AUTO LOAN PROMOTION - PDF document

1 AUTO LOAN PROMOTION P.5 P.3 HOME EQU
AUTO LOAN PROMOTION P.5 P.3 HOME EQUITY LOAN PROMOTION Your PECU membership means you can get a great low rate on a new, used, or refinanced PECU automobile loan. We offer terms up to 84 months and up to 100% financing. We can also help you get GAP insurance and auto insurance coverage. If you like, you can do everything online. It’s free to apply, and with your good credit, you can get a timely online approval after completing the easy application. Once you are approved, you can receive, complete, and return the remaining paperwork online. Make your car buying process easier by getting approved for your auto loan before you go to the dealer. Not happy with your current non-PECU auto loan? PECU is here to help you. You can reduce your monthly auto payment, take 90 days off from payments, and pocket up to $300 when you refinance your non-PECU auto loan at PECU. PECU handles everything and pays all title transfer fees. Simply click the online link to apply for a used auto loan. Have questions? Call us at 800-772-1955. Auto Loans : PECU Has New, Used & Refinance Options BACK COVER: Our Zogo Super Cash Drawing offers you the chance to win your share of $500 in cash prizes! PECU’s free Zogo app helps you learn more about money and win gift cards 2ND QUARTER 2021 S martMoney Digest www.pecutx.org If you would like to learn more about saving money, earning money, and spending it more wisely—plus earn downloadable gift cards from your favorite brands, Zogo is for you. PECU gives you Zogo for free! Get the fun and engaging new app from the Apple App Store, or from Google Play. Make sure you enter the access code “PECU.” Inside the app, you play bite-sized modules, earn fun Pineapple Points, and cash in those points for $5, $10, $15 & $20 gift cards from popular brands such as Amazon, Apple, Starbucks, Nike, Walmart and Target. Earn while you learn! Nearly 1,000 people are already using PECU’s Zogo. They range in age from 13-84. Scan the QR code at left with your phone to learn more. What gift cards will you win? Try Zogo today! Refer A Friend TO PECU CURRENT PECU MEMBER Here’s an opportunity for you to refer a friend and receive $50 for each new PECU member you refer. Your friend needs to open a new PECU savings account & any PECU checking account* Current Member Name Street Address City, State, Zip Code E-mail Phone *Your $50 will be deposited to your PECU checking account when your friend opens a PECU savings account & PECU ch

2 ecking account and meets the promotiona
ecking account and meets the promotional requirements. Program, terms & conditions subject to change at any time at PECU’s sole discretion. Pngcug �nn ouv vor hcnh cpf vhgp iivg iv vo yout htigpf vo �nn ouv dovvoo hcnhM ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ 512-474-1955 __________ QUESTIONS? GET $50 FOR YOU, PLUS $50 FOR YOUR FRIEND! NEW PECU MEMBER Wgneoog vo PECU! Pngcug �nn ouv dovvoo rctv cpf vhgp iivg iv vo PECUM 512-474-1955 Ectp CTO hot youK rnuu CTO hot vhg htigpf who tghgttgf youI !ou ouuv �nn ouv vhiu hoto eoorngvgny cpf vhgp fo vhg honnowipiY 1) Open a PECU savings account & make one deposit of $50 or more within 60 days of account opening 2) Open any PECU check - New Member Name Street Address City, State, Zip Code E-mail Phone ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ ___________________________________________________ FOR PECU USE DATEY C.DE OS ADDEDY .PENED B!Y ____ *PECU membership required. $50 will be deposited to your PECU checking account. New accounts screened through ChexSystems. Must be 18. $5 minimum opening deposit required for member savings account. $5 minimum deposit required for member checking account. Promotional deposit will occur within 60 days of meeting requirements. Promotional deposit will be deducted if checking account is closed less than 180 days after open - ing account. Promotion not valid for existing PECU members. Program, terms & conditions subject to change at any time at PECU’s sole discretion. You & YOUR FRIEND CAN SPLIT $100 Free PECU Teen and Kids Account Promotion: Get Yours Today From now through June 30, 2021, PECU will waive the new member fee and put the first $5 in any new PECU Club Bling teen account or PECU Zoo Crew kids account. Club Bling is our teen account for those 13-18 years of age. The PECU Zoo Crew is for those 12 years and younger. Both accounts earn interest and have no monthly fee and no minimum balance. You can also use the PECU mobile app for these accounts. For even more learning, help them download our free Zogo app. The gift of credit union membership is a great wa

