PPT-TILA/RESPA: More than Just the Loan Estimate and Closing Disclosure

Presented by Presenter Maureen Clark Regulatory Compliance Manager LOANLINER Documents CUNA Mutual Group Agenda Review of the Truth In Lending Act TILAReal Estate Settlement Procedures Act RESPA Integrated Disclosure Rule . Guide to the Loan Estimate and Closing Disclosure forms ConsumerFinancialProtectionBureau TILA-RESPA INRATE | WHAT What’s inside1.Introduction .......................................... :. . The real estate professional’s guide. Disclaimer. The Bureau issued the . TILA-RESPA Integrated Disclosure final rule in November of . 2013 to implement provisions under the Dodd . Frank Wall Street Reform and Consumer Protection Act. . 2015. CALYX POINT. Point® helps you . get the job . done . faster and . more efficiently. Embrace TRID, We Have. ! . TILA-RESPA Integrated Disclosures in Point 9.2. 2. Presenters. Emily Martinez. . Townhall Webinar. Process and Tolerances. 03/2015. Ark-La-Tex Financial Services, LLC - For internal use only. 1. 03/2015. Ark-La-Tex Financial Services, LLC - For internal use only. 2. Process. 03/2015. Getting Ready for the October 3rd Deadline. Presented by: . Morton W. Baird II. Michael Fritz Baird. Law Offices of Morton W. Baird II. 242 West Sunset Ste 201. San Antonio, TX 78209. 210 828 5844. www.bairdlaw.com. 10th Edition. J. Keith Baker and John P. Wiedemer. 2. Chapter 16 . Settlement Procedures. 3. LEARNING OBJECTIVES. At the conclusion of this chapter, students will be able to. :. Understand . the key provisions of the Real Estate . TRID and Closings. Eugene Marconi. Legal Counsel. Berkshire Hathaway HomeServices New England Properties. Consumer Financial Protection Bureau. “CFPB”. Federal agency overseeing the Truth-in-Lending and Real Estate Settlement Procedures Acts. . Training and Professional Services Manager . 2015. CALYX POINT. Point® helps you . get the job . done . faster and . more efficiently. Point 9.2 Overview . TILA-RESPA Integrated Disclosures in Point 9.2. BY:. MATTHEW R. FILPI. ATTORNEY AT LAW. GENERAL INFORMATION. Integrated disclosures apply to . applications. received on or after August 1, 2015 for “closed-end consumer credit transactions secured by real property.”. TILA-RESPA INTEGRATED DISCLOSURES & TOOLS FOR SURVIVAL!!! BY: MICHAEL H. PATTERSON MATTHEW R. FILPI TIMING OF THE DISCLOSURES Loan Estimate must be delivered or placed in the mail to the consumer within 3 business days of application. June 1, 2016. Agenda. Background of TILA, RESPA, and TRID. DSHA Grant Restrictions. New notice requirements. Understanding of how DSHA grants work with your homebuyers. Closing Disclosure Statement. Questions. a. Know before you close.. The New Loan Estimate &. Closing Disclosure Explained. A look at the different sections of each new form and explanations of each page.. Five Things You Need to Know . Before August 2015. April 17, 2014. Dentons US LLP. 2. April 17, 2014. The History and Rulemaking Process. Dentons US LLP. The History. April 17, 2014. Dentons US LLP. For more than 30 years, . TILA. . and . RESPA. have required different . Page 2 Requiring the submission of documents verifying information related to the consumers application before providing the Loan Estimate Can a creditor use the new Integrated Disclosures for applica