PPT-Planning for Retirement: Depression

Richard C Shelton MD James G Blakemore Research Professor Vice Chair for Clinical Research Department of Psychiatry Professor Departments of Pharmacology and Psychology Vanderbilt University. One thing that we can all agree on is that were healthier and living longer so our retirement savings need to go further How much will you need to live comfortably Whats your idea of a comfortable retirement Perhaps its being able to go out for a me Pension and Retirement Planning Overview . Chapter 1. Chapter 1: Overview. Business opportunities in the pension field. What types of plans are available?. Why have tax-advantaged retirement plans?. From the employee’s perspective. The new you. Retirement Planning. End of key phase. Beginning of new phase. OPPORTUNITY. to live your remainder of life . DREAM. . childhood. adolescence. adulthood. retirement. old age. Traditional view of life. US History: Spiconardi. Hard Times for Americans. Hardships Americans Faced. Unemployment. Unemployment rate sky rockets from 3% in 1929 to 25% in 1933. Hard Times for Americans. Family Life. Many fathers left families to find work elsewhere. Presented by:. Lissa. M. Benton. Financial Services Professional. Property & Casualty Broker. Agenda. What is financial planning?. Your professionals. Asset Protection. Strategic Tax Planning. Estate Planning. Sonny Barber - USDA. Becky Priebe – Washington State. Mary Fran San Soucie – Montana State. OPM Advice. Five years out. OPM advises them to see . you. Must carry health continuously for 5 years prior to retirement (or during all federal employment since 1. with Voluntary Pension Schemes (VPS). 1. 2. The Need for Retirement Planning. 3. 4. The Need for Retirement Planning. “. Retirement. ” is a phase of life where one’s source of income ceases. While your INCOME stops, your EXPENSES don’t !. Are You Prepared for Your Financial Future?. Pinpoint your specific problem areas. Highlight steps to turn things around. Bad Saving Habits. More than half (54 percent) of Americans have not been able to save any of their income in the past year. Lecture for FIN 352. Professor Dow. CSUN. 2016. The . situation (from the . last . presentation). Save and invest money until retirement (the accumulation phase). Once retired, withdraw money from investment accounts . Objective 3.3: . Explore life during the Depression and the efforts made to restore prosperity in the USA and elsewhere. Warm-Up: The Great Depression. If someone says it better, let them say . it… CRASH . Imagine your client as a house.. Most of the times, all the doors and windows are locked. It is very difficult to get inside to build a relationship, identify needs and recommend solutions.. But, every once in a while, something comes about that will cause a door to open. Something happens where a client needs to make a financial decision. If you know when that door is going to open, you can walk in and help them identify their need and present your solutions.. . SYFTET. Göteborgs universitet ska skapa en modern, lättanvänd och . effektiv webbmiljö med fokus på användarnas förväntningar.. 1. ETT UNIVERSITET – EN GEMENSAM WEBB. Innehåll som är intressant för de prioriterade målgrupperna samlas på ett ställe till exempel:. What are you saving for?. Two sides to retirement. Source: Retiree Insights 2018 Survey of Consumers Ages 50-59, Greenwald & Associates/The Diversified Services Group . of . preretirees. have made . Diagnosing depression. Particular groups. Differential diagnosis. Risk assessment and management. Treatment. . Contents. It is almost the definition of . being. human: We . are the animals who .