PPT-Uncertainty and Retirement Planning

Lecture for FIN 352 Professor Dow CSUN 2016 The situation from the last presentation Save and invest money until retirement the accumulation phase Once retired withdraw money from investment accounts . One thing that we can all agree on is that were healthier and living longer so our retirement savings need to go further How much will you need to live comfortably Whats your idea of a comfortable retirement Perhaps its being able to go out for a me Pension and Retirement Planning Overview . Chapter 1. Chapter 1: Overview. Business opportunities in the pension field. What types of plans are available?. Why have tax-advantaged retirement plans?. From the employee’s perspective. Presented by:. Lissa. M. Benton. Financial Services Professional. Property & Casualty Broker. Agenda. What is financial planning?. Your professionals. Asset Protection. Strategic Tax Planning. Estate Planning. Duncan Green (@fp2p). Oxfam. March 2014. In development, some systems are more or less linear . But many are not. So is Traditional Planning a good use of our time?. For. Allocating $. Building common goals and approaches. with Voluntary Pension Schemes (VPS). 1. 2. The Need for Retirement Planning. 3. 4. The Need for Retirement Planning. “. Retirement. ” is a phase of life where one’s source of income ceases. While your INCOME stops, your EXPENSES don’t !. seminar. Susan Hoel – Human Resources / Benefits. 612-348-9075 . 12/2014. Agenda. County Benefits. . Sue Hoel 8:00 – 10:00 a.m.. Break. : . 10:00 . – . 10:15 a.m. .. . PERA . Phil Coleman . Are You Prepared for Your Financial Future?. Pinpoint your specific problem areas. Highlight steps to turn things around. Bad Saving Habits. More than half (54 percent) of Americans have not been able to save any of their income in the past year. Young Professional. Dr. Alex . “Uncle Al” White. CALS, Dairy Science. moneyguy@vt.edu. Retirement . planning overview. Tax benefits of qualified retirement accounts. Basic retirement planning calculations. April 29, . 2017. Objectives. Provide insight and suggestions to enhance your retirement planning . Suggest a timeline of actions to take in the years leading up to your retirement . AHR:. Academic Human Resources. A lecture for FIN 352. Professor James Dow. CSUN. (draft). The Lecture. How much do I need to save for retirement?. We will cover:. How to make a simple calculation.. What makes the calculation more complicated in practice.. Imagine your client as a house.. Most of the times, all the doors and windows are locked. It is very difficult to get inside to build a relationship, identify needs and recommend solutions.. But, every once in a while, something comes about that will cause a door to open. Something happens where a client needs to make a financial decision. If you know when that door is going to open, you can walk in and help them identify their need and present your solutions.. Chapter 15 Retirement Planning Professor Payne, Finance 4100 Learning Objectives Understand the changing nature of retirement planning. Set up a retirement plan. Understand how different retirement plans work. A Timeline for Action. University Payroll and Benefits (UPB). Customer Service . February 20, . 2016. Urbana Human Resources. UPB Customer Service . Retirement Planning. Mark McGiles. Assistant Manager . Retirement is a milestone that many people look forward to as the reward for a lifetime of hard work. Retirement