No NIWDIII Subject Orientation Programme on Micro Finance and Income Generation Issues for RPHQVVOXVWHUVHGHUDWLRQV February at NIPCCD New Delhi Sir Madam The Institute is organizing an Orientati

No NIWDIII    Subject Orientation Programme on Micro Finance and Income Generation Issues for RPHQVVOXVWHUVHGHUDWLRQV  February  at NIPCCD New Delhi Sir Madam The Institute is organizing an Orientati No NIWDIII    Subject Orientation Programme on Micro Finance and Income Generation Issues for RPHQVVOXVWHUVHGHUDWLRQV  February  at NIPCCD New Delhi Sir Madam The Institute is organizing an Orientati - Start

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No NIWDIII Subject Orientation Programme on Micro Finance and Income Generation Issues for RPHQVVOXVWHUVHGHUDWLRQV February at NIPCCD New Delhi Sir Madam The Institute is organizing an Orientati - Description

NIWDIII 20 2014 15 Subject Orientation Programme on Micro Finance and Income Generation Issues for RPHQ57526V573476V57362OXVWHUV5734757362HGHUDWLRQV 27 February 2015 at NIPCCD New Delhi Sir ID: 34461 Download Pdf

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No NIWDIII Subject Orientation Programme on Micro Finance and Income Generation Issues for RPHQVVOXVWHUVHGHUDWLRQV February at NIPCCD New Delhi Sir Madam The Institute is organizing an Orientati




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Presentations text content in No NIWDIII Subject Orientation Programme on Micro Finance and Income Generation Issues for RPHQVVOXVWHUVHGHUDWLRQV February at NIPCCD New Delhi Sir Madam The Institute is organizing an Orientati


