University Partnerships Steve - PowerPoint Presentation

Slide1

University Partnerships

Steve

Petrungaro

Hubbard-Bert

Insurance

Student Health Plan Preview

Hubbard

– Bert,

Inc.

A division of Hub International HDH

University Partners Workingfor You!

Health Insurance for Students

Even Healthy Students may need healthcare services while at College.

Student Health Centers provide many primary care services at no charge, but they are not equipped to provide imaging, or diagnostic laboratory services and are not open evening hours or weekends.

Students needing x-ray, an ER visit, blood work, or a weekend visit to an urgent care center, will not have access to these services without insurance or incurring a significant bill.

A single hospitalization can cost thousands of dollars.

Health Insurance for Students

Having Insurance means having access to the medical care needed in a way that minimized disruption to your child’s studies, life and finances.

While Mercyhurst University currently requires insurance for Athletes and International Students, it strongly encourages ALL students to carry adequate health insurance.

Any

Mercyhurst student not currently required to show proof of insurance, are still welcome to purchase the Highmark Community Blue

PPO.

Rules for Enrollment

Mercyhurst University requires

all

student Athletes

and all International Students to have certain minimum health care requirements in order to attend classes.

If a student is currently covered by either their parent’s or a spouse’s employer-sponsored group plan, they may

opt-out of Mercyhurst’s

sponsored plan if it meets

the requirements set forth by the University

. Individual Policies & Travel Polices are not accepted.

Rules for Enrollment (

con’t

)

Mercyhurst University strongly recommends all students obtain and maintain health insurance while they are earning their degree.

Mercyhurst offers a Health Insurance option for all students, regardless of the number of course credits they are enrolled in.

Rules for Enrollment (

con’t

)

AthletesAll Athletes must enter their current insurance for review on the Student Health Portal by July 15th. Instructions will be sent to all athletes by their coaches. Students will be contacted if their coverage is not sufficient.

International Athletes will be billed for the plan on their tuition

bill in 6 month installments. If it is found that their current coverage meets Mercyhurst’s requirements, the charge will be removed.

Rules for Enrollment (

con’t

)

International Students

All international students will be billed for the plan on their tuition bill. In order to have the charge removed, students must submit their current coverage for approval. Students will be notified by email if their coverage

was denied.

Rules for Enrollment (

con’t

)

All Other Students

Mercyhurst University strongly recommends all students obtain and maintain health insurance while they are earning their degree. Students who are neither athletes or internationals, may enroll on a voluntary basis. Parents are encouraged to call their current health insurance provider, to ensure their student has access to more than emergency only coverage, while studying at the University, and to review the costs/benefits in comparison to their current coverage.

To enroll

in

the

Mercyhurst University’s Student Health Plan, go to:

www.hubbardbert.netClick on “Student Login” to access the Student Insurance Page, the link to enroll is at the top of the pageYou

will need your student ID (7 digits beginning with “0”) and your date of birthClick “Continue” to proceed to the Enrollment or to Opt-Out

Online Enrollment Procedures

Offers at least 80% coverage for in-patient and outpatient medical services, including Preventative, Wellness, & Routine Services; Emergency Coverage Only is not acceptable

Does not have a deductible that exceeds $1,500 for Single or $3,000 for Family

Includes coverage for mental health benefits

Must have a local provider network (doctors and/or facilities within 100 miles of the University)

Opt-out Requirements for Athletes & International Students

Does not contain any language limiting coverage on pre-existing conditions

Must cover injuries that occur during participation in intercollegiate athletics (Athletes only)

Has limits of at least $90,000 that includes coverage for sports-related injuries (Athletes only)

Opt-out Requirements for Athletes & International Students

If the coverage a student currently has meets or exceeds these requirements, a student or parent must submit their current coverage for approval in order to opt out of the Mercyhurst University Student Health Plan

Submit your insurance online at

www.hubbardbert.net

Highmark Community Blue

Platinum

Plan Benefits Summary

Deductible - $500 individual, $1,000 family, combined in and out of networkPlay pays – 80% after deductible

Out-of-pocket maximum - $3,000/$6,000PCP Co-pay $20; Specialist $40; ER $100Pediatric Dental/Vision provided through Age 19Prescription Drug benefit

Full Benefit Grid is available in the Lobby today and online at www.hubbardbert.net.

To enroll in one of the University’s Student Health Plans, go to:

www.hubbardbert.net

Click

on “Student Login” to access the Student Insurance Page, the link to enroll is at the top of the page

You will need your student ID (7 digits beginning with “0”) and your date of birthClick “Continue” to proceed to the Enrollment or Waiver process

Online Enrollment Procedures

Specific questions regarding plan benefits or if your current insurance meets

Mercyhurst’s

requirements should be directed to the plan administrator:

Carrie Jaco, Student Plan Coordinator

814-454-0167 or 800-777-2524Or carrie.jaco@hubinternational.com

Contact Information

Please

enjoy

lunch.

Presentations resume at

1:00 pm in the Walker Recital Hall – Audrey Hirt Academic Building.