PPT-Cost of Credit

2015 Educurious PartnersAll rights reserved UNIT 3 LESSON 8 1 Learning Outcomes Students will discuss the pros and cons of credit card use and the true cost of using credit . Credit Management. Main Types of Credit. Credit. : An agreement to obtain money, goods or services now in exchange for a promise to pay in the future. Main Types of Credit. Charge Accounts. Credit Cards. Credit Management. Main Types of Credit. Credit. : An agreement to obtain money, goods or services now in exchange for a promise to pay in the future. Main Types of Credit. Charge Accounts. Credit Cards. The Cheese. In terms of sections 100 and 101 NCA there are only 3 possible ways to yield a profit on a credit agreement:. Initiation fee. maximum set in . reg. 42(2) . AND. . reg. 43(3). Interest. Chicago March 10 & 11. Idea Exchange . Background Checks. Drug Testing. Healthcare Cost Savings. Other topics from the group. Background Checks . Who uses them?. Two areas of concern. Use of credit information. Planned Borrowing. Objectives. Discuss the elements of the planned use of credit.. Establish your own debt limit.. Understand the language of consumer loans.. Describe the sources of consumer loans.. A presentation by Mr. Devendra Kumar Vyas. Chief Executive Officer – Srei BNP Paribas. 2. Finance Cost Optimisation. Key Points. Since the 2008 crisis, the role of treasury has evolved into a more strategic one with primary focus on de-risking the balance sheets and optimising the finance costs. A presentation by Mr. Devendra Kumar Vyas. Chief Executive Officer – Srei BNP Paribas. 2. Finance Cost Optimisation. Key Points. Since the 2008 crisis, the role of treasury has evolved into a more strategic one with primary focus on de-risking the balance sheets and optimising the finance costs. Credit Basics . Credit: . allows use of products or services in exchange for a promise to pay in the future.. Types of credit. 1. . Sales. - put it on my tab. . Installment Plan- . washer/dryer purchase. Topics:. Main Types Of Credit. Common Advantages and Disadvantages of businesses using credit. Cost of Credit. Main factors examined for granting credit. Credit Documents. Credit Regulations. Credit Assistance. FINANCIAL SERVICES . SURESH NAIR, Ph.D.. 1. Financial Services Analytical Consulting. There is increasing convergence between operations, marketing and finance. . Nowhere is this more evident than in the financial services industry – banking, credit cards, brokerage, insurance, mortgages, etc.. OBJECTIVES. Explain how you can develop a credit . history. Examine factors . to . consider when . deciding which credit card to . secure. Define . three . factors that creditors consider when . granting credit. Gary Brooks, October 2013. Outline Agenda. Traditional role of Credit. The Switch from Defender to Playmaker. Objectives. (Semi-) Automation of Process Steps. Single . Portal Concept. Credit Insurance. Credit Card Basics . A credit card is a loan that is based on the character, or reputation, of the person that . holds the card.. How . does the credit card company know the character of the . card holder? By getting . P.V. . Viswanath. Financial . Strategy . and . Business Decisions. Topics. Alternative Decomposition of the Dupont Model. Generic Competitive Strategies and the Dupont Model. Interactions between . Accounts Receivable and .