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No. NI/WD/III 20 /2014 15 Subject: Orientation Programme on Micro Finance and Income Generation Issues for :RPHQV6+*V&OXVWHUV)HGHUDWLRQV 27 February, 2015) at NIPCCD, New Delhi Sir/ Madam, The Institute is organizing an Orientation Programme on Micro Finance and Income *HQHUDWLRQ,VVXHVIRU:RPHQV6+*V&OXVWHUV)HGHUDWLRQVIURP 27 February, 2015 at its premises in New Delhi. The objectives of the programme are to: orient the participants about the concept, need and scope of mi cro finance; make them aware about SHGs, clusters and federations ; develop capacity of Stakeholders including NGOs to promote SHG network on micro finance and income generation issues; acquaint the participants about importance of micro finance and income generation for sustainable development intervention/strategy and provide a forum for sharing the experiences and best practices on the issues of micro finance/ micro credit. About 30 35 senior and middle level rep resentatives of NGOs and Government officials are expected to participate in the Programme. 2. You are requested to nominate a senior official from your department / voluntary organization. Officials deputed from Government departments will draw their TA/DA from their respective departments. However the Institute will provide free board and lodging facilities to all the outstation participants in its hostel located at its premises in New Delhi for the duration of programme and one day before and one day after the programme. 3. The participants from voluntary organizations will be reimbursed travel grant up to AC III tier rail fare (excluding Rajdhani, Shatabdi, and Duronto express/AC Bus) by the shortest route to and from Delhi. The journey by r oad to the nearest railway /bus station will be paid to the non official participants on the basis of actual expenditure subject to ceiling of Rs. 300/ each way. Local participants will be paid actual expenditure incurred on local conveyance within the ce iling of Rs. 100/ each way per day and subject to actual. 4. It is requested that nomination in the enclosed proforma duly completed with a passport sized colour photograph duly forwarded by Head of the Organization may be sent to the Institute at the earliest and latest by 04 February, 2015 . The programme design and nomination proforma can also be downloaded from website of the Institute i.e . www.nipccd.nic.in . The details of nominee may be emailed to us at wdnipccd@gmail.com or premap_06@hotmail.com . It is requested tha t the candidate may confirm his/her nomination either by phone / email before proceeding for the programme. Thanking You, Yours faithfully, (S.C. Srivastava) Joint Director (WD)
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Orientation Programme on Micro Finance and Income Generation Issues for :RPHQV6+*V&OXVWHUV)HGHUDWLRQV 23 27 February, 2014 NIPCCD, New Delhi PROGRAMME DESIGN Microfinance is recognized and accepted as one of the new development paradigms for alleviating poverty through social and economic empowerment of poor, with special emphasis on women. It provides opportunity to the poor for getting sufficient amount of c redit easily to start any income generating activity. Micro finance not only deals with the credit part but also deals with savings and insurance part. It ensures the right to save and it is one of the most powerful weapons, which works for bringing the poor rural people into the financial mainstream. Thus, microfinance is often considered as one of the most effective and flexible strategies in the fight against the global poverty. It has proven to be a powerful tool to address issues of the poor. Acco rding to noted author Robinson, "Micro finance refers to small scale financial services for both credits and deposits that are provided to people who farm or fish or herd; operate small or microenterprises where goods are produced, recycled, repaired, or traded; provide services; work for wage or commissions; gain income from renting out small amounts of land, vehicles , draft animals, or machinery and tools; and to other individuals and local groups in developing countries, in both rural and urban areas. In other simple words, micro finance typically refers to a range of financial services including credit, savings, insurance, money transfers and other financial products provided by different service providers, targeted at poor and low income people. Informal credit and savings institutions for the poor have been around for decades, providing customers who were traditionally neglected by commercial banks, a way to obtain credit through co operatives and development finance institutions. Some examples of these informal savings and credit groups that have operated in various part of the words are SUSUS of Ghana; TONTINES of West Africa; TANDAS in Mexico; ARISAN in Indonesia; CHEETU in Sri Lanka and PASANAKU in Bolvia, as well as numerous savings clubs a nd societies found all over the world. Noble Laureate Muhammad Yunus is credited with laying the foundation of the modern Micro Finance Institutions (MFIS) with establishment of Bangladesh Grameen Bank in 1976 in Bangladesh. Today it has evolved into a vibrant industry exhibiting a variety of business models. Microfinance Institutions ((MFIs) in India exist as NGOs (registered as societies or trusts), section 25 companies and Non Banking Financial Companies (NBFCs). Commercial Banks, Regional Rural Banks (RRBs), Cooperative Societies and other large lenders have played an important role in providing refinance facility to MFIs. Banks have also leveraged the Self Help Group (SHG) channel to provide direct credit to group borrowers. In India, microf inance operates through two channels. First SHG Bank linkage programme (SBLP) and another is microfinance institutions (MFIs). SHG Bank linkage channel was initiated by NABARD in 1992. Under this model, the members usually women in the village are encou raged to forms groups and members contribute their savings in the group periodically and from these savings small loans are provided to the members. In the later period these SHGs/federations are provided with