1 • Avoided Emissions – Use and Needs Stefan

1 • Avoided Emissions – Use and Needs Stefan
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1 Avoided Emissions Use and Needs Stefan Henningsson, Climate Specialist, Sustainable Finance Group Level 2 Financing Sustainable financing 3 Green bonds Help companies transition Two ways: - Our own proceeds earmarked to finance loans

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1 • Avoided Emissions – Use and Needs


Stefan Henningsson, Climate Specialist, Sustainable Finance Group Level<br>
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2 Financing<br>
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Sustainable financing 3 Green bonds Help companies transition

Two ways:
- Our own proceeds earmarked to finance loans to customers that have environmental benefits and mitigate climate change
- Intermediary between our customers as issuers and investors by helping them issue, or invest in, green bonds via the capital markets
https://www.nordea.com/en/investor-relations/reports-and-presentations/bonds/green-bonds/ Green loans Finance specific investments with environmental benefits and give our customers the opportunity to address climate change in their financing

The customer commits to using the financing for a sustainable investment, which requires them to report the positive impact from the investment on, for example, energy or water consumption. Green mortgages Mortgage for customers who reside in climate-smart homes that fulfil criteria relating to either energy classification of buildings, the Nordic Swan eco-labelling or certification by the Sweden Green Building Council.<br>