science. Virginia Tech. UncleAl@vt.edu. What is “credit”?. Credit History. Your “Permanent Record” related to finance. ~7 years rolling history of your payments.