bank loans generally for income generation pe riod. This model has been very much successful in the past and with time it is becoming more popular. The SHGs are self sustaining and once the group becomes stable it starts working on its own with some support from NGOs and institutions like NABARD and SIDBI. On the other hand, MFIs with varied size and legal forms offer microfinance service. These institutions lend through the concept of Joint Liability Group (JLG). A JLG is an informal group comprising of 5 10 individual members who come together f or the purpose of availing bank loans individually or through the group mechanism against a mutual guarantee. Many Institutions, both Government and non government, are experimenting with innovative approaches to develop clusters and federations of SHGs. Emergence of cluster level associations or federations of SHGs seems to be quite a natural corollary to forming number of women SHGs in a compact area. SHGs from the same village or panchayat or two or three neighbouring villages meet
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periodically in w hat may be termed as cluster meeting. When a number of SHGs get together to achieve certain common objectives but retain their independence within themselves, they are referred to as federation of SHGs. Federation is basically a platform for its members t o address the social and economic issues collectively. SHGs being small in size, have limited financial services to offer and operate however by forming federation of SHGs, which brings together several SHGs, they have the ability to overcome typical limi tations of SHGs. Although many NGOs in our country are working for the economic empowerment of rural/ tribal and urban women, they have inadequate knowledge of the concept of micro finance, micro credit, livelihood promotion, viable economic activities fo women and formation of clusters and federations as well as generation of business plan etc. Keeping this in view, the Institute is planning to organize a five day 2ULHQWDWLRQ3URJUDPPHRQ0LFUR)LQDQFHDQG ,QFRPH*HQHUDWLRQ,VVXHVIRU:RPHQV6+*V&OXV WHUV)HGHUDWLRQV from 23 27 February, 2015 at its premises in New Delhi. Objectives: The main objectives of the programme would be to: x rient the participants about the concept, need and scope of micro finance x make them aware about SHGs, clusters and federations x develop capacity of Stakeholders including NGOs to promote SHG network on micro finance and income generation issues; x acquaint the participants about importance of micro finance and income generation for sustainable development interven tion/strategy ; x rovide a forum for sharing the experiences and best practices on the issues of micro finance/ micro credit; Course Content : The course contents would broadly include status of women special focus on economic empowerment of women; n ed and scope of micro finance; c oncept of SHG , cluster and federation; s teps in formation of cluster and federation; schemes of the Ministry of Women and Child Development related to micro finance such as RMK, STEP; Business Development Planning; SHGs and In come Generation Activities; financial management and entrepreneurship development among Women; developing leadership, communication and n egotiation Skills among Women; and field visit. Methodology: The contents of the programme would be covered through a combination of training methods including lecture cum discussions; group discussions; case study analysis; group exercises; field visit; and films etc., with emphasis on participatory approach to learning. Besides the facu lty of the Institute, the resource faculty will be drawn from government, non governmental organizations, academic and technical institutions with relevant expertise in the subject matter and experience. Participants: About 30 35 senior and middle level officials of National and State Le vel Government (GO) and Non Government Organizations from all over the country would attend the programme. The participants for the programme will be selected on the basis of criteria which may include educational qualifications; work experience, regiona l/local representation, language skill etc . The selection of the participants is purely discretionary and will be decided by the competent authority of the Institute. Background Material: The study material comprising of compendium of reading material, handouts and other informative material would be distributed to the participants during the programme to supplement the classroom discussions. Venue and Duration: The duration of the programme will be of five days from 23 27 February, 2015 . It will be organized in the National Institute of Public Cooperation and Child Development (NIPCCD) located at 5, Siri Institutional Area, Hauz Khas, (opposite Police Station Hauz Khas) New Delhi 110016. Registration Fee: The Institute will charge a token Registrat ion Fee of Rs. 500/ (Rupees five hundred only) per participant from all the participants representing NGOs at the time of Registration. That
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includes a non refundable processing fee of Rs. 50/ (Rupees Fifty only) in the form of Demand Draft in favour o Director, NIPCCD, payable at New Delhi along with the Nomination Performa without which nomination will not be accept ed ). No registration fee will be charged from Government Officials. Course Evaluation: The participants would be required to evaluate the programme on parameters like course content, duration, skills of trainers and facilitators, training methods and extent of fulfillment of objectives of the programme. The information elicited would help in planning, designing and conducting future programmes. Travel, Board and Lodging: The outstation p articipants from NGOs will be paid travel grant equivalent to AC III tier rail/actual bus fare by the shortest route to and from the venue of the programme excluding Shatabdi/ Duronto/ Rajdhani Express and AC Bus) . The journey by road to the nearest railway station/bus station will be paid to the non official participants on the basis of expenditure incurred subject to a limit of Rs.300/ each