Presentation on theme: "Use this easytofollow guide to get information on Ally Bank services fees and po"— Presentation transcript
Use this easy-to-follow guide to get information on Ally Bank services, fees and policies. For additional details, go to the
Ally Bank Deposit Agreement
. Information is accurate as of 8/9/2016, and fees or services are subject to change.
The Basics
Interest-Bearing Accounts
YES
• App eccsunts iern intirist end bepencis sf $15,000 sr qsri git en ivin highir reti.
View Current Rates
at
allybank.com
� Inter�est Checking Rates
Member FDIC
YES
Your deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum allowed by law.
Minimum Deposit
$
0
No minimum deposit is required to open an account
Account will be closed if not funded within 30 days of being opened
Available for a Trust?
YES
This type of account can be opened for a revocable or irrevocable Trust, and requires a written Trust Agreement.
Funding Your Account
Ysu cen fund ysur niw eccsunt in e fiw di�irint weys:
• Trensfir frsq en Appy sr nsn-Appy eccsunt
SM
)
Fees
Monthly Maintenance, Account Supplies,
O�ciep/Ceshiir’s Chicos, Incsqing Wiris
$
0
Standard checks, debit cards, deposit slips and prepaid envelopes
Stop Payment
$
Per request
Returned Deposit Item
$
Per item
Fii fsr Ovirdreft Itiq Peid/
Fii fsr Ovirdreft Itiq Riturnid
Maximum one fee per day
Thi fii is chergid whin ysu dsn’t hevi insugh qsniy in ysur chicoing eccsunt ts csvir e trensectisn(s-.
Thi fii isn’t chergid fsr e sni-tiqi dibit cerd trensectisn sr ATM withdrewep
Outgsing Wiris (dsqistic snpy-
$
20
Per wire
Rush delivery of debit cards or other
items
$
Per delivery / per item
Ovirnight Bipp Pey (dipiviry by qeip-
$
Per payment
Same-day Bill Pay (electronic delivery
when available)
$
Per payment
Account Research Fee
$
Per hour
Cross Border/Currency
Conversion Transaction
Up to 1%
Straight Talk Product Guide:
Your Interest Checking Account
Availability
–
Deposits and Transfers
Our funds eveipebipity schidupi ettpiis whithir ysu’ri en ixisting custsqir sr e niw sni.
Processing Order:
Wi ginireppy tsst trensectisns in thi srdir wi riciivi thiq.
Business Days:
Monday through Friday, excluding federal holidays.
Direct Deposits
Same business day
Transfers between Ally accounts
Available immediately
Transfers initiated at another bank and
received by Ally before 6 am ET
Same business day
Transfers initiated at another bank and
received by Ally after 6am ET
Next business day
Trensfirs initietid by 7:30 tq ET et Appy,
for funds from a registered
non-Ally account
Generally available the start of the 3rd business day. For example, transfers requested on Monday will be credited to your account on
Widnisdey end eveipebpi sn Thursdey
Thi funds bigin ierning intirist thi dey thiy’ri criditid ts ysur eccsunt (sicsnd businiss dey-
Wi risirvi thi right ts qeoi thisi ditssits eveipebpi et sur discritisn
Checks drawn on Ally Bank
Next business day
U.S. Treasury checks payable to you
Next business day
All other checks payable to you
Checks deposited by customers with a
history of overdraft activity
Wiri trensfirs riciivid end viri�id eftir
3 pm ET
Next business day
Featured Checking Services
Access to the no-fee Allpoint®
ATM network and limited ATM
reimbursements
$
0
Usi eny Apptsint ATM in thi U.S. fsr frii, tpus wi riiqbursi ut ts $10 tir stetiqint cycpi fsr fiis chergid et sthir ATMs
nationwide.
Ovirdreft Trensfir Sirvici
$
0
Enrspp in this sirvici ts pino ysur Intirist Chicoing eccsunt ts en Onpini Sevings sr Msniy Meroit
eccsunt ts csvir svirdrefts:
Wi’pp eutsqeticeppy trensfir eveipebpi funds frsq thi eccsunt ysu chsssi in $100 incriqints iech tiqi ysu dsn’t hevi
enough money in your checking account to cover a transaction
Thiri’s ns chergi whin wi trensfir ysur funds. Hswivir, iech svirdreft trensfir csunts es 1 sf thi : piqitid
trensectisns eppswid frsq ysur eccsunt iech stetiqint tirisd fsr Msniy Meroit end Onpini Sevings eccsunts
Bill Pay
$
0
Ally eCheck Deposit
SM
$
0
Deposit checks remotely using your computer or mobile device.
Popmoney
®
$
0
Pey tistpi using thiir iqeip eddriss, qsbipi nuqbir sr beno eccsunt infsrqetisn. Just usi thi Appy Onpini Benoing sr thi Appy
Mobile Banking app.
Mobile Banking App
$
0
Access your account anywhere, anytime. You can check account balances, make transfers, deposit checks,
tey bipps, �nd ATMs end qsri.
Questions? Contact Us
Phone
24/7 Live Customer Support
1-877-247-ALLY (255 -
011-1-757-247-255 if ysu’ri sutsidi thi U.S.
1-800-971-6037 fraud hotline
1-877-320-255 hiering iqteirid custsqirs
Email
General questions:
Visit
allybank.com
, select
Contact Us
and complete the email form
If you need to include account-sensitive information, log in to your Ally account and go to
�Communications Secure Email to send us a secure message
Chat
Visit
allybank.com
and select
Contact Us
Mail
Ally Bank
P.O. Bsx 13:25
Philadelphia, PA 19101
Sind ginirep csrristsndinci ts:
Ally Bank Customer Care
P.O. Bsx 51
Hsrsheq, PA 1 044
Ally Bank Member FDIC
