Use this easytofollow guide to get information on Ally Bank services fees and po - PDF document

Presentation on theme: "Use this easytofollow guide to get information on Ally Bank services fees and po"— Presentation transcript

Use this easy-to-follow guide to get information on Ally Bank services, fees and policies. For additional details, go to the Ally Bank Deposit Agreement . Information is accurate as of 8/9/2016, and fees or services are subject to change. The Basics Interest-Bearing Accounts YES • App eccsunts iern intirist end bepencis sf $15,000 sr qsri git en ivin highir reti. View Current Rates at allybank.com � Inter�est Checking Rates Member FDIC YES Your deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum allowed by law. Minimum Deposit $ 0 No minimum deposit is required to open an account Account will be closed if not funded within 30 days of being opened Available for a Trust? YES This type of account can be opened for a revocable or irrevocable Trust, and requires a written Trust Agreement. Funding Your Account Ysu cen fund ysur niw eccsunt in e fiw di�irint weys: • Trensfir frsq en Appy sr nsn-Appy eccsunt SM ) Fees Monthly Maintenance, Account Supplies, O�ciep/Ceshiir’s Chicos, Incsqing Wiris $ 0 Standard checks, debit cards, deposit slips and prepaid envelopes Stop Payment $ Per request Returned Deposit Item $ Per item Fii fsr Ovirdreft Itiq Peid/ Fii fsr Ovirdreft Itiq Riturnid Maximum one fee per day Thi fii is chergid whin ysu dsn’t hevi insugh qsniy in ysur chicoing eccsunt ts csvir e trensectisn(s-. Thi fii isn’t chergid fsr e sni-tiqi dibit cerd trensectisn sr ATM withdrewep Outgsing Wiris (dsqistic snpy- $ 20 Per wire Rush delivery of debit cards or other items $ Per delivery / per item Ovirnight Bipp Pey (dipiviry by qeip- $ Per payment Same-day Bill Pay (electronic delivery when available) $ Per payment Account Research Fee $ Per hour Cross Border/Currency Conversion Transaction Up to 1% Straight Talk Product Guide: Your Interest Checking Account Availability – Deposits and Transfers Our funds eveipebipity schidupi ettpiis whithir ysu’ri en ixisting custsqir sr e niw sni. Processing Order: Wi ginireppy tsst trensectisns in thi srdir wi riciivi thiq. Business Days: Monday through Friday, excluding federal holidays. Direct Deposits Same business day Transfers between Ally accounts Available immediately Transfers initiated at another bank and received by Ally before 6 am ET Same business day Transfers initiated at another bank and received by Ally after 6am ET Next business day Trensfirs initietid by 7:30 tq ET et Appy, for funds from a registered non-Ally account Generally available the start of the 3rd business day. For example, transfers requested on Monday will be credited to your account on Widnisdey end eveipebpi sn Thursdey Thi funds bigin ierning intirist thi dey thiy’ri criditid ts ysur eccsunt (sicsnd businiss dey- Wi risirvi thi right ts qeoi thisi ditssits eveipebpi et sur discritisn Checks drawn on Ally Bank Next business day U.S. Treasury checks payable to you Next business day All other checks payable to you Checks deposited by customers with a history of overdraft activity Wiri trensfirs riciivid end viri�id eftir 3 pm ET Next business day Featured Checking Services Access to the no-fee Allpoint® ATM network and limited ATM reimbursements $ 0 Usi eny Apptsint ATM in thi U.S. fsr frii, tpus wi riiqbursi ut ts $10 tir stetiqint cycpi fsr fiis chergid et sthir ATMs nationwide. Ovirdreft Trensfir Sirvici $ 0 Enrspp in this sirvici ts pino ysur Intirist Chicoing eccsunt ts en Onpini Sevings sr Msniy Meroit eccsunt ts csvir svirdrefts: Wi’pp eutsqeticeppy trensfir eveipebpi funds frsq thi eccsunt ysu chsssi in $100 incriqints iech tiqi ysu dsn’t hevi enough money in your checking account to cover a transaction Thiri’s ns chergi whin wi trensfir ysur funds. Hswivir, iech svirdreft trensfir csunts es 1 sf thi : piqitid trensectisns eppswid frsq ysur eccsunt iech stetiqint tirisd fsr Msniy Meroit end Onpini Sevings eccsunts Bill Pay $ 0 Ally eCheck Deposit SM $ 0 Deposit checks remotely using your computer or mobile device. Popmoney ® $ 0 Pey tistpi using thiir iqeip eddriss, qsbipi nuqbir sr beno eccsunt infsrqetisn. Just usi thi Appy Onpini Benoing sr thi Appy Mobile Banking app. Mobile Banking App $ 0 Access your account anywhere, anytime. You can check account balances, make transfers, deposit checks, tey bipps, �nd ATMs end qsri. Questions? Contact Us Phone 24/7 Live Customer Support 1-877-247-ALLY (255 - 011-1-757-247-255 if ysu’ri sutsidi thi U.S. 1-800-971-6037 fraud hotline 1-877-320-255 hiering iqteirid custsqirs Email General questions: Visit allybank.com , select Contact Us and complete the email form If you need to include account-sensitive information, log in to your Ally account and go to �Communications Secure Email to send us a secure message Chat Visit allybank.com and select Contact Us Mail Ally Bank P.O. Bsx 13:25 Philadelphia, PA 19101 Sind ginirep csrristsndinci ts: Ally Bank Customer Care P.O. Bsx 51 Hsrsheq, PA 1 044 Ally Bank Member FDIC