way. Local part icipants will be paid actual expenditure incurred on local conveyance subject to a limit of Rs.100/ per day for each way However, fficial s deputed from Government departments, will draw their TA from their respective States/UTs. The Institute will arrange free board and lodging facilities to all the outstation participants in its hostel located at its premises in New Delhi for the duration of the programme and one day before and one day after the programme General Instruction 1. The enclosed nomination form duly filled and sponsored by the competent authority of the voluntary organization/ government department should reach the Institute at the earliest and latest by 04 February, 2015 Please note that nomination would be consi dered on first come first serve basis as well as on fulfilling eligibility criteria for the training programme. A passport sized photograph should be affixed on the nomination form. The registration number obtained from Planning Commission is mandatory for considering the nomination. 2. The Institute will confirm the participation on receipt of nominations. The par ticipants will proceed for participation in the programme only on receiving a confirmation from the Institute. Participants are requested to confirm the acceptance of their nominations over telephone/e mail before proceeding for the training programme in c ase of non receipt of confirmation letter at their end. 3. Confirmed Participants should report for the programme at 9.00 a.m. on 23 February, 2015 . The programme will conclude on 27 February, 2015 at 5.00 p.m. 4. Participants reporting late for the programme or leaving it before the concluding session would not be entitled for any Certificate or reimbursement of travel expenses. 5. The Institute will have no responsibilities whatsoever towards board and lodging in respect of family members, relatives or friends of the participants. Contact Details All related correspondence regarding the Programme should be addressed to: Shri S.C. Srivastava, Joint Director (WD Division) National Institute of Public Cooperation & Child Development 5, Siri Institutional Area, Hauz Khas, New Delhi 110016 Telefax: (01 1) 26566995 Email: wdnipccd@gmail.com or premap_06@hotmail.com
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Ph. 011 26566995 Email: wdnipccd@gmail.com Website: www.nipccd.nic.in jk"Vh; tu lg;ksx ,oa cky fodkl laLFkku National Institute of Public Cooperation & Child Development lgHkkfx;ksa ds fy, izksQkekZ Proforma for Participants efgykvksa ds Lo&lgk;rk lewgksa@la?kksa ds fy, y?kq fok rFkk vkenuhtud eqks sa ij YXTIqN^NNGN=H Orientation Programme on Micro Finance and Incom e Generation Issues for Women's SHGs/Cluster/Federations Name of the Programme Incharge: Smt. Prema Pandey dk;Ze izHkkjh dk uke Jherh izsek ik.Ms; Dated : 23 27 February, 2015 Part fnukad% 23&27 Qjojh ] 2015 Hkkx& d lgHkkxh dk uke ,oa in Name of the Participant & Designation (CAPITAL LETTERS) i) tUefrfFk@ Date of Birth ii) Age vk;q ii) fyax / K#LToN Sex Male/Female iii) vuq tk@tu tk@v fi o@v la o@lkekU;@vU; SC/ST/OBC/Minority/Gen/Others: pN6I^NG#2NRONIGNV;UND /Educational/Professional Qualifications: 'NOJ+NN[KYD[]VWKRDIJ8QK+NNoNNY31KUMJOVOH!\VUN gS ,oa mld s ek/;e ls ckrphr dj ldrk gS gka@ugha Whether the participant can comprehend and ommunicate effectively in English & Hindi Yes/No izk;ksftr djus okys laxBu@foHkkx dk uke ,oa Mkd irk fiu dksM lfgr Name & Address of the sponsoring organization/department QZM+NNoN# Telephone No. bZ&esy @ mail laLFkku ds eq[; dk;Z@ Major functions of the Organisations lgHkkfx;ksa dk ikBe gsrq i=kpkj ds fy, irk] vxj e la[;k 04 ls vyx gS Postal address of the participant for the purpose of c orrespondence for the programme If it is different from S.No 4. lgHkkfx;ksa dh lsok@vuqHko dh vof/k@ Length of service/experience of the participant: RoN= Year blls iwoZ fuiflM ds fdlh dk;Ze GN=qNN\N esa Hkkx fy;k gS gka@ugha Mandatory for NGOs Registration No. issued under NGO Partnership System of Planning Commission Specify ( Govt. Dept. / NGO STATE Photograph
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Have you earlier attended any Programme/ Workshop at NIPCC D Yes/No ;fn gka] rks dk;Ze GN=qNN\N GNXNHU)NNRoN=/Lo9GIM If yes specify the name and year of Programme/Workshop dk;Ze GN=qNN\N dk uke LFkku Venue RoN= Year Name of the Programme/Workshop i) ii) 10 OJ+NN[KGKL]NNVIWUGMXVRN\VOD[%XHVD+NZIHGNYN6MPwNMQNI5R Roles and responsibilities of the participants in the sponsoring organization 11 Enclosed processing fee (Rs.50/ ) (only for NGOs) (D.D. Number) 12 NGO Registration Details / xSj ljdkjh laLFkk dk iathdj.k fooj.k NGO Registration Number Act under which the Organization is registered State 13 Grant in Aid Obtained/ izkIr fd;k x;k lgk;rk vuqnku S. No. Name of the Institution / Organization Grant received from State Govt. Central Govt. / Any other Organization Beneficiaries Status of the Project Remarks 14 I here by certified that I am medically fit and do not require any support of family members/relatives/care givers during my stay at the NIPCCD Hostel. eSa ;g izekf.kr djrk GMUKJZDIGH6DLZN=LOV/R/)NJZDU)NNIXLIO01N NRNOHVDHT!VLIMRNMGVIGOKOQ/@IMqUVQNMNIH GV ON)N%JMXVGKYNRqGUNXJKDJNV[K$ fnukd% gLrk{kj Hkkx&[k Part B izk;ksftr laLFkkvksa ds fy, (For Sponsoring Organisation) fuiflM ubZ fnYyh esa 23&27 Qjojh ] 2015 rd vk;ksftr efgykvksa ds Lo&lgk;rk lewgksa@la?kksa ds fy, y?kq fok rFkk vkenuhtud eqksa ij YXTIqN^NNGN=H  esa Hkkx ysus ds fy, eSa Jh@Jherh@lqJh&&&&&&&&&&&&&&&&&&&&&&& GNYNRVQXL Y[]VIoNUGM jgk@jgh gwa A d`i;k mu dk ukekadu Lohdkj djsa A ;s gekjs laxBu ds okLrfod deZpkjh gSa A I forward the application of Shri/Smt./Ms.__________________________________to participate in the Orientation Programme on Micro Finance and Income Generation Issues for Women's SHGs/Cluster/Federations from 23 27 February, 2015 at NIPCCD, New Delhi . His/h er nomination may kindly be accepted as he/she is a bonafide employee of my organization. laxBu izeq[k ds gLrk{kj / Signature of Head of the Organisation uke / Name inuke / Designation laxBu dk iwjk irk /Complete Address of the Organization

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