3 y that you can help your kids and grand
y that you can help your kids and grandkids learn more about money. The accounts need to be opened by a parent or grandparent that is already a PECU member. 3 Refer A Friend TO PECU 512-474-1955 QUESTIONS? 512-474-1955 You & YOUR FRIEND CAN SPLIT $100 REFINANCING YOUR NONdPECU AUTO LOAN MEANS MORE BREAD FOR YOU! You don’t need a lot of ingredients to cook up some extra savings on your monthly auto loan. In fact, all you need is PECU. Renance your non- PECU auto loan with us. We’ll give you up to $300, plus 90 days with - out payments! We’ll also pay your title transfer fee and get you a lower monthly payment. You don’t even need a chef’s hat to get this renance recipe. Apply online anytime, or call 800-772-1955 for more information. www.pecutx.org 800-772-1955 Loan Amount Incentive $10,000 - $19,999 $100 $20,000 - $29,999 $150 $30,000 - $39,999 $200 $40,000 - $49,999 $250 $50,000+ $300 All loans subject to credit approval. $10,000 minimum loan amount. Autos & trucks model year 2016 and newer are eligible. Up to $300 deposited in share account. Standard underwriting guidelines apply. Vehicles currently financed at PECU not eligible. Rates, terms & conditions subject to change. Contact PECU if you have questions. MAIN OFFICE 306 East 10th Street P.O. Box 2205 Austin, Texas 78768-2205 Phone: 512-474-1955 Fax: 512-474-2731 E-mail: member@pecutx.org Lobby Hours: Monday thru Friday 9 am - 5 pm Drive-Up Hours: Monday thru Friday 7 am - 6 pm Saturday 9 am - 1 pm CENTRAL OFFICE 1200 West 42nd Street Austin, Texas 78756 Lobby Hours: Monday thru Friday 9 am - 6 pm Saturday 9 am - 1 pm Drive-Up Hours: Monday thru Friday 7 am - 6 pm Saturday 9 am - 1 pm WALNUT CREEK OFFICE 8013 Centre Park Drive Austin, Texas 78754 Lobby Hours: Monday thru Friday 9 am - 6 pm Drive-Up Hours: Monday thru Friday 7 am - 6 pm Saturday 9 am - 1 pm OAK HILL OFFICE 5838 Highway 290 West Austin, Texas 78735 Drive-Up Facility Only Drive-Up Hours: Monday thru Friday 7 am - 6 pm Saturday 9 am - 1 pm ROUND ROCK OFFICE 15800 RM 620 North (Near intersection of 620 N & Cornerwood) Austin, Texas 78717 Lobby Hours: Monday thru Friday 9 am - 6 pm Saturday 9 am - 1 pm Drive-Up Hours: Monday thru Friday 7 am - 6 pm Saturday 9 am - 1 pm BEAUMONT OFFICE 4215 Eastex Freeway Beaumont, Texas 77706 Phone: 409-892-3171 Fax: 409-892-7763 Lobby Hours: Monday thru Thursday 9 am - 5 pm

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Friday 9 am - 6 pm Drive-up Hours: Monday thru Friday 8 am - 6 pm BRANCHES & HOURS 4 Saturday 9 am - 12 pm Upon request, members are entitled to review or receive a copy of the following credit union documents: Balance Sheet & Income Statement; summary of the most recent audit; written Board policy regarding access to the articles of incorporation, bylaws, rules, guidelines and Board policies; Internal Revenue Service Form 990. If you have questions, please contact PECU Financial Services at 512-474- 1955 in Central Texas, or toll free 800-772-1955. We created this Learn More About PECU section to address key topics related to your credit union. We post all of the Learn More About PECU articles on our website. This time, our topic is insurance. Thg PECU Fcuv Ttcek Svctvgt McuvgtCctf Hgnru !ou Euvcdniuh Ctgfiv LEARN MORE ABOUT PECU: PECU Helps You Save On Insurance The PECU Fast Track MasterCard helps members establish credit. It’s designed for members with little or no credit. The card gives you a starting credit limit of $500. There’s no annual fee, relaxed credit guidelines, and the card always has a competitive interest rate. Having the Fast Track starter card allows you to build credit and grow your credit score. Increasing your credit score unlocks more credit opportunities such as auto loans, personal loans & mortgages. To get on the Fast Track, simply fill out the application on our website. Good credit is important. Get on the Fast Track! As a PECU member, you have access to a wide range of insurance products. Some of the products are available directly through PECU, while others are offered through PECU’s partnership with Trustage. Thg honnowipi ipuutcpeg rtofuevu ctg cvcincdng fitgevny vhtouih PECUY Icr Afvcpvcig Covgtcig This is auto insurance protection in the event you have your car damaged beyond tgrcit GvovcngfH ot uvongpK cpf yout nocp cooupv iu pov rcif gpvitgny dy yout cuvo ipuutcpegM PECU’u IAP Advantage coverage pays up to $50,000 and may also provide $1,000 toward a new auto loan. Compare rates. PECU’u IAP Afvcpvcig eouvu nguu vhcp ovhgt IAP rtovifgtuM Ctgfiv Nihg Ipuutcpeg This insurance pays a loan off in full up to $50,000 in the event the borrower dies prior to age 70. Th

5 is low-cost insurance offers a maximum l
is low-cost insurance offers a maximum loan term up to 120 months. Diucdinivy Ipuutcpeg Protection in the event you are unable to perform the functions of your occupation that are caused due to medical reasons or by becoming disabled due to an accident. Pays monthly disability payment up to $650 in the event the borrower is disabled prior to age 66. Maximum loan term is 120 months. • No balance transfer fee • No annual fee • No cash advance fee You can transfer balances from your high-rate credit cards to your PECU Mastercard. MONEY SAVING TIP: • Interest-free grace periods In addition, PECU partners with TruStage to offer you more great insurance options. You should know that TruStage teams with more than 3,500 credit unions and insures more than 20 million people. TruStage is upfgtwtivvgp dy CMFI Nihg Ipuutcpeg CoorcpyM CMFI iu eopuiuvgpvny tcvgf ‘A’ GExegnngpvH cpf hcu ootg vhcp WO ygctu oh gxrgtigpeg ugtvipi vhg ipfuuvtyM Iv’u htgg vo eoorctg tcvguM Covgtcigu ipenufgY Auvo Ipuutcpeg : Underwritten by Liberty Mutual, new customers who switch average $586 in savings. Ptorgtvy Ipuutcpeg : You could save a bundle on Home Insurance, Condo Insurance and Renters Insurance. Nihg Ipuutcpeg : .rviopu ipenufg Tgto NihgK Whong Nihg cpf Iuctcpvggf Aeegrvcpeg Whong NihgM ADED Ipuutcpeg : Traditional AD&D, plus options for adding Cancer Heart Attack & Stroke Coverage Hgcnvh Ipuutcpeg : You can apply for these plans any time of the year. In some cases, you can have coverage as soon as tomorrow. Coverage may make sense if you are under 65 and in good health; or waiting for ACA open enrollment, needing a bridge to Medicare, turning 26, divorcing, or looking for a COBRA alternative. FOR MORE INFORMATION: Please see the TruStage Insurance Section and the Insurance Section (Services) of PECU’s website. Questions? Feel free to call us at 800-772-1955. WHAT DO YOU DREAM OF DOING? MAKE IT HAPPEN WITH A PECU HOME EQUITY LOAN. Right now, you can get up to $300 bonus cash when you use the equity you’ve built up in your house to let a PECU Home Equity Loan turn “some day” into today. What do you dream of doing? There are hundreds of ways you can use a PECU Home Equity Loan. Examples include RVs, vacations, home improvement, weddings, college costs, home businesses, and bill consolidation. Rates are great. Click, call, or come by to apply. Need help? Call 800-772-1955. Get up to bonus cash! $300 Loan Amount Incentive $7,500-$24,999 $100 $25

6 ,000-$49,999 $200 $50,000-$74,999 $250 $
,000-$49,999 $200 $50,000-$74,999 $250 $75,000+ $300 www.pecutx.org 800-772-1955 Low fixed rate Borrow up to 80% LTV Loan amounts from $7,500 to $500,000 No standard closing cost on loans less than $100,000 One set monthly payment to fit your budget No application fee No origination fee No processing fee No hidden costs Generous terms up to 20 years No pre-payment fee All loans must be closed by 7/15/21. All loans subject to credit approval. $7,500 minimum loan amount. Up to $300 deposited in share account. Loans must be closed to receive incentive. Standard underwriting guidelines apply. To qualify for the Home Equity cash incentive and the no-closing-cost feature, all loans must be new loans or a refinance from another financial institution. Loans currently financed with PECU are not eligible for the cash incentive or the no-closing-cost feature. Rates, terms, and conditions subject to change. Contact PECU if you have questions. • No balance transfer fee • No annual fee • No cash advance fee • Interest-free grace periods Play Zogo & Win Great Prizes : Refer friends for more entries Download Zogo to gain drawing entry Win gift cards from your favorite brands $500 in total cash prizes GET ZOGO BY JUNE 30, 2021 FOR YOUR CHANCE TO WIN More Details About This Exciting Promotion Gain valuable financial knowledge $ 500 See PECU website for the Official Zogo Super Cash Drawing Sweepstakes Rules, including the alternate entry method. PECU is so excited about its new partnership with Zogo that we’re offering you some fantastic prizes to download it, learn more financial literacy, and tell your friends. ZOGO SUPER CASH DRAWING EARN, LEARN & WIN YOUR SHARE OF $500! www.pecutx.org/zogo From now through June 30, 2021, you get an entry for the PECU Zogo Super Cash Drawing when you download the Apple or Android version of the Zogo app and use the access code PECU. Already have it? You’re entered! You also win gift cards in the app! What’s more, you can get an additional entry for each friend you refer to Zogo through June 30, 2021. You can text and email invites inside the Zogo app. For example, refer five friends and get five entries. You also get bonus Zogo Pineapple Points for referrals. In July 2021, we’ll randomly draw four (4) lucky winners. Each of the four winners will receive $100! In addition, the PECU member that refers the most people to Zogo from April 1, 2021 through June 30, 2021 will also win $100! in prizes