PPT-You Decide Good Credit /Bad Credit

Credit Basics Credit allows use of products or services in exchange for a promise to pay in the future Types of credit 1 Sales put it on my tab Installment Plan washerdryer purchase. ypically they charge 50 to help you but frequently they do nothing to help before taking your money and disappearing nder the New Jersey Fair Credit Reporting Act consumers are entitled to a free credit report annually ederal law now also provides c You can dispute mistak es for free Everything a credit repair clinic can do for you legally you can do for yourself at little or no cost Here are some steps to take Get a free copy of your credit report Visit wwwannualcreditreportcom Call 8773228228 economic and financial choices in a global economy. Cindy Manzano. Director of Smarter Texas. 1801 Allen . Parkway . Houston, TX 77019. C: 713.503.5338. F: 713.655.1655. cindy@economicstexas.org. www.economicstexas.org. Before you use credit for a major purchase, Needed for hotel, car reservations and shopping online.To take advantage of float time/grace May get rebates, airline miles, or other bonuses.Indicates fin Mansfield University TRiO. . Melissa Wise. -First Citizens National Bank. Credit TOPICS. Credit. Credit Scores. Using Credit Wisely. Credit Cards. Credit Programs. According to Citibank, “There are presently 5 to 7 million Americans who are financially overextended.”. So what makes unsecured business lines of credit so advantageous when compared to the other options available? Let’s take a look at some of the benefits. We will pretend that you just applied for a couple unsecured credit cards for a small business you own and operate. Establishing Good Credit. 17.2. Evaluating Credit and Laws. 17. SLIDE . 2. Chapter 17. Information stored. Before granting you credit, a creditor will check into your past credit performance:. Did you pay your bills on time? . Personal Finance. Mrs. . Bullock. What is a Credit Card?. Is a credit card open-end or closed-end credit?. Credit Card Interest. Interest is charged . _______________. . the balance is not paid in . Learning Activity 5. 5-. 1. Good Credit. Credit History. Advantage. Credit Cards. Late Fee. Impulse Buying. High Interest Rates. Human Factor. Payments Schedule. The Essentials of. Bad Credit. Credit. What would be considered good credit?. On average how many credit cards does the average household have?. How do credit cards make money?. Video. Who are credit card companies best and worst customers?. Learning Objectives. During this workshop, youth will:. Define credit. Understand the difference between good and bad credit. Correctly fill out a check, deposit slip, and check register. Credit Basics. The Benefits of Reading Books Credit Card Basics . A credit card is a loan that is based on the character, or reputation, of the person that . holds the card.. How . does the credit card company know the character of the . card holder? By getting .