PPT-Family deductible illustration

ActiveCare 1HD with a 5000 family deductible The family deductible may be met by one or more people Plan pays benefits once entire 5000 is met there is no individual deductible to meet. Maximum out of pockets. Part of the Medical Plan. 1. 1. Definitions. Deductible: An amount you pay (once each year) BEFORE the insurance kicks in. For example, if you experience a $20,000 hospital stay and you have a $1500 deductible, you will need to pay the first $1500 of that charge before co-insurance begins to apply. HDHP IRS HSA limits for . 2015. HIGH DEDUCTIBLE HEALTH PLAN LIMITS. Notes – required. for HSA. New . 2015 . IRS Limits. 2014. Minimum Individual Deductible. applies to . Individual . and Aggregate deductibles, In Network or Combined. Real . National Health Expenditure (NHE) and . Gross Domestic Product (GDP) per Capita, 1961–2012. Data: Authors’ calculations based on data from U.S. Bureau of Economic Analysis.. Source: Adapted from D. Blumenthal, K. Stremikis, and D. Cutler, “Health Care Spending—A Giant Slain or Sleeping?” . Plan (HDHP). with Health savings account (HSA). 2018 open enrollment: October 23 – November 10, 2017. INTRODUCING THE HDHP with HSA. Effective January 1, 2018, Bentley will introduce a High Deductible Health Plan (HDHP) with a Health Savings Account (HSA. Open Enrollment 2017-2018. OPEN ENROLLMENT. . April 25. th. . through . May . 31. st. . If you do not make a vision, medical, and/or dental election prior to May 31. st. , you and any enrolled dependents will remain in the same plan/network for the 2017-2018 plan year. . Open Enrollment 2019 Open Enrollment April 23rd th through May 24 th For vision , medical, and/or dental, you will remain in the same plan and network for the 2019-2020 plan year if you don’t do anything April . 23rd. th. . through . May 24. th. . For vision. , medical, and/or . dental, you will . remain in the same plan and network for the . 2019-2020 plan year if you don’t do anything. Open Enrollment elections cannot be made after . How. . BLA. . can. . help ?. CFI’s dedicated service team:. Kathryn Polson. kpolson@bernielowe.com. Chrystal Damm. cdamm@bernielowe.com. Bernie. Lowe & Associates, Inc., is at your service. 05527OHEENABS 8/19 Ohio SOCA Benefit Plan medical and specialty products PPO plans PPO Plan type Blue Access SOCA MEWA PPO 3000/20%/6500 Blue Access SOCA MEWA PPO 2500/0%/5000 Blue Access S HSA 2000 w/MMRx (Aggregate) In-Network Deductible Coinsurance (member cost)0%40% Coinsurance maximum out of pocket (excludes deductible)N/A$5,000 Individual/$10,000 Family Copay primary careCoinsuran 05527OHEENABS 8/20 Ohio SOCA Benefit Plan medical and specialty products PPO plans PPO Plan type SOCA Benefit Plan Blue Access PPO 2500/0%/6000 SOCA Benefit Plan Blue Access PPO 2000/20%/700 (BCBSVT Blue Rewards Only Plans) ��Page 1 VADA PLAN A VADA PLAN B VADA PLAN C Exchange - Blue Rewards Exchange - Blue Rewards Exchange - Blue Rewards Justin Crandell. Cash Pay versus Coinsurance. Insurance Glossary of Terms. Deductibles*-. . A deductible is the amount you must pay out of pocket for medical care before the insurance company will begin paying. Who’s Eligible. Permanent (non-temporary) part-time employees working 20 – 29 hours per week are eligible for many benefit programs, typically without employer contributions. Permanent (non-temporary) part-time employees working 30 to 39 hours per week or permanent full-time employees working 40 hours per week are considered to be benefits